-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, JxkmChdAYAd1PyxA4nBhupA5SWESff6dEfixvPiHJCknofK6lNBQejI2rpVx2Bcc rli6+SkT3wjF8XNT7BZzyg== 0000051931-09-000363.txt : 20090430 0000051931-09-000363.hdr.sgml : 20090430 20090430160253 ACCESSION NUMBER: 0000051931-09-000363 CONFORMED SUBMISSION TYPE: 497 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20090430 DATE AS OF CHANGE: 20090430 EFFECTIVENESS DATE: 20090430 FILER: COMPANY DATA: COMPANY CONFORMED NAME: FUNDAMENTAL INVESTORS INC CENTRAL INDEX KEY: 0000039473 IRS NUMBER: 221557722 STATE OF INCORPORATION: MD FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 497 SEC ACT: 1933 Act SEC FILE NUMBER: 002-10760 FILM NUMBER: 09783725 BUSINESS ADDRESS: STREET 1: ONE MARKET - STEUART TOWER STREET 2: SUITE 1800 CITY: SAN FRANCISCO STATE: CA ZIP: 94105 BUSINESS PHONE: 415-421-9360 MAIL ADDRESS: STREET 1: P.O. BOX 7650 (MICG) CITY: SAN FRANCISCO STATE: CA ZIP: 94120 0000039473 S000009227 FUNDAMENTAL INVESTORS INC C000025050 Class A ANCFX C000025051 Class R-1 RFNAX C000025052 Class R-2 RFNBX C000025053 Class R-3 RFNCX C000025054 Class R-4 RFNEX C000025055 Class R-5 RFNFX C000025056 Class B AFIBX C000025057 Class C AFICX C000025058 Class F-1 AFIFX C000025059 Class 529-A CFNAX C000025060 Class 529-B CFNBX C000025061 Class 529-C CFNCX C000025062 Class 529-E CFNEX C000025063 Class 529-F-1 CFNFX C000068558 Class F-2 FINFX C000077853 Class R-6 497 1 r-6share.htm FUNDAMENTAL INVESTORS, INC. Unassociated Document

[logo - American Funds®]
The right choice for the long term®

 
 

 
Prospectus Amendment
 
 
May 1, 2009

 

 

For the following funds with retirement plan prospectuses dated July 30, 2008 – March 1, 2009
 
 
American Balanced Fund,® Inc.
American High-Income TrustSM
American Mutual Fund,® Inc.
The Bond Fund of America,SM Inc.
Capital Income Builder,® Inc.
Capital World Bond Fund,® Inc.
Capital World Growth and Income Fund,SM Inc.
EuroPacific Growth Fund®
Fundamental Investors,SM Inc.
The Growth Fund of America,® Inc.
The Income Fund of America,® Inc.
Intermediate Bond Fund of America®
International Growth and Income Fund,SM Inc.
The Investment Company of America®
The New Economy Fund®
New Perspective Fund,® Inc.
New World Fund,® Inc.
Short-Term Bond Fund of America,SM Inc.
SMALLCAP World Fund,® Inc.
U.S. Government Securities FundSM
Washington Mutual Investors Fund,SM Inc.
 




Keep this amendment with your retirement plan prospectus. Each fund’s retirement plan prospectus consists of this amendment and the fund’s retirement plan prospectus, as supplemented to date (which is incorporated herein by reference). For additional information about the fund, you should refer to its retirement plan prospectus, as supplemented, and the statement of additional information, except where specific information is provided in this amendment, in which case the disclosure provided in this amendment is controlling.


 


The funds listed on the cover of this amendment will be issuing a new class of shares, Class R-6 shares, generally available only to 401(k) plans, 457 plans, 403(b) plans, profit-sharing and money purchase pension plans, defined benefit plans and nonqualified deferred compensation plans. You are receiving this amendment because you hold, or have recently held, shares of one or more of the funds listed on the previous page, and the retirement plan prospectus for each fund is being amended hereby.

1.
The “Risk/Return summary” section of the retirement plan prospectus for each of the funds listed below is amended by replacing the “Calendar year total returns for Class A shares” bar chart and the “Investment results (with a maximum sales charge)” table with the updated chart and table set forth under such fund’s name below. Except as indicated below each table, footnotes in the retirement plan prospectus remain unchanged.

 
American High-Income Trust
 
 
CALENDAR YEAR TOTAL RETURNS FOR CLASS A SHARES
(Results do not include a sales charge; if a sales charge were included, results would be lower.)

