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Supplemental Information About The Credit Quality Of Financing Receivables And Allowance For Losses On (Tables)
12 Months Ended
Dec. 31, 2012
Commercial Portfolio Segment [Member]
 
Supplemental Information About Credit Quality Of Financing Receivables And Allowance For Losses On Financing Receivables [Line Items]  
Schedule Of Financing Receivables And Allowance For Losses [Table Text Block]
 Financing receivables
    
December 31 (In millions)2012 2011
      
CLL     
    Americas$72,517 $80,505
    Europe 37,035  36,899
    Asia 11,401  11,635
    Other 605  436
Total CLL 121,558  129,475
      
Energy Financial Services 4,851  5,912
      
GECAS 10,915  11,901
      
Other 486  1,282
      
Total Commercial financing receivables, before allowance for losses$137,810 $148,570
      
Non-impaired financing receivables$132,741 $142,908
General reserves 554  718
      
Impaired loans 5,069  5,662
Specific reserves 487  812
      
      
Past Due Financing Receivables [Table Text Block]
    
  2012  2011 
  Over 30 days  Over 90 days  Over 30 days  Over 90 days 
December 31 past due  past due  past due  past due 
             
CLL            
    Americas 1.1% 0.5% 1.3% 0.8%
    Europe 3.7  2.1  3.8  2.1 
    Asia 0.9  0.6  1.3  1.0 
    Other 0.1  0.0  2.0  0.1 
Total CLL 1.9  1.0  2.0  1.2 
             
Energy Financial Services 0.0  0.0  0.3  0.3 
             
GECAS 0.0  0.0  0.0  0.0 
             
Other 2.8  2.8  3.7  3.5 
             
Total 1.7  0.9  1.8  1.1 
             
Nonaccrual Loans
 Nonaccrual financing Nonearning financing 
 receivables receivables 
         
December 31 (Dollars in millions)2012 2011 2012 2011 
             
CLL            
    Americas$1,951 $2,417 $1,333 $1,862 
    Europe 1,740  1,599  1,299  1,167 
    Asia 395  428  193  269 
    Other 52  68  52  11 
Total CLL 4,138  4,512  2,877  3,309 
             
Energy Financial Services 0  22  0  22 
             
GECAS 3  69  0  55 
             
Other 25  115  13  65 
Total$4,166 $4,718 $2,890 $3,451 
             
Allowance for losses percentage 25.0% 32.4% 36.0% 44.3%
             
Impaired Loans And Reserves
 With no specific allowance With a specific allowance
  Recorded Unpaid Average  Recorded Unpaid   Average
 investment principal investment in investment principal Associated investment in
December 31 (In millions)in loans balance loans in loans balance allowance loans
                     
2012                    
                     
CLL                    
    Americas$2,487 $2,927 $2,535 $557 $681 $178 $987
    Europe 1,131  1,901  1,009  643  978  278  805
    Asia 62  64  62  109  120  23  134
    Other 0  0  43  52  68  6  16
Total CLL 3,680  4,892  3,649  1,361  1,847  485  1,942
Energy Financial Services 0  0  2  0  0  0  7
GECAS 0  0  17  3  3  0  5
Other 17  28  26  8  8  2  40
Total$3,697 $4,920 $3,694 $1,372 $1,858 $487 $1,994
                     

2011                    
                     
CLL                    
    Americas$2,136 $2,219 $2,128 $1,367 $1,415 $425 $1,468
    Europe 936  1,060  1,001  730  717  263  602
    Asia 85  83  94  156  128  84  214
    Other 54  58  13  11  11  2  5
Total CLL 3,211  3,420  3,236  2,264  2,271  774  2,289
Energy Financial Services 4  4  20  18  18  9  87
GECAS 28  28  59  0  0  0  11
Other 62  63  67  75  75  29  97
Total$3,305 $3,515 $3,382 $2,357 $2,364 $812 $2,484
                     
                     
Credit Quality Indicators
 Secured
December 31 (In millions)A B C Total
            
2012           
            
CLL           
    Americas$68,360 $1,775 $2,382 $72,517
    Europe 33,754  1,188  1,256  36,198
    Asia 10,732  117  372  11,221
    Other 161  0  94  255
Total CLL 113,007  3,080  4,104  120,191
            
Energy Financial Services 4,725  0  0  4,725
            
GECAS 10,681  223  11  10,915
            
Other 486  0  0  486
Total$128,899 $3,303 $4,115 $136,317

2011           
            
CLL           
    Americas$73,103 $2,816 $4,586 $80,505
    Europe 33,481  1,080  1,002  35,563
    Asia 10,644  116  685  11,445
    Other 345  –   91  436
Total CLL 117,573  4,012  6,364  127,949
            
Energy Financial Services 5,727  24  18  5,769
            
GECAS 10,881  970  50  11,901
            
Other 1,282  –   –   1,282
Total$135,463 $5,006 $6,432 $146,901
            
Commercial Real Estate Portfolio Segment [Member]
 
Supplemental Information About Credit Quality Of Financing Receivables And Allowance For Losses On Financing Receivables [Line Items]  
Schedule Of Financing Receivables And Allowance For Losses [Table Text Block]
 Financing receivables 
       
December 31 (In millions) 2012  2011 
       
Debt$19,746 $24,501 
Business Properties(a) 1,200  8,248 
       
Total Real Estate financing receivables, before allowance for losses$20,946 $32,749 
       
