Exhibit 12(b)

General Electric Capital Corporation and Consolidated Affiliates
Computation of Ratio of Earnings to Combined Fixed Charges and Preferred Stock Dividends

	Nine months ended September 30, 2011		Year ended December 31,
(Dollars in millions)			2010		2009			2008		2007		2006
Earnings (loss)(a)	$	5,618	$	2,027	$	(2,693	)	$	6,157	$	13,526	$	11,915
Plus:
Interest included in expense(b)		10,721		14,924		17,491			24,654		22,420		17,605
One-third of rental expense(c)		153		212		267			171		336		306
Adjusted “earnings”(d)	$	16,492	$	17,163	$	15,065		$	30,982	$	36,282	$	29,826
Fixed Charges:
Interest included in expense(b)	$	10,721	$	14,924	$	17,491		$	24,654	$	22,420	$	17,605
Interest capitalized		19		39		39			65		80		77
One-third of rental expense(c)		153		212		267			171		336		306
Total fixed charges	$	10,893	$	15,175	$	17,797		$	24,890	$	22,836	$	17,988
Ratio of earnings to fixed charges		1.51		1.13		0.85			1.24		1.59		1.66
Preferred stock dividend requirements	$	—	$	—	$	—		$	—	$	—	$	3
Ratio of earnings before provision for income taxes to earnings from continuing operations		1.18		0.72		(1.58	)		0.74		1.08		1.13
Preferred stock dividend factor on pre-tax basis	$	—	$	—	$			$	—	$	—	$	3
Fixed charges		10,893		15,175		17,797			24,890		22,836		17,988
Total fixed charges and preferred stock dividend requirements	$	10,893	$	15,175	$	17,797		$	24,890	$	22,836	$	17,991
Ratio of earnings to combined fixed charges and preferred stock dividends		1.51		1.13		0.85			1.24		1.59		1.66

(a)	Earnings (loss) before income taxes, noncontrolling interests, discontinued operations and undistributed earnings of equity investees.
(b)	Included interest on tax deficiencies.
(c)	Considered to be representative of interest factor in rental expense.
(d)	In accordance with item 503 of SEC Regulation S-K, we are required to disclose the amount of earnings needed to achieve a one-to-one ratio of earnings to fixed charges. As of December 31, 2009, this amount was $2,732 million.