[begin bar chart]

1999    7.55%
2000   -3.25
2001    7.44
2002   -3.58
2003   28.87
2004    9.75
2005    3.63
2006   12.19
2007    1.53
2008  -27.52

[end bar chart]
 
 

Highest/Lowest quarterly results during this time period were:
 
Highest
  10.04% (quarter ended December 31, 2002)
Lowest
–19.08% (quarter ended December 31, 2008)

Investment results (with a maximum sales charge)
Average annual total returns for periods ended December 31, 2008:
 
1 year
 
5 years
 
10 years
 
Lifetime1
 
Class A — first sold 2/19/88
 
–30.22%
 
–2.00%
 
2.30%
 
6.59%
 

 
1 year
 
5 years
 
Lifetime1
 
 
Class R-1 — first sold 7/11/02
 
–28.14%
 
–2.10%
 
3.38%
 
 
Class R-2 — first sold 6/18/02
 
–28.09
 
–2.06
 
2.34
 
 
Class R-3 — first sold 6/21/02
 
–27.78
 
–1.65
 
2.98
 
 
Class R-4 — first sold 7/19/02
 
–27.55
 
–1.32
 
4.21
 
 
Class R-5 — first sold 5/15/02
 
–27.33
 
–1.02
 
2.75
 
 

 
1 year
 
5 years
 
10 years
 
Lifetime2
 
Indexes
 
       
Credit Suisse High Yield Index3
 
–26.17%
 
–0.59%
 
2.87%
 
6.78%
 
Lipper High Current Yield Bond Funds Index4
 
–28.84
–1.87
0.49
5.03
Citigroup Broad Investment-Grade (BIG) Bond Index5
 
 
7.02
 
5.11
 
5.86
 
7.40

Class A annualized 30-day yield at September 30, 2008: 10.23%6
(For current yield information, please call American FundsLine® at 800/325-3590.)

6
Reflects a fee waiver (10.19% without the waiver) as described in the Annual Fund Operating Expenses table under “Fees and expenses of the fund.”

 
 


American Mutual Fund
 
 

CALENDAR YEAR TOTAL RETURNS FOR CLASS A SHARES
(Results do not include a sales charge; if a sales charge were included, results would be lower.)
 
[begin bar chart]
 
1999       -0.12%
2000        9.12
2001        6.67
2002      -12.18
2003       23.31
2004       10.74
2005        4.94
2006       16.24
2007        3.33
2008      -30.04
 
[end bar chart]
 
 

Highest/Lowest quarterly results during this time period were:
 
 
Highest
  13.05% (quarter ended June 30, 2003)
 
Lowest
–17.52% (quarter ended December 31, 2008)
 

Investment results (with a maximum sales charge)
Average annual total returns for periods ended December 31, 2008:
 
1 year
 
5 years
 
10 years
 
Lifetime1
 
Class A — first sold 2/21/50
 
–34.07%
 
–1.65%
 
1.48%
 
11.30%
 

 
1 year
 
5 years
 
Lifetime1
 
 
Class R-1 — first sold 6/11/02
 
–30.62%
 
–1.34%
 
0.21%
 
 
Class R-2 — first sold 5/31/02
 
–30.72
 
–1.35
 
–0.31
 
 
Class R-3 — first sold 6/6/02
 
–30.30
 
–0.87
 
0.57
 
 
Class R-4 — first sold 6/27/02
 
–30.10
 
–0.57
 
1.31
 
 
Class R-5 — first sold 5/15/02
 
–29.87
 
–0.26
 
0.60
 
 

 
1 year
 
5 years
 
10 years
 
Lifetime2
 
Indexes
 
       
S&P 5003
 
–36.99%
 
–2.19%
 
–1.38%
 
10.77%
 
Lipper Multi-Cap Value Funds Index4
 
–37.65
 
–2.47
 
1.28
 
N/A
 
Lipper Growth and Income Funds Index5
–37.54
–2.12
–0.24
N/A

Class A annualized 30-day yield at October 31, 2008: 2.74%6
(For current yield information, please call American FundsLine® at 800/325-3590.)

6
Reflects a fee waiver (2.71% without the waiver) as described in the Annual Fund Operating Expenses table under “Fees and expenses of the fund.”
 
 

 
 
Capital Income Builder
 

 
CALENDAR YEAR TOTAL RETURNS FOR CLASS A SHARES
(Results do not include a sales charge; if a sales charge were included, results would be lower.)
 