Non-impaired financing receivables$15,253 $24,002 
General reserves 132  267 
       
Impaired loans 5,693  8,747 
Specific reserves 188  822 
       
Past Due Financing Receivables [Table Text Block]
   
  2012  2011 
  Over 30 days Over 90 days  Over 30 days Over 90 days 
December 31 past due past due  past due past due 
             
Debt 1.7% 1.7% 2.4% 2.3%
Business Properties 10.8  10.2  3.9  3.0 
Total 2.3  2.2  2.8  2.5 
Nonaccrual Loans
 Nonaccrual financing Nonearning financing 
 receivables receivables  
         
December 31 (Dollars in millions)2012 2011 2012 2011 
             
Debt$4,576 $6,351 $321 $541 
Business Properties 309  598  123  249 
Total$4,885 $6,949 $444 $790 
             
Allowance for losses percentage 6.6% 15.7% 72.1% 137.8%
             
Impaired Loans And Reserves
 With no specific allowance With a specific allowance
 Recorded Unpaid Average Recorded Unpaid   Average
 investment principal investment investment principal Associated investment
December 31 (In millions)in loans balance in loans in loans balance allowance in loans
                     
2012                    
                     
Debt$3,294 $3,515 $3,575 $2,077 $2,682 $156 $3,455
Business Properties 197  197  198  125  125  32  297
Total$3,491 $3,712 $3,773 $2,202 $2,807 $188 $3,752
                     

2011                    
                     
Debt$3,558 $3,614 $3,568 $4,560 $4,652 $717 $5,435
Business Properties 232  232  215  397  397  105  460
Total$3,790 $3,846 $3,783 $4,957 $5,049 $822 $5,895
                     
                     
Credit Quality Indicators
 Loan-to-value ratio
 2012 2011
 Less than 80% to Greater than Less than 80% to Greater than
December 31 (In millions)80% 95% 95% 80% 95% 95%
                  
Debt$13,570 $2,572 $3,604 $14,454 $4,593 $5,454
                  
Consumer Portfolio Segment [Member]
 
Supplemental Information About Credit Quality Of Financing Receivables And Allowance For Losses On Financing Receivables [Line Items]  
Schedule Of Financing Receivables And Allowance For Losses [Table Text Block]
 Financing receivables
    
December 31 (In millions)2012 2011
      
Non-U.S. residential mortgages$33,451 $35,550
Non-U.S. installment and revolving credit 18,546  18,544
U.S. installment and revolving credit 50,853  46,689
Non-U.S. auto 4,260  5,691
Other 8,070  7,244
Total Consumer financing receivables, before allowance for losses$115,180 $113,718
      
Non-impaired financing receivables$111,960 $110,825
General reserves 2,950  2,891
      
Impaired loans 3,220  2,893
Specific reserves 674  680
      
      
Past Due Financing Receivables [Table Text Block]
    
  2012  2011 
  Over 30 days  Over 90 days  Over 30 days  Over 90 days 
December 31 past due  past due(a)  past due  past due(a) 
             
Non-U.S. residential mortgages 12.0% 7.5% 12.3% 7.9%
Non-U.S. installment and revolving credit 3.9  1.1  4.1  1.2 
U.S. installment and revolving credit 4.6  2.0  5.0  2.2 
Non-U.S. auto 3.1  0.5  3.1  0.6 
Other 2.8  1.7  3.5  2.0 
Total 6.5  3.4  6.9  3.7 
             
             

  • Included $24 million and $45 million of loans at December 31, 2012 and December 31, 2011, respectively, which are over 90 days past due and accruing interest, mainly representing accretion on loans acquired at a discount.

 

 

Nonaccrual Loans
 Nonaccrual financing Nonearning financing 
 receivables  receivables 
December 31 (Dollars in millions)2012 2011 2012 2011 
             
Non-U.S. residential mortgages$2,600 $2,995 $2,569 $2,870 
Non-U.S. installment and revolving credit 224  321  224  263 
U.S. installment and revolving credit 1,026  990  1,026  990 
Non-U.S. auto 24  43  24  43 
Other 427  487  351  419 
Total$4,301 $4,836 $4,194 $4,585 
             
Allowance for losses percentage 84.3% 73.8% 86.4% 77.9%
             
Non US residential mortgages [Member]
 
Supplemental Information About Credit Quality Of Financing Receivables And Allowance For Losses On Financing Receivables [Line Items]  
Credit Quality Indicators
 Loan-to-value ratio
 2012 2011
 80% or Greater than Greater than 80% or Greater than Greater than
December 31 (In millions)less 80% to 90% 90% less 80% to 90% 90%
                  
Non-U.S. residential mortgages$18,613 $5,739 $9,099 $19,834 $6,087 $9,629
Installment And Revolving Credit [Member]
 
Supplemental Information About Credit Quality Of Financing Receivables And Allowance For Losses On Financing Receivables [Line Items]  
Credit Quality Indicators
 Internal ratings translated to approximate credit bureau equivalent score
 2012 2011
 681 or 615 to 614 or 681 or 615 to 614 or
(In millions)higher 680 less higher 680 less
                  
Non-U.S. installment and                 
    revolving credit$10,493 $4,496 $3,557 $9,913 $4,838 $3,793
U.S. installment and                 
    revolving credit 33,204  9,753  7,896  28,918  9,398  8,373
Non-U.S. auto 3,141  666  453  3,927  1,092  672