OFFERING CIRCULAR PRICING SUPPLEMENT NO <TITLE> </HEAD> <BODY> <TABLE CELLSPACING=0 BORDER=0 CELLPADDING=7 WIDTH=571> <TR><TD WIDTH="51%" VALIGN="TOP"> PROSPECTUS</TD> <TD WIDTH="49%" VALIGN="TOP"> Pricing Supplement No. 4196</TD> </TR> <TR><TD WIDTH="51%" VALIGN="TOP"> Dated May 17, 2005</TD> <TD WIDTH="49%" VALIGN="TOP"> Dated June 3, 2005 </TD> </TR> <TR><TD WIDTH="51%" VALIGN="TOP"> PROSPECTUS SUPPLEMENT</TD> <TD WIDTH="49%" VALIGN="TOP"> Rule 424(b)(3)-Registration Statement</TD> </TR> <TR><TD WIDTH="51%" VALIGN="TOP"> Dated May 17, 2005</TD> <TD WIDTH="49%" VALIGN="TOP"> No. 333-123085</TD> </TR> </TABLE> GENERAL ELECTRIC CAPITAL CORPORATION GLOBAL MEDIUM-TERM NOTES, SERIES A (Fixed Rate Notes) <TABLE CELLSPACING=0 BORDER=0 CELLPADDING=7 WIDTH=638> <TR><TD WIDTH="50%" VALIGN="TOP"> Trade Date:</TD> <TD WIDTH="50%" VALIGN="TOP"> June 3, 2005 </TD> </TR> <TR><TD WIDTH="50%" VALIGN="TOP"> Settlement Date (Original Issue Date):</TD> <TD WIDTH="50%" VALIGN="TOP"> June 8, 2005</TD> </TR> <TR><TD WIDTH="50%" VALIGN="TOP"> Maturity Date: </TD> <TD WIDTH="50%" VALIGN="TOP"> September 1, 2009</TD> </TR> <TR><TD WIDTH="50%" VALIGN="TOP"> Principal Amount (in Specified Currency)</TD> <TD WIDTH="50%" VALIGN="TOP"> US$ 1,000,000,000</TD> </TR> <TR><TD WIDTH="50%" VALIGN="TOP"> Price to Public (Issue Price):</TD> <TD WIDTH="50%" VALIGN="TOP"> 99.744%</TD> </TR> <TR><TD WIDTH="50%" VALIGN="TOP"> Agent's Discount or Commission:</TD> <TD WIDTH="50%" VALIGN="TOP"> 0.20%</TD> </TR> <TR><TD WIDTH="50%" VALIGN="TOP"> Net Proceeds to Issuer (in Specified Currency):</TD> <TD WIDTH="50%" VALIGN="TOP"> US$ 995,440,000</TD> </TR> <TR><TD WIDTH="50%" VALIGN="TOP"> Interest Rate Per Annum:</TD> <TD WIDTH="50%" VALIGN="TOP"> 4.125%</TD> </TR> <TR><TD WIDTH="50%" VALIGN="TOP"> Interest Payment Date(s):</TD> <TD WIDTH="50%" VALIGN="TOP"> March 1 and September 1 of each year commencing September 1, 2005 (with respect to the period from and including June 8, 2005 to but excluding September 1, 2005) and ending on the Maturity Date.</TD> </TR> </TABLE> Clearance and Settlement: <TABLE CELLSPACING=0 BORDER=0 CELLPADDING=7 WIDTH=637> <TR><TD WIDTH="9%" VALIGN="TOP"> </TD> <TD WIDTH="7%" VALIGN="TOP"> </TD> <TD WIDTH="84%" VALIGN="TOP"> DTC Only</TD> </TR> <TR><TD WIDTH="9%" VALIGN="TOP"> </TD> <TD WIDTH="7%" VALIGN="TOP"> </TD> <TD WIDTH="84%" VALIGN="TOP"> </TD> </TR> <TR><TD WIDTH="9%" VALIGN="TOP"> X</TD> <TD WIDTH="7%" VALIGN="TOP"> </TD> <TD WIDTH="84%" VALIGN="TOP"> DTC global (including through its