[begin bar chart]
 
1999        -2.78%
2000        12.52
2001         4.75
2002         0.66
2003        21.57
2004        17.40
2005         4.94
2006        22.04
2007        10.67
2008       -30.06
 
[end bar chart]
 
 
 
Highest/Lowest quarterly results during this time period were:
 
Highest
  10.48% (quarter ended June 30, 2003)
Lowest
–14.29% (quarter ended December 31, 2008)




Investment results (with a maximum sales charge)
Average annual total returns for periods ended December 31, 2008:
 
1 year
 
5 years
 
10 years
 
Lifetime1
 
Class A — first sold 7/30/87
 
–34.08%
 
1.87%
 
4.40%
 
9.14%
 

 
1 year
 
5 years
 
Lifetime1
 
 
Class R-1 — first sold 6/11/02
 
–30.63%
 
2.21%
 
3.66%
 
 
Class R-2 — first sold 5/31/02
 
–30.69
 
2.20
 
3.42
 
 
Class R-3 — first sold 6/4/02
 
–30.33
 
2.66
 
4.00
 
 
Class R-4 — first sold 5/20/02
 
–30.11
 
2.98
 
4.29
 
 
Class R-5 — first sold 5/15/02
 
–29.90
 
3.29
 
4.60
 
 

 
1 year
 
5 years
 
10 years
 
Lifetime2
 
Indexes
 
       
S&P 5003
 
–36.99%
 
–2.19%
 
–1.38%
 
7.42%
 
Lipper Income Funds Average4
 
–21.27
 
0.25
 
1.95
 
7.60
 

Class A annualized 30-day yield at October 31, 2008: 4.97%5
(For current yield information, please call American FundsLine® at 800/325-3590.)
 
5
Reflects a fee waiver (4.95% without the waiver) as described in the Annual Fund Operating Expenses table under “Fees and expenses of the fund.”
 
 
 
 
 
Capital World Bond Fund
 
 
 
CALENDAR YEAR TOTAL RETURNS FOR CLASS A SHARES
(Results do not include a sales charge; if a sales charge were included, results would be lower.)
 
[begin bar chart]
 
1999   -3.18%
2000    1.46
2001    1.53
2002   16.45
2003   18.86
2004   11.38
2005   -2.86
2006    7.60
2007    8.56
2008   -0.58
 
[end bar chart]
 
 
 
Highest/Lowest quarterly results during this time period were:

 
Highest
  8.45% (quarter ended December 31, 2004)
Lowest
–5.51% (quarter ended September 30, 2008)
 

Investment results (with a maximum sales charge)
Average annual total returns for periods ended December 31, 2008:
 
1 year
 
5 years
 
10 years
 
Lifetime1
 
Class A — first sold 8/4/87
 
–4.31%
 
3.88%
 
5.26%
 
7.08%
 

 
1 year
 
5 years
 
Lifetime1
 
 
Class R-1 — first sold 6/28/02
 
–1.39%
 
3.84%
 
6.95%
 
 
Class R-2 — first sold 7/9/02
 
–1.39
 
3.87
 
7.00
 
 
Class R-3 — first sold 7/16/02
 
–0.98
 
4.29
 
7.28
 
 
Class R-4 — first sold 8/15/02
 
–0.64
 
4.66
 
8.03
 
 
Class R-5 — first sold 5/15/02
 
–0.32
 
4.97
 
8.63
 
 

 
1 year
 
5 years
 
10 years
 
Lifetime2
 
Indexes
 
       
Barclays Capital Global Aggregate Index3
 
4.79%
5.01%
5.22%
N/A
Citigroup World Government Bond Index4
 
10.89
6.05
5.90
7.77%
 
Lipper Global Income Funds Index5
 
–7.54
 
2.48
 
4.03
 
N/A6
 
Consumer Price Index7
 
0.09
 
2.67
 
2.52
 
2.91
 

Class A annualized 30-day yield at September 30, 2008: 4.52%8
(For current yield information, please call American FundsLine® at 800/325-3590.)

3
Barclays Capital Global Aggregate Index (formerly Lehman Brothers Global Aggregate Index) represents the global investment-grade fixed-income markets. This index is unmanaged and its results reflect reinvested dividends and/or distributions, but do not reflect the effect of sales charges, commissions, expenses or taxes. This index was not in existence as of the date Class A shares were first sold; therefore, lifetime results are not shown.
 
6
This index was not in existence as of the date Class A shares were first sold. Lifetime results for the Lipper Global Income Funds Average were 7.01%. The Lipper Global Income Funds Average is composed of funds with the same characteristics as funds in this index.
 
