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Supplemental Information About The Credit Quality Of Financing Receivables And Allowance For Losses On (Tables)
9 Months Ended
Sep. 30, 2012
Commercial Portfolio Segment [Member]
 
Supplemental Information About Credit Quality Of Financing Receivables And Allowance For Losses On Financing Receivables [Line Items]  
Schedule Of Financing Receivables And Allowance For Losses [Table Text Block]
       Financing receivables 
       September 30, December 31, 
(In millions)      2012 2011 
             
CLL            
    Americas      $74,488 $80,505 
    Europe       34,916  36,899 
    Asia       11,597  11,635 
    Other       659  436 
Total CLL       121,660  129,475 
             
Energy Financial Services       4,989  5,912 
             
GECAS       11,628  11,901 
             
Other       537  1,282 
             
Total Commercial financing receivables, before allowance for losses    $138,814 $148,570 
             
Non-impaired financing receivables      $132,900 $142,908 
General reserves       569  718 
             
Impaired loans       5,914  5,662 
Specific reserves       680  812 
             
Past Due Financing Receivables [Table Text Block]
  September 30, 2012  December 31, 2011 
  Over 30 days  Over 90 days  Over 30 days  Over 90 days 
  past due  past due  past due  past due 
             
CLL            
    Americas 1.1% 0.6% 1.3% 0.8%
    Europe 4.4  2.6  3.8  2.1 
    Asia 0.9  0.7  1.3  1.0 
    Other 0.0  0.0  2.0  0.1 
Total CLL 2.0  1.2  2.0  1.2 
             
Energy Financial Services 0.0  0.0  0.3  0.3 
             
GECAS 0.1  0.0  0.0  0.0 
             
Other 3.0  3.0  3.7  3.5 
             
Total 1.8  1.1  1.8  1.1 
             
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]
 Nonaccrual financing Nonearning financing 
 receivables receivables 
 September 30, December 31, September 30, December 31, 
(Dollars in millions)2012 2011 2012 2011 
             
CLL            
    Americas$2,339 $2,417 $1,600 $1,862 
    Europe 2,011  1,599  1,533  1,167 
    Asia 333  428  206  269 
    Other 53  68  53  11 
Total CLL 4,736  4,512  3,392  3,309 
             
Energy Financial Services 51  22  2  22 
             
GECAS 304  69  50  55 
             
Other 33  115  16  65 
Total$5,124 $4,718 $3,460 $3,451 
             
Allowance for losses percentage 24.4% 32.4% 36.1% 44.3%
             
Impaired Financing Receivables [Table Text Block]
 With no specific allowance With a specific allowance
  Recorded Unpaid Average  Recorded Unpaid   Average
 investment principal investment in investment principal Associated investment in
(In millions)in loans balance loans in loans balance allowance loans
                     
September 30, 2012                    
                     
CLL                    
    Americas$2,702 $2,972 $2,547 $902 $1,145 $246 $1,095
    Europe 1,087  1,676  979  913  1,282  406  845
    Asia 52  55  62  126  152  19  140
    Other 44  56  53  9  13  2  7
Total CLL 3,885  4,759  3,641  1,950  2,592  673  2,087
Energy Financial Services 2  2  3  0  0  0  9
GECAS 41  41  21  3  3  0  6
Other 13  20  28  20  20  7  48
Total$3,941 $4,822 $3,693 $1,973 $2,615 $680 $2,150
                     

December 31, 2011                    
                     
CLL                    
    Americas$2,136 $2,219 $2,128 $1,367 $1,415 $425 $1,468
    Europe 936  1,060  1,001  730  717  263  602
    Asia 85  83  94  156  128  84  214
    Other 54  58  13  11  11  2  5
Total CLL 3,211  3,420  3,236  2,264  2,271  774  2,289
Energy Financial Services 4  4  20  18  18  9  87
GECAS 28  28  59  0  0  0  11
Other 62  63  67  75  75  29  97
Total$3,305 $3,515 $3,382 $2,357 $2,364 $812 $2,484
                     
Financing Receivable Credit Quality Indicators [Table Text Block]
 Secured
(In millions)A B C Total
            
September 30, 2012           
            
CLL           
    Americas$69,945 $1,727 $2,816 $74,488
    Europe 31,486  1,046  1,359  33,891
    Asia 10,884  111  412  11,407
    Other 197  44  68  309
Total CLL 112,512  2,928  4,655  120,095
            
Energy Financial Services 4,771  47  49  4,867
            
GECAS 11,441  176  11  11,628
            
Other 537  0  0  537
Total$129,261 $3,151 $4,715 $137,127

December 31, 2011           
            
CLL           
    Americas$73,103 $2,816 $4,586 $80,505
    Europe 33,481  1,080  1,002  35,563
    Asia 10,644  116  685  11,445
    Other 345  0  91  436
Total CLL 117,573  4,012  6,364  127,949
            
Energy Financial Services 5,727  24  18  5,769
            
GECAS 10,881  970  50  11,901
            
Other 1,282  0  0  1,282
Total$135,463 $5,006 $6,432 $146,901
            
Commercial Real Estate Portfolio Segment [Member]
 
Supplemental Information About Credit Quality Of Financing Receivables And Allowance For Losses On Financing Receivables [Line Items]  
Schedule Of Financing Receivables And Allowance For Losses [Table Text Block]
       Financing receivables 
        September 30,  December 31, 
(In millions)       2012  2011 
             
Debt      $21,225 $24,501 
Business Properties       5,069  8,248 
             
Total Real Estate financing receivables, before allowance for losses    $26,294 $32,749 
             
Non-impaired financing receivables      $18,817 $24,002 
General reserves       178  267 
             
