EXHIBIT 3.63

                                                                          [SEAL]

                            ARTICLES OF INCORPORATION

                  (UNDER CHAPTER 1701 OF THE OHIO REVISED CODE)
                               PROFIT CORPORATION

The undersigned, desiring to form a corporation, for profit, under Sections
1701.01 et. seq. of the Ohio Revised Code, do hereby state the following:

FIRST.      The name of said corporation shall be:

                  CRS TITLE AGENCY, INC.
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SECOND.     The place in Ohio where its principal office is to be located is

               MAYFIELD HEIGHTS                        CUYAHOGA   County, Ohio
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                    (city, village or township)

THIRD.      The purpose(s) for which this corporation is formed is:
            For the purpose of engaging in any lawful act or activity for which
            corporations may be formed under ORC sections 1701.01 to 1701.98. To
            solicit and sell title insurance and to generally conduct the
            business of a title insurance agency and do any and all acts and
            things necessary and proper to the accomplishment of the forgoing
            and to do all other incidental things to the operation of a title
            insurance agency.

FOURTH.     The number of shares which the corporation is authorized to have
            outstanding is: 850
            (Please state whether shares are common or preferred, and their par
            value, if any. Shares will be recorded as common with no par value
            unless otherwise indicated.)

IN WITNESS WHEREOF, we have hereunto subscribed our names, on January 20, 2000
                                                              -----------
                                                                 (date)

                  By: /s/ Henry A. Roth       , Incorporator
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                Name:     HENRY A. ROTH
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