8
Reflects a fee waiver (4.47% without the waiver) as described in the Annual Fund Operating Expenses table under “Fees and expenses of the fund.”





EuroPacific Growth Fund
 
 
CALENDAR YEAR TOTAL RETURNS FOR CLASS A SHARES
(Results do not include a sales charge; if a sales charge were included, results would be lower.)
 
[begin bar chart]
 
1999   56.97%
2000  -17.84
2001  -12.18
2002  -13.61
2003   32.91
2004   19.69
2005   21.12
2006   21.87
2007   18.96
2008  -40.53
 
[end bar chart]
 
 
 

Highest/Lowest quarterly results during this time period were:
 
Highest
  29.09% (quarter ended December 31, 1999)
Lowest
–19.28% (quarter ended December 31, 2008)
 
 

Investment results (with a maximum sales charge)
Average annual total returns for periods ended December 31, 2008:
 
1 year
 
5 years
 
10 years
 
Lifetime1
 
Class A — first sold 4/16/84
 
–43.94%
 
3.33%
 
4.36%
 
11.05%
 

 
1 year
 
5 years
 
Lifetime1
 
 
Class R-1 — first sold 6/17/02
 
–41.01%
 
3.69%
 
5.19%
 
 
Class R-2 — first sold 5/31/02
 
–41.04
 
3.69
 
4.49
 
 
Class R-3 — first sold 5/21/02
 
–40.71
 
4.21
 
4.79
 
 
Class R-4 — first sold 6/7/02
 
–40.56
 
4.51
 
5.63
 
 
Class R-5 — first sold 5/15/02
 
–40.38
 
4.81
 
5.46
 
 

 
1 year
 
5 years
 
10 years
 
Lifetime2
 
Indexes
 
       
MSCI All Country World Index ex USA3
 
–45.24%
3.00%
2.27%
N/A
Lipper International Funds Average4
 
–44.24
 
1.38
 
2.15
 
8.76%
 
MSCI EAFE Index5
 
–43.06
 
2.10
 
1.18
 
8.79
 



The Growth Fund of America

CALENDAR YEAR TOTAL RETURNS FOR CLASS A SHARES
(Results do not include a sales charge; if a sales charge were included, results would be lower.)
 
[begin bar chart]
 
1999            45.70%
2000             7.49
2001           -12.28
2002           -22.02
2003            32.90
2004            11.95
2005            14.23
2006            10.94
2007            10.95
2008           -39.07
 
[end bar chart]


Highest/Lowest quarterly results during this time period were:
 
Highest
  25.10% (quarter ended December 31, 1999)
Lowest
–23.11% (quarter ended December 31, 2008)
 

 
Investment results (with a maximum sales charge)
Average annual total returns for periods ended December 31, 2008:
 
1 year
 
5 years
 
10 years
 
Lifetime1
 
Class A — first sold 12/1/73
 
–42.57%
 
–2.00%
 
2.55%
 
13.03%
 

 
1 year
 
5 years
 
Lifetime1
 
 
Class R-1 — first sold 6/6/02
 
–39.54%
 
–1.62%
 
0.90%
 
 
Class R-2 — first sold 5/21/02
 
–39.52
 
–1.60
 
0.19
 
 
Class R-3 — first sold 5/21/02
 
–39.23
 
–1.13
 
0.64
 
 
Class R-4 — first sold 5/28/02
 
–39.07
 
–0.86
 
1.02
 
 
Class R-5 — first sold 5/15/02
 
–38.88
 
–0.56
 
1.05
 
 

 
1 year
 
5 years
 
10 years
 
Lifetime2
 
Indexes
 
       
S&P 5003
 
–36.99%
 
–2.19%
 
–1.38%
 
10.05%
 




The Income Fund of America


CALENDAR YEAR TOTAL RETURNS FOR CLASS A SHARES
(Results do not include a sales charge; if a sales charge were included, results would be lower.)
 
[begin bar chart]
 
1999    0.51%
2000    9.98
2001    5.41
2002   -4.38
2003   25.27
2004   12.92
2005    3.41
2006   20.29
2007    3.77
2008  -28.85
 
[end bar chart]


Highest/Lowest quarterly results during this time period were:
 
Highest
  11.37% (quarter ended June 30, 2003)
Lowest
–15.43% (quarter ended December 31, 2008)
 

Investment results (with a maximum sales charge)
Average annual total returns for periods ended December 31, 2008:
 