indirect participants Euroclear and Clearstream, Luxembourg as described under "Global Clearance and Settlement Procedures" in the accompanying Prospectus Supplement)</TD> </TR> <TR><TD WIDTH="9%" VALIGN="TOP"> </TD> <TD WIDTH="7%" VALIGN="TOP"> </TD> <TD WIDTH="84%" VALIGN="TOP"> </TD> </TR> <TR><TD WIDTH="9%" VALIGN="TOP"> </TD> <TD WIDTH="7%" VALIGN="TOP"> </TD> <TD WIDTH="84%" VALIGN="TOP"> DTC and Euroclear/Clearstream, Luxembourg (as described under "Description of Notes - General - Special Provisions Relating to Certain Foreign Currency Notes" in the accompanying Prospectus Supplement).</TD> </TR> <TR><TD WIDTH="9%" VALIGN="TOP"> </TD> <TD WIDTH="7%" VALIGN="TOP"> </TD> <TD WIDTH="84%" VALIGN="TOP"> </TD> </TR> <TR><TD WIDTH="9%" VALIGN="TOP"> </TD> <TD WIDTH="7%" VALIGN="TOP"> </TD> <TD WIDTH="84%" VALIGN="TOP"> Euroclear and Clearstream, Luxembourg only</TD> </TR> </TABLE> CAPITALIZED TERMS USED IN THIS PRICING SUPPLEMENT WHICH ARE DEFINED IN THE PROSPECTUS SUPPLEMENT SHALL HAVE THE MEANINGS ASSIGNED TO THEM IN THE PROSPECTUS SUPPLEMENT. <TABLE CELLSPACING=0 BORDER=0 CELLPADDING=7 WIDTH=613> <TR><TD WIDTH="58%" VALIGN="TOP"> </TD> <TD WIDTH="42%" VALIGN="TOP"> (Fixed Rate)</TD> </TR> <TR><TD WIDTH="58%" VALIGN="TOP"> </TD> <TD WIDTH="42%" VALIGN="TOP"> Page 2</TD> </TR> <TR><TD WIDTH="58%" VALIGN="TOP"> </TD> <TD WIDTH="42%" VALIGN="TOP"> Pricing Supplement No. 4196</TD> </TR> <TR><TD WIDTH="58%" VALIGN="TOP"> </TD> <TD WIDTH="42%" VALIGN="TOP"> Dated June 3, 2005 </TD> </TR> <TR><TD WIDTH="58%" VALIGN="TOP"> </TD> <TD WIDTH="42%" VALIGN="TOP"> Rule 424(b)(3)-Registration Statement</TD> </TR> <TR><TD WIDTH="58%" VALIGN="TOP"> </TD> <TD WIDTH="42%" VALIGN="TOP"> No. 333-123085</TD> </TR> </TABLE> CUSIP: 36962GR48 ISIN: US36962GR489 Common Code: 022199714 Repayment, Redemption and Acceleration Optional Repayment Date(s): N/A Initial Redemption Date: N/A Initial Redemption Percentage: N/A Annual Redemption Percentage Reduction: N/A Modified Payment Upon Acceleration: N/A Original Issue Discount: Amount of OID: N/A Yield to Maturity: N/A Interest Accrual Date: N/A Initial Accrual Period OID: N/A Amortizing Notes: Amortization Schedule: N/A Dual Currency Notes: Face Amount Currency: N/A Optional Payment Currency: N/A Designated Exchange Rate: N/A Option Value Calculation Agent: N/A Option Election Date(s): N/A Indexed Notes: Currency Base Rate: N/A Determination Agent: N/A <TABLE CELLSPACING=0 BORDER=0 CELLPADDING=7 WIDTH=613> <TR><TD WIDTH="58%" VALIGN="TOP"> </TD> <TD