John Hancock Funds

                 Class A, Class B, Class C, Class I and Class R

         Amended and Restated Multiple Class Plan Pursuant to Rule 18f-3

Each  class of shares of each of the John  Hancock  Funds  listed in  Appendix A
attached  hereto  (each the  "Fund")  will  have the same  relative  rights  and
privileges and be subject to the same sales charges,  fees and expenses,  except
as set forth below. The Board of Trustees may determine in the future that other
allocations of expenses (whether ordinary or extraordinary) or other services to
be provided to a class of shares are appropriate and amend this Plan accordingly
without the approval of  shareholders  of any class.  Except as set forth in the
Fund's prospectus and statement of additional information ("prospectus"), shares
may be  exchanged  only for shares of the same class of another fund in the John
Hancock group of funds.

Class A Shares

Class A Shares  are sold at net asset  value and  subject to the  initial  sales
charge  schedule or contingent  deferred  sales charge and the minimum  purchase
requirements set forth in the Fund's  prospectus.  Class A Shares are subject to
fees under the  Fund's  Class A Rule  12b-1  Distribution  Plan on the terms set
forth in the Fund's  prospectus.  The Class A Shareholders have exclusive voting
rights,  if any, with respect to the Class A Distribution  Plan.  Class A Shares
shall be entitled to the shareholder services set forth from time to time in the
Fund's prospectus with respect to Class A Shares.

If permitted by disclosure in the Fund's prospectus, Class A Shares will convert
to Class I  Shares  at any time  after  the  initial  date  that  Class A Shares
commenced  operations  upon  shareholder  request if the requesting  shareholder
meets the criteria for  investment  in Class I Shares as set forth in the Fund's
Class I  prospectus.  The  conversion of Class A Shares to Class I Shares may be
suspended if it is determined  that the  conversion  constitutes or is likely to
constitute a taxable event under federal income tax law.

Class B Shares

Class B Shares are sold at net asset value per share  without the  imposition of
an initial sales charge.  However,  Class B shares  redeemed  within a specified
number of years of  purchase  will be subject  to a  contingent  deferred  sales
charge as set forth in the Fund's prospectus. Class B Shares are sold subject to
the minimum purchase  requirements set forth in the Fund's  prospectus.  Class B
Shares are subject to fees under the Class B Rule 12b-1 Distribution Plan on the
terms set forth in the Fund's  prospectus.  The Class B Shareholders of the Fund
have  exclusive  voting  rights,  if any,  with  respect to the  Fund's  Class B
Distribution Plan. Class B Shares shall be entitled to the shareholder  services
set forth from time to time in the  Fund's  prospectus  with  respect to Class B
Shares

Class B Shares will  automatically  convert to Class A Shares of the Fund at the
end of a specified  number of years after the initial  purchase  date of Class B
shares,  except as provided in the Fund's prospectus.  The initial purchase date
for Class B shares acquired through  reinvestment of dividends on Class B Shares
will be  deemed  to be the  date on  which  the  original  Class B  shares  were
purchased.  Such conversion will occur at the relative net asset value per share
of each class.  Redemption  requests placed by shareholders who own both Class A
and  Class B Shares  of the  Fund  will be  satisfied  first  by  redeeming  the
shareholder's  Class A  Shares,  unless  the  shareholder  has  made a  specific
election to redeem Class B Shares.

The  conversion  of Class B Shares to Class A Shares may be  suspended  if it is
determined that the conversion  constitutes or is likely to constitute a taxable
event under federal income tax law.

Class C Shares

Class C Shares  are sold at net asset  value and  subject to the  initial  sales
charge schedule set forth in the Fund's prospectus.  In addition, Class C shares
redeemed  within one year of purchase  will be subject to a contingent  deferred
sales  charge as set forth in the  Fund's  prospectus.  Class C Shares  are sold
subject to the minimum purchase requirements set forth in the Fund's prospectus.
Class C Shares are  subject  to fees  under the Class C Rule 12b-1  Distribution
Plan on the terms set forth in the Fund's  prospectus.  The Class C Shareholders
of the Fund have  exclusive  voting  rights,  if any, with respect to the Fund's
Class C Distribution  Plan.  Class C Shares shall be entitled to the shareholder
services  set forth from time to time in the Fund's  prospectus  with respect to
Class C Shares.

Class I Shares

Class I Shares  are sold at net asset  value and are not  subject  to an initial
sales charge schedule or contingent deferred sales charge but are subject to the
minimum purchase requirements set forth in the Fund's prospectus. Class I Shares
are not subject to Rule 12b-1  distribution  and/or service fees. Class I Shares
shall be entitled to the shareholder services set forth from time to time in the
Fund's  prospectus  with  respect to Class I Shares.  Transfer  Agency  fees and
related expenses  incurred with respect to Class I Shares are allocated to Class
I shares.

Class R Shares

Class R Shares are sold at net asset  value  without an  initial  sales  charge.
Class  R  Shares  are  sold  to  retirement  plans  that  meet  the  eligibility
requirements  for Class R shares  set forth in the  Fund's  prospectus.  Class R
Shares shall be entitled to the shareholder services set forth from time to time
in the Fund's prospectus with respect to Class R Shares. Class R Shares are sold
subject to the minimum purchase requirements set forth in the Fund's prospectus.
Class R Shares are  subject  to fees  under the Class R Rule 12b-1  Distribution
Plan on the terms set forth in the  Fund's  prospectus.  Class R Shares are also
subject to the fees under a Service Plan  adopted  pursuant to Rule 12b-1 on the
terms set forth in the Fund's  prospectus.  The Class R Shareholders of the Fund
have  exclusive  voting  rights,  if any,  with  respect to the  Fund's  Class R
Distribution  and  Service  Plans.  Class R  Shares  shall  be  entitled  to the
shareholder  services set forth from time to time in the Fund's  prospectus with
respect to Class R Shares.  Transfer Agency fees and related  expenses  incurred
with respect to Class R Shares are allocated to Class R shares.