1 year
 
5 years
 
10 years
 
Lifetime1
 
Class A — first sold 12/1/73
 
–32.93%
 
–0.46%
 
3.16%
 
10.85%
 

 
1 year
 
5 years
 
Lifetime1
 
 
Class R-1 — first sold 6/17/02
 
–29.49%
 
–0.14%
 
2.25%
 
 
Class R-2 — first sold 5/31/02
 
–29.55
 
–0.16
 
1.80
 
 
Class R-3 — first sold 6/4/02
 
–29.19
 
0.31
 
2.46
 
 
Class R-4 — first sold 6/27/02
 
–28.94
 
0.62
 
3.46
 
 
Class R-5 — first sold 5/15/02
 
–28.73
 
0.92
 
2.86
 
 

 
1 year
 
5 years
 
10 years
 
Lifetime2
 
Indexes
 
       
S&P 5003
 
–36.99%
 
–2.19%
 
–1.38%
 
10.05%
 
Barclays Capital U.S. Aggregate Index4
 
5.24
4.65
5.63
N/A
Lipper Income Funds Index5
 
–20.13
 
0.74
 
2.52
 
N/A
 

Class A annualized 30-day yield at January 31, 2009: 6.63%
(For current yield information, please call American FundsLine® at 800/325-3590.)

 
4
Barclays Capital U.S. Aggregate Index (formerly Lehman Brothers U.S. Aggregate Index) represents the U.S. investment-grade fixed-rate bond market. This index is unmanaged and its results include reinvested dividends and/or distributions, but do not reflect the effect of sales charges, commissions, expenses or taxes. This index was not in existence as of the date Capital Research and Management Company became the fund’s investment adviser; therefore, lifetime results are not shown.




Intermediate Bond Fund of America

 
CALENDAR YEAR TOTAL RETURNS FOR CLASS A SHARES
(Results do not include a sales charge; if a sales charge were included, results would be lower.)
 
[begin bar chart]
 
1999      1.04%
2000     10.14
2001      6.93
2002      7.05
2003      2.64
2004      2.01
2005      1.62
2006      4.02
2007      5.03
2008     -1.43
 
[end bar chart]
 

Highest/Lowest quarterly results during this time period were:
 
Highest
  3.88% (quarter ended December 31, 2000)
Lowest
–1.41% (quarter ended June 30, 2004)
 

Investment results (with a maximum sales charge)
Average annual total returns for periods ended December 31, 2008:
 
1 year
 
5 years
 
10 years
 
Lifetime1
 
Class A — first sold 2/19/88
 
–3.93%
 
1.70%
 
3.59%
 
5.47%
 

 
1 year
 
5 years
 
Lifetime1
 
 
Class R-1 — first sold 6/13/02
 
–2.21%
 
1.42%
 
1.92%
 
 
Class R-2 — first sold 5/31/02
 
–2.18
 
1.46
 
1.99
 
 
Class R-3 — first sold 6/26/02
 
–1.76
 
1.86
 
2.28
 
 
Class R-4 — first sold 6/27/02
 
–1.45
 
2.22
 
2.68
 
 
Class R-5 — first sold 5/15/02
 
–1.15
 
2.52
 
3.17
 
 

 
1 year
 
5 years
 
10 years
 
Lifetime2
 
Indexes
 
       
Lipper Short-Intermediate Investment Grade Debt Funds Average3
 
–2.82%
1.84%
3.81%
5.57%
Barclays Capital U.S. Government/ Credit 1–7 Years ex BBB Index4
 
6.47
4.33
5.36
6.61
Consumer Price Index5
 
0.09
 
2.67
 
2.52
 
2.89
 

Class A annualized 30-day yield at February 28, 2009: 3.90%
(For current yield information, please call American FundsLine® at 800/325-3590.)


4
Barclays Capital U.S. Government/Credit 1–7 Years ex BBB Index (formerly Lehman Brothers U.S. Government/Credit 1–7 Years ex BBB Index) is a market-value weighted index that tracks the total return performance of fixed-rate, publicly placed, dollar-denominated obligations issued by the U.S. Treasury, U.S. government agencies and quasi-federal corporations, corporate or foreign debt guaranteed by the U.S. government, and U.S. corporate and foreign debentures and secured notes that meet specified maturity, liquidity and quality requirements, with maturities of one to seven years, excluding BBB-rated securities. This index is unmanaged and its results include reinvested dividends and/or distributions, but do not reflect the effect of sales charges, expenses or taxes.




New Perspective Fund
 
CALENDAR YEAR TOTAL RETURNS FOR CLASS A SHARES
(Results do not include a sales charge; if a sales charge were included, results would be lower.)
 
[begin bar chart]