WIDTH="42%" VALIGN="TOP"> (Fixed Rate)</TD> </TR> <TR><TD WIDTH="58%" VALIGN="TOP"> </TD> <TD WIDTH="42%" VALIGN="TOP"> Page 3</TD> </TR> <TR><TD WIDTH="58%" VALIGN="TOP"> </TD> <TD WIDTH="42%" VALIGN="TOP"> Pricing Supplement No. 4196</TD> </TR> <TR><TD WIDTH="58%" VALIGN="TOP"> </TD> <TD WIDTH="42%" VALIGN="TOP"> Dated June 3, 2005 </TD> </TR> <TR><TD WIDTH="58%" VALIGN="TOP"> </TD> <TD WIDTH="42%" VALIGN="TOP"> Rule 424(b)(3)-Registration Statement</TD> </TR> <TR><TD WIDTH="58%" VALIGN="TOP"> </TD> <TD WIDTH="42%" VALIGN="TOP"> No. 333-123085</TD> </TR> </TABLE> Listing: <TABLE CELLSPACING=0 BORDER=0 CELLPADDING=7 WIDTH=637> <TR><TD WIDTH="9%" VALIGN="TOP"> </TD> <TD WIDTH="7%" VALIGN="TOP"> </TD> <TD WIDTH="84%" VALIGN="TOP"> Listed on the Luxembourg Exchange</TD> </TR> <TR><TD WIDTH="9%" VALIGN="TOP"> X</TD> <TD WIDTH="7%" VALIGN="TOP"> </TD> <TD WIDTH="84%" VALIGN="TOP"> Not Listed on the Luxembourg Exchange</TD> </TR> <TR><TD WIDTH="9%" VALIGN="TOP"> </TD> <TD WIDTH="7%" VALIGN="TOP"> </TD> <TD WIDTH="84%" VALIGN="TOP"> Other Listing</TD> </TR> </TABLE> Additional Information: General. At March 31, 2005, the Company had outstanding indebtedness totaling $350.741 billion, consisting of notes payable within one year, senior notes payable after one year and subordinated notes payable after one year. The total amount of outstanding indebtedness at March 31, 2005, excluding subordinated notes payable after one year was equal to $349.921 billion. Consolidated Ratio of Earnings to Fixed Charges. <DIR> The information contained in the Prospectus under the caption "Consolidated Ratio of Earnings to Fixed Charges" is hereby amended in its entirety, as follows: </DIR> <TABLE CELLSPACING=0 BORDER=0 CELLPADDING=7 WIDTH=607> <TR><TD WIDTH="11%" VALIGN="TOP"> </TD> <TD WIDTH="14%" VALIGN="TOP"> </TD> <TD WIDTH="30%" VALIGN="TOP" COLSPAN=2> Year Ended December 31, </TD> <TD WIDTH="21%" VALIGN="TOP"> </TD> <TD WIDTH="25%" VALIGN="TOP"> Three Months Ended March 31, 2005 </TD> </TR> <TR><TD WIDTH="11%" VALIGN="TOP"> 2000</TD> <TD WIDTH="14%" VALIGN="TOP"> 2001</TD> <TD WIDTH="14%" VALIGN="TOP"> 2002</TD> <TD WIDTH="16%" VALIGN="TOP"> 2003</TD> <TD WIDTH="21%" VALIGN="TOP"> 2004</TD> <TD WIDTH="25%" VALIGN="TOP"> </TD> </TR> <TR><TD WIDTH="11%" VALIGN="TOP"> </TD> <TD WIDTH="14%" VALIGN="TOP"> (Restated)</TD> <TD WIDTH="14%" VALIGN="TOP"> (Restated)</TD> <TD WIDTH="16%" VALIGN="TOP"> (Restated)</TD> <TD WIDTH="21%" VALIGN="TOP"> (Restated)</TD> <TD WIDTH="25%" VALIGN="TOP"> </TD> </TR> <TR><TD