Impaired loans       7,477  8,747 
Specific reserves       558  822 
             
Past Due Financing Receivables [Table Text Block]
  September 30, 2012  December 31, 2011 
  Over 30 days Over 90 days  Over 30 days Over 90 days 
  past due past due  past due past due 
             
Debt 2.4% 2.3% 2.4% 2.3%
Business Properties 4.7  4.5  3.9  3.0 
Total 2.8  2.8  2.8  2.5 
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]
 Nonaccrual financing Nonearning financing 
 receivables receivables 
 September 30, December 31, September 30, December 31, 
(Dollars in millions)2012 2011 2012 2011 
             
Debt$5,141 $6,351 $454 $541 
Business Properties 492  598  228  249 
Total$5,633 $6,949 $682 $790 
             
Allowance for losses percentage 13.1% 15.7% 107.9% 137.8%
             
Impaired Financing Receivables [Table Text Block]
 With no specific allowance With a specific allowance
 Recorded Unpaid Average Recorded Unpaid   Average
 investment principal investment investment principal Associated investment
(In millions)in loans balance in loans in loans balance allowance in loans
                     
September 30, 2012                    
                     
Debt$3,684 $3,930 $3,645 $3,312 $3,606 $472 $3,798
Business Properties 198  198  198  283  283  86  341
Total$3,882 $4,128 $3,843 $3,595 $3,889 $558 $4,139
                     

December 31, 2011                    
                     
Debt$3,558 $3,614 $3,568 $4,560 $4,652 $717 $5,435
Business Properties 232  232  215  397  397  105  460
Total$3,790 $3,846 $3,783 $4,957 $5,049 $822 $5,895
Financing Receivable Credit Quality Indicators [Table Text Block]
 Loan-to-value ratio
 September 30, 2012 December 31, 2011
 Less than 80% to Greater than Less than 80% to Greater than
(In millions)80% 95% 95% 80% 95% 95%
                  
Debt$14,092 $3,215 $3,918 $14,454 $4,593 $5,454
                  
 Internal Risk Rating
 September 30, 2012 December 31, 2011
(In millions)A B C A B C
                  
Business Properties$4,610 $64 $395 $7,628 $110 $510
Consumer Portfolio Segment [Member]
 
Supplemental Information About Credit Quality Of Financing Receivables And Allowance For Losses On Financing Receivables [Line Items]  
Schedule Of Financing Receivables And Allowance For Losses [Table Text Block]
       Financing receivables 
       September 30, December 31, 
(In millions)      2012 2011 
             
Non-U.S. residential mortgages      $33,855 $35,550 
Non-U.S. installment and revolving credit       18,504  18,544 
U.S. installment and revolving credit       46,939  46,689 
Non-U.S. auto       4,601  5,691 
Other       7,996  7,244 
Total Consumer financing receivables, before allowance for losses    $111,895 $113,718 
             
Non-impaired financing receivables      $108,745 $110,825 
General reserves       2,737  2,891 
             
Impaired loans       3,150  2,893 
Specific reserves       658  680 
             
             
Past Due Financing Receivables [Table Text Block]
  September 30, 2012  December 31, 2011 
  Over 30 days  Over 90 days  Over 30 days  Over 90 days 
  past due  past due(a)  past due  past due(a) 
             
Non-U.S. residential mortgages 12.2% 7.7% 12.3% 7.9%
Non-U.S. installment and revolving credit 3.9  1.2  4.1  1.2 
U.S. installment and revolving credit 4.8  2.0  5.0  2.2 
Non-U.S. auto 3.1  0.5  3.1  0.5 
Other 3.2  2.0  3.5  2.0 
Total 6.7  3.5  6.9  3.7 
             
             

  • Included $38 million and $45 million of loans at September 30, 2012 and December 31, 2011, respectively, which are over 90 days past due and accruing interest, mainly representing accretion on loans acquired at a discount.

 

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]
 Nonaccrual financing Nonearning financing 
 receivables receivables 
 September 30, December 31, September 30, December 31, 
(Dollars in millions)2012 2011 2012 2011 
             
Non-U.S. residential mortgages$2,742 $2,995 $2,659 $2,870 
Non-U.S. installment and revolving credit 234  321  234  263 
U.S. installment and revolving credit 896  990  896  990 
Non-U.S. auto 27  43  27  43 
Other 429  487  339  419 
Total$4,328 $4,836 $4,155 $4,585 
             
Allowance for losses percentage 78.4% 73.8% 81.7% 77.9%
             
Non US residential mortgages [Member]
 
Supplemental Information About Credit Quality Of Financing Receivables And Allowance For Losses On Financing Receivables [Line Items]  
Financing Receivable Credit Quality Indicators [Table Text Block]
 Loan-to-value ratio
 September 30, 2012 December 31, 2011
 80% or Greater than Greater than 80% or Greater than Greater than
(In millions)less 80% to 90% 90% less 80% to 90% 90%
                  
Non-U.S. residential mortgages$18,799 $5,847 $9,209 $19,834 $6,087 $9,629
Installment And Revolving Credit [Member]
 
Supplemental Information About Credit Quality Of Financing Receivables And Allowance For Losses On Financing Receivables [Line Items]  
Financing Receivable Credit Quality Indicators [Table Text Block]
 Internal ratings translated to approximate credit bureau equivalent score
 September 30, 2012 December 31, 2011
 681 or 615 to 614 or 681 or 615 to 614 or
(In millions)higher 680 less higher 680 less
                  
Non-U.S. installment and                 
    revolving credit$10,474 $4,530 $3,500 $9,913 $4,838 $3,793
U.S. installment and                 
    revolving credit 30,845  8,935  7,159  28,918  9,398  8,373
Non-U.S. auto 3,363  750  488  3,927  1,092  672