Exhibit 12

General Electric Capital Corporation and consolidated affiliates

Computation of Ratio of Earnings to Fixed Charges

and

Computation of Ratio of Earnings to Combined Fixed Charges and Preferred Stock Dividends

Nine months ended September 30, 2012

(Unaudited)

			Ratio of
			earnings to
			combined
	Ratio of		fixed charges
	earnings to		and preferred
	fixed charges		stock dividends
(Dollars in millions)
Earnings(a)	$	5,609	$	5,609
Plus:
Interest included in expense(b)		8,989		8,989
One-third of rental expense(c)		145		145
Adjusted “earnings”	$	14,743	$	14,743
Fixed charges:
Interest included in expense(b)	$	8,989	$	8,989
Interest capitalized		20		20
One-third of rental expense(c)		145		145
Total fixed charges	$	9,154	$	9,154
Ratio of earnings to fixed charges		1.61
Preferred stock dividend requirements			$	–
Ratio of earnings before provision for income taxes to
earnings from continuing operations				1.07
Preferred stock dividend factor on pre-tax basis				–
Fixed charges			$	9,154
Total fixed charges and preferred stock dividend requirements			$	9,154
Ratio of earnings to combined fixed charges and
preferred stock dividends				1.61

(a)   Earnings before income taxes, noncontrolling interests, discontinued operations and undistributed earnings of equity investees.

(b)   Included interest on tax deficiencies.

(c)   Considered to be representative of interest factor in rental expense.