WIDTH="11%" VALIGN="TOP"> 1.52</TD> <TD WIDTH="14%" VALIGN="TOP"> 1.73</TD> <TD WIDTH="14%" VALIGN="TOP"> 1.66</TD> <TD WIDTH="16%" VALIGN="TOP"> 1.86</TD> <TD WIDTH="21%" VALIGN="TOP"> 1.89</TD> <TD WIDTH="25%" VALIGN="TOP"> 1.74</TD> </TR> <TR><TD WIDTH="11%" VALIGN="TOP"> </TD> <TD WIDTH="14%" VALIGN="TOP"> </TD> <TD WIDTH="14%" VALIGN="TOP"> </TD> <TD WIDTH="16%" VALIGN="TOP"> </TD> <TD WIDTH="21%" VALIGN="TOP"> </TD> <TD WIDTH="25%" VALIGN="TOP"> </TD> </TR> </TABLE> For purposes of computing the consolidated ratio of earnings to fixed charges, earnings consist of net earnings adjusted for the provision for income taxes, minority interest and fixed charges. Fixed charges consist of interest and discount on all indebtedness and one-third of rentals, which the Company believes is a reasonable approximation of the interest factor of such rentals. <TABLE CELLSPACING=0 BORDER=0 CELLPADDING=7 WIDTH=613> <TR><TD WIDTH="58%" VALIGN="TOP"> </TD> <TD WIDTH="42%" VALIGN="TOP"> (Fixed Rate)</TD> </TR> <TR><TD WIDTH="58%" VALIGN="TOP"> </TD> <TD WIDTH="42%" VALIGN="TOP"> Page 4</TD> </TR> <TR><TD WIDTH="58%" VALIGN="TOP"> </TD> <TD WIDTH="42%" VALIGN="TOP"> Pricing Supplement No. 4196</TD> </TR> <TR><TD WIDTH="58%" VALIGN="TOP"> </TD> <TD WIDTH="42%" VALIGN="TOP"> Dated June 3, 2005 </TD> </TR> <TR><TD WIDTH="58%" VALIGN="TOP"> </TD> <TD WIDTH="42%" VALIGN="TOP"> Rule 424(b)(3)-Registration Statement</TD> </TR> <TR><TD WIDTH="58%" VALIGN="TOP"> </TD> <TD WIDTH="42%" VALIGN="TOP"> No. 333-123085</TD> </TR> </TABLE> Plan of Distribution: The Notes are being purchased by Lehman Brothers Inc. (the "Underwriter"), as principal, at 99.744% of the aggregate principal amount less an underwriting discount equal to 0.20% of the principal amount of the Notes. The Company has agreed to indemnify the Underwriter against certain liabilities, including liabilities under the Securities Act of 1933, as amended. </BODY> </HTML> </TEXT> </DOCUMENT> </SEC-DOCUMENT> -----END PRIVACY-ENHANCED MESSAGE-----

-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, NQU7pFYhY4f35Q+TZFfs1PX1HNFGEdc6NLzMtp/wM7HLRfOTdVybckWyQWLQHd1h mFDWHdE7OQRpKgq86E0SZg== 0000040554-05-000061.txt : 20050611 0000040554-05-000061.hdr.sgml : 20050611 20050607140635 ACCESSION NUMBER: 0000040554-05-000061 CONFORMED SUBMISSION TYPE: 424B3 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20050607 DATE AS OF CHANGE: 20050607 FILER: COMPANY DATA: COMPANY CONFORMED NAME: GENERAL ELECTRIC CAPITAL CORP CENTRAL INDEX KEY: 0000040554 STANDARD INDUSTRIAL CLASSIFICATION: PERSONAL CREDIT INSTITUTIONS [6141] IRS NUMBER: 131500700 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 424B3 SEC ACT: 1933 Act SEC FILE NUMBER: 333-114095 FILM NUMBER: 05882563 BUSINESS ADDRESS: STREET 1: 260 LONG RIDGE RD CITY: STAMFORD STATE: CT ZIP: 06927 BUSINESS PHONE: 2033574000 MAIL ADDRESS: STREET 1: 260 LONG RIDGE ROAD CITY: STAMFORD STATE: CT ZIP: 06927 FORMER COMPANY: FORMER CONFORMED NAME: GENERAL ELECTRIC CREDIT CORP DATE OF NAME CHANGE: 19871216 424B3 1 mtn4196.htm OFFERING CIRCULAR PRICING SUPPLEMENT NO <TITLE> </HEAD> <BODY> <TABLE CELLSPACING=0 BORDER=0 CELLPADDING=7 WIDTH=571> <TR><TD WIDTH="51%" VALIGN="TOP"> PROSPECTUS</TD> <TD WIDTH="49%" VALIGN="TOP"> Pricing Supplement No. 4196</TD> </TR> <TR><TD WIDTH="51%" VALIGN="TOP"> Dated May 17, 2005</TD> <TD WIDTH="49%" VALIGN="TOP"> Dated June 3, 2005 </TD> </TR> <TR><TD WIDTH="51%" VALIGN="TOP"> PROSPECTUS SUPPLEMENT</TD> <TD WIDTH="49%" VALIGN="TOP"> Rule 424(b)(3)-Registration Statement</TD> </TR> <TR><TD WIDTH="51%" VALIGN="TOP"> Dated May 17, 2005</TD> <TD WIDTH="49%" VALIGN="TOP"> No. 333-123085</TD> </TR> </TABLE> GENERAL ELECTRIC CAPITAL CORPORATION GLOBAL MEDIUM-TERM NOTES, SERIES A (Fixed Rate Notes) <TABLE CELLSPACING=0 BORDER=0 CELLPADDING=7 WIDTH=638> <TR><TD WIDTH="50%" VALIGN="TOP"> Trade Date:</TD> <TD WIDTH="50%" VALIGN="TOP"> June 3, 2005 </TD> </TR> <TR><TD WIDTH="50%" VALIGN="TOP"> Settlement Date (Original Issue Date):</TD> <TD WIDTH="50%" VALIGN="TOP"> June 8, 2005</TD> </TR> <TR><TD WIDTH="50%" VALIGN="TOP"> Maturity Date: </TD> <TD WIDTH="50%" VALIGN="TOP"> September 1, 2009</TD> </TR> <TR><TD WIDTH="50%" VALIGN="TOP"> Principal Amount (in Specified Currency)</TD> <TD WIDTH="50%" VALIGN="TOP"> US$ 1,000,000,000</TD> </TR> <TR><TD WIDTH="50%" VALIGN="TOP"> Price to Public (Issue Price):</TD> <TD WIDTH="50%" VALIGN="TOP"> 99.744%</TD> </TR> <TR><TD WIDTH="50%" VALIGN="TOP"> Agent's Discount or Commission:</TD> <TD WIDTH="50%" VALIGN="TOP"> 0.20%</TD> </TR> <TR><TD WIDTH="50%" VALIGN="TOP"> Net Proceeds to Issuer (in Specified Currency):</TD> <TD WIDTH="50%" VALIGN="TOP"> US$ 995,440,000</TD> </TR> <TR><TD WIDTH="50%" VALIGN="TOP"> Interest Rate Per Annum:</TD> <TD WIDTH="50%" VALIGN="TOP"> 4.125%</TD> </TR> <TR><TD WIDTH="50%" VALIGN="TOP"> Interest Payment Date(s):</TD> <TD WIDTH="50%" VALIGN="TOP"> March 1 and September 1 of each year commencing September 1, 2005 (with respect to the period from and including June 8, 2005 to but excluding September 1, 2005) and ending on the Maturity Date.