Supplemental Information About The Credit Quality Of Financing Receivables And Allowance For Losses On Financing Receivables (Tables)

3 Months Ended

Mar. 31, 2015

Credit Quality Financing Receivables [Abstract]

Nonaccrual Financing Receivables

PAST DUE AND NONACCRUAL FINANCING RECEIVABLES

		March 31, 2015									December 31, 2014
		Over 30 days			Over 90 days						Over 30 days			Over 90 days
(In millions)		past due			past due			Nonaccrual			past due			past due			Nonaccrual

Commercial
CLL	$	636		$	137		$	25		$	1,986		$	1,033		$	2,000
Energy Financial Services		10			-			63			-			-			68
GECAS		-			-			255			-			-			419
Total Commercial		646			137			343	(a)		1,986			1,033			2,487	(a)
Consumer		2,209			1,056	(b)		2	(c)		5,137			2,495	(b)		1,484	(c)
Total	$	2,855		$	1,193		$	345		$	7,123		$	3,528		$	3,971
Total as a percent of financing receivables		3.5	%		1.5	%		0.4	%		3.2	%		1.6	%		1.8	%

(a) Included $321 million and $1,549 million at March 31, 2015 and December 31, 2014, respectively, which are currently paying in accordance with their contractual terms.

(b) Included $1,054 million and $1,231 million of Consumer loans at March 31, 2015 and December 31, 2014, respectively, which are over 90 days past due and continue to accrue interest until the accounts are written off in the period that the account becomes 180 days past due.

(c) Included none and $179 million at March 31, 2015 and December 31, 2014, respectively, which are currently paying in accordance with their contractual terms.

Impaired Loans

IMPAIRED LOANS AND RELATED RESERVES

	With no specific allowance						With a specific allowance
	Recorded		Unpaid		Average		Recorded		Unpaid					Average
	investment		principal		investment		investment		principal			Associated		investment
(In millions)	in loans		balance		in loans		in loans		balance			allowance(a)		in loans

March 31, 2015

Commercial
CLL	$	8	$	8	$	1,150	$	6	$	6		$	5	$	206
Energy Financial Services		54		55		53		9		9			-		12
GECAS		170		175		250		-		-			-		-
Other		-		-		-		-		-			-		-
Total Commercial(b)		232		238		1,453		15		15			5		218
Consumer(c)		-		-		69		726		625	(d)		244		1,383
Total	$	232	$	238	$	1,522	$	741	$	640		$	249	$	1,601

December 31, 2014

Commercial
CLL	$	2,292	$	4,397	$	2,725	$	406	$	1,125		$	133	$	717
Energy Financial Services		53		54		26		15		15			12		24
GECAS		329		337		88		-		-			-		15
Other		-		-		-		-		-			-		1
Total Commercial(b)		2,674		4,788		2,839		421		1,140			145		757
Consumer(c)		138		179		120		2,042		2,092			408		2,547
Total	$	2,812	$	4,967	$	2,959	$	2,463	$	3,232		$	553	$	3,304

(a) Write-offs to net realizable value are recognized against the allowance for losses primarily in the reporting period in which management has deemed all or a portion of the financing receivable to be uncollectible, but not later than 360 days after initial recognition of a specific reserve for a collateral dependent loan.

(b) We recognized $6 million, $178 million and $57 million of interest income, including none on a cash basis, in the three months ended March 31, 2015, the year ended December 31, 2014 and the three months ended March 31, 2014, respectively, principally in CLL. The total average investment in impaired loans for the three months ended March 31, 2015 and the year ended December 31, 2014 was $1,671 million and $3,596 million, respectively.

(c) We recognized $23 million, $126 million and $46 million of interest income, including $1 million, $5 million and an insignificant amount on a cash basis, in the three months ended March 31, 2015, the year ended December 31, 2014 and the three months ended March 31, 2014, respectively. The total average investment in impaired loans for the three months ended March 31, 2015 and the year ended December 31, 2014 was $1,452 million and $2,667 million, respectively.

(d) Unpaid principal balance excludes accrued interest and fees.

Financing Receivables And Allowance For Losses

(In millions)	Non-impaired financing receivables		General reserves		Impaired loans		Specific reserves

March 31, 2015

Commercial	$	22,918	$	89	$	247	$	5
Consumer		57,522		3,011		726		244
Total	$	80,440	$	3,100	$	973	$	249

December 31, 2014

Commercial	$	118,381	$	758	$	3,095	$	145
Consumer		98,640		3,603		2,180		408
Total	$	217,021	$	4,361	$	5,275	$	553

Schedule Of Impaired Loan Balance Classified To Measure Impairment [Table Text Block]

IMPAIRED LOAN BALANCE CLASSIFIED BY THE METHOD USED TO MEASURE IMPAIRMENT

(In millions)	March 31, 2015		December 31, 2014

Discounted cash flow	$	834	$	3,915
Collateral value		139		1,360
Total	$	973	$	5,275

Commercial Financing Receivable By Risk Factors

COMMERCIAL FINANCING RECEIVABLES BY RISK CATEGORY

	Secured
(In millions)	A		B		C		Total

March 31, 2015

CLL	$	12,131	$	28	$	42	$	12,201
Energy Financial Services		2,378		171		-		2,549
GECAS		7,488		229		100		7,817
Other		127		-		-		127
Total	$	22,124	$	428	$	142	$	22,694

December 31, 2014

CLL	$	105,230	$	2,023	$	2,334	$	109,587
Energy Financial Services		2,479		60		16		2,555
GECAS		7,908		237		118		8,263
Other		130		-		-		130
Total	$	115,747	$	2,320	$	2,468	$	120,535

Supplemental Information About Credit Quality Of Financing Receivables And Allowance For Losses On Financing Receivables [Line Items]

Credit Quality Indicators

	Refreshed FICO score
	March 31, 2015						December 31, 2014
	661 or		601 to		600 or		661 or		601 to		600 or
(in millions)	higher		660		less		higher		660		less

U.S. installment and
revolving credit	$	40,761	$	11,681	$	4,486	$	43,466	$	11,865	$	4,532