Exhibit 12
GMAC LLC

RATIO OF EARNINGS TO FIXED CHARGES

	Six months ended
	June 30,
($ in millions)	2007			2006
Earnings
Consolidated net (loss) income		($12	)		$1,283
Provision for income taxes		309			582
Equity-method investee distribution		31			648
Equity-method investee earnings		(84	)		(493	)
Minority interest in consolidated subsidiaries and loss/(income) from equity investees		1			(11	)
Consolidated income before income taxes, minority interest and loss/(income) from equity investees		245			2,009
Fixed charges		7,409			7,523
Earnings available for fixed charges		7,654			9,532
Fixed charges
Interest, discount, and issuance expense on debt		7,368			7,478
Portion of rentals representative of the interest factor		41			44
Total fixed charges		$7,409			$7,522
Ratio of earnings to fixed charges		1.03			1.27