</TD> </TR> </TABLE> Clearance and Settlement: <TABLE CELLSPACING=0 BORDER=0 CELLPADDING=7 WIDTH=637> <TR><TD WIDTH="9%" VALIGN="TOP"> </TD> <TD WIDTH="7%" VALIGN="TOP"> </TD> <TD WIDTH="84%" VALIGN="TOP"> DTC Only</TD> </TR> <TR><TD WIDTH="9%" VALIGN="TOP"> </TD> <TD WIDTH="7%" VALIGN="TOP"> </TD> <TD WIDTH="84%" VALIGN="TOP"> </TD> </TR> <TR><TD WIDTH="9%" VALIGN="TOP"> X</TD> <TD WIDTH="7%" VALIGN="TOP"> </TD> <TD WIDTH="84%" VALIGN="TOP"> DTC global (including through its indirect participants Euroclear and Clearstream, Luxembourg as described under "Global Clearance and Settlement Procedures" in the accompanying Prospectus Supplement)</TD> </TR> <TR><TD WIDTH="9%" VALIGN="TOP"> </TD> <TD WIDTH="7%" VALIGN="TOP"> </TD> <TD WIDTH="84%" VALIGN="TOP"> </TD> </TR> <TR><TD WIDTH="9%" VALIGN="TOP"> </TD> <TD WIDTH="7%" VALIGN="TOP"> </TD> <TD WIDTH="84%" VALIGN="TOP"> DTC and Euroclear/Clearstream, Luxembourg (as described under "Description of Notes - General - Special Provisions Relating to Certain Foreign Currency Notes" in the accompanying Prospectus Supplement).</TD> </TR> <TR><TD WIDTH="9%" VALIGN="TOP"> </TD> <TD WIDTH="7%" VALIGN="TOP"> </TD> <TD WIDTH="84%" VALIGN="TOP"> </TD> </TR> <TR><TD WIDTH="9%" VALIGN="TOP"> </TD> <TD WIDTH="7%" VALIGN="TOP"> </TD> <TD WIDTH="84%" VALIGN="TOP"> Euroclear and Clearstream, Luxembourg only</TD> </TR> </TABLE> CAPITALIZED TERMS USED IN THIS PRICING SUPPLEMENT WHICH ARE DEFINED IN THE PROSPECTUS SUPPLEMENT SHALL HAVE THE MEANINGS ASSIGNED TO THEM IN THE PROSPECTUS SUPPLEMENT. <TABLE CELLSPACING=0 BORDER=0 CELLPADDING=7 WIDTH=613> <TR><TD WIDTH="58%" VALIGN="TOP"> </TD> <TD WIDTH="42%" VALIGN="TOP"> (Fixed Rate)</TD> </TR> <TR><TD WIDTH="58%" VALIGN="TOP"> </TD> <TD WIDTH="42%" VALIGN="TOP"> Page 2</TD> </TR> <TR><TD WIDTH="58%" VALIGN="TOP"> </TD> <TD WIDTH="42%" VALIGN="TOP"> Pricing Supplement No. 4196</TD> </TR> <TR><TD WIDTH="58%" VALIGN="TOP"> </TD> <TD WIDTH="42%" VALIGN="TOP"> Dated June 3, 2005 </TD> </TR> <TR><TD WIDTH="58%" VALIGN="TOP"> </TD> <TD WIDTH="42%" VALIGN="TOP"> Rule 424(b)(3)-Registration Statement</TD> </TR> <TR><TD WIDTH="58%" VALIGN="TOP"> </TD> <TD WIDTH="42%" VALIGN="TOP"> No. 333-123085</TD> </TR> </TABLE> CUSIP: 36962GR48 ISIN: US36962GR489 Common Code: 022199714 Repayment, Redemption and Acceleration Optional Repayment Date(s): N/A Initial Redemption Date: N/A Initial Redemption Percentage: N/A Annual Redemption Percentage Reduction: N/A Modified Payment Upon Acceleration: N/A Original Issue Discount: Amount of OID: N/A Yield to Maturity: N/A Interest Accrual Date: N/A Initial Accrual Period OID: N/A Amortizing Notes: Amortization Schedule: N/A Dual Currency Notes: Face Amount Currency: N/A Optional Payment Currency: N/A Designated Exchange Rate: N/A Option Value Calculation Agent: N/A Option Election Date(s): N/A Indexed Notes: Currency Base Rate: N/A Determination Agent: N/A <TABLE CELLSPACING=0 BORDER=0 CELLPADDING=7 WIDTH=613> <TR><TD WIDTH="58%" VALIGN="TOP"> </TD> <TD WIDTH="42%" VALIGN="TOP"> (Fixed Rate)</TD> </TR> <TR><TD WIDTH="58%" VALIGN="TOP"> </TD> <TD WIDTH="42%" VALIGN="TOP"> Page 3</TD> </TR> <TR><TD WIDTH="58%" VALIGN="TOP"> </TD> <TD WIDTH="42%" VALIGN="TOP"> Pricing Supplement No. 4196</TD> </TR> <TR><TD WIDTH="58%" VALIGN="TOP"> </TD> <TD WIDTH="42%" VALIGN="TOP"> Dated June 3, 2005 </TD> </TR> <TR><TD WIDTH="58%" VALIGN="TOP"> </TD> <TD WIDTH="42%" VALIGN="TOP"> Rule 424(b)(3)-Registration Statement</TD> </TR> <TR><TD WIDTH="58%" VALIGN="TOP"> </TD> <TD WIDTH="42%" VALIGN="TOP"> No. 333-123085</TD> </TR> </TABLE> Listing: <TABLE CELLSPACING=0 BORDER=0 CELLPADDING=7 WIDTH=637> <TR><TD WIDTH="9%" VALIGN="TOP"> </TD> <TD WIDTH="7%" VALIGN="TOP"> </TD> <TD WIDTH="84%" VALIGN="TOP"> Listed on the Luxembourg Exchange</TD> </TR> <TR><TD WIDTH="9%" VALIGN="TOP"> X</TD> <TD WIDTH="7%" VALIGN="TOP"> </TD> <TD WIDTH="84%" VALIGN="TOP"> Not Listed on the Luxembourg Exchange</TD> </TR> <TR><TD WIDTH="9%" VALIGN="TOP"> </TD> <TD WIDTH="7%" VALIGN="TOP"> </TD> <TD WIDTH="84%" VALIGN="TOP"> Other Listing</TD> </TR> </TABLE> Additional Information: General. At March 31, 2005, the Company had outstanding indebtedness totaling $350.741 billion, consisting of notes payable within one year, senior notes payable after one year and subordinated notes payable after one year. The total amount of outstanding indebtedness at March 31, 2005, excluding subordinated notes payable after one year was equal to $349.921 billion. Consolidated Ratio of Earnings to Fixed Charges. <DIR> The information contained in the Prospectus under the caption "Consolidated Ratio of Earnings to Fixed Charges" is hereby amended in its entirety, as follows: </DIR> <TABLE CELLSPACING=0 BORDER=0 CELLPADDING=7 WIDTH=607> <TR><TD WIDTH="11%" VALIGN="TOP"> </TD> <TD WIDTH="14%" VALIGN="TOP"> </TD> <TD WIDTH="30%" VALIGN="TOP" COLSPAN=2> Year Ended December 31, </TD> <TD WIDTH="21%" VALIGN="TOP"> </TD> <TD WIDTH="25%" VALIGN="TOP"> Three Months Ended March 31, 2005 </TD> </TR> <TR><TD WIDTH="11%" VALIGN="TOP"> 2000</TD> <TD WIDTH="14%" VALIGN="TOP"> 2001</TD> <TD WIDTH="14%" VALIGN="TOP"> 2002</TD> <TD WIDTH="16%" VALIGN="TOP"> 2003</TD> <TD WIDTH="21%" VALIGN="TOP"> 2004</TD> <TD WIDTH="25%" VALIGN="TOP"> </TD> </TR> <TR><TD WIDTH="11%" VALIGN="TOP"> </TD> <TD WIDTH="14%" VALIGN="TOP"> (Restated)</TD> <TD WIDTH="14%" VALIGN="TOP"> (Restated)</TD> <TD WIDTH="16%" VALIGN="TOP"> (Restated)</TD> <TD WIDTH="21%" VALIGN="TOP"> (Restated)</TD> <TD WIDTH="25%" VALIGN="TOP"> </TD> </TR> <TR><TD WIDTH="11%" VALIGN="TOP"> 1.52</TD> <TD WIDTH="14%" VALIGN="TOP"> 1.73</TD> <TD WIDTH="14%" VALIGN="TOP"> 1.66</TD> <TD WIDTH="16%" VALIGN="TOP"> 1.86</TD> <TD WIDTH="21%" VALIGN="TOP"> 1.89</TD> <TD WIDTH="25%" VALIGN="TOP"> 1.74</TD> </TR> <TR><TD WIDTH="11%" VALIGN="TOP"> </TD> <TD WIDTH="14%" VALIGN="TOP"> </TD> <TD WIDTH="14%" VALIGN="TOP"> </TD> <TD WIDTH="16%" VALIGN="TOP"> </TD> <TD WIDTH="21%" VALIGN="TOP"> </TD> <TD WIDTH="25%" VALIGN="TOP"> </TD> </TR> </TABLE> For purposes of computing the consolidated ratio of earnings to fixed charges, earnings consist of net earnings adjusted for the provision for income taxes, minority interest and fixed charges. Fixed charges consist of interest and discount on all indebtedness and one-third of rentals, which the Company believes is a reasonable approximation of the interest factor of such rentals. <TABLE CELLSPACING=0 BORDER=0 CELLPADDING=7 WIDTH=613> <TR><TD WIDTH="58%" VALIGN="TOP"> </TD> <TD WIDTH="42%" VALIGN="TOP"> (Fixed Rate)</TD> </TR> <TR><TD WIDTH="58%" VALIGN="TOP"> </TD> <TD WIDTH="42%" VALIGN="TOP"> Page 4</TD> </TR> <TR><TD WIDTH="58%" VALIGN="TOP"> </TD> <TD WIDTH="42%" VALIGN="TOP"> Pricing Supplement No. 4196</TD> </TR> <TR><TD WIDTH="58%" VALIGN="TOP"> </TD> <TD WIDTH="42%" VALIGN="TOP"> Dated June 3, 2005 </TD> </TR> <TR><TD WIDTH="58%" VALIGN="TOP"> </TD> <TD WIDTH="42%" VALIGN="TOP"> Rule 424(b)(3)-Registration Statement</TD> </TR> <TR><TD WIDTH="58%" VALIGN="TOP"> </TD> <TD WIDTH="42%" VALIGN="TOP"> No. 333-123085</TD> </TR> </TABLE> Plan of Distribution: The Notes are being purchased by Lehman Brothers Inc. (the "Underwriter"), as principal, at 99.744% of the aggregate principal amount less an underwriting discount equal to 0.20% of the principal amount of the Notes. The Company has agreed to indemnify the Underwriter against certain liabilities, including liabilities under the Securities Act of 1933, as amended. </BODY> </HTML> </TEXT> </DOCUMENT> </SEC-DOCUMENT> -----END PRIVACY-ENHANCED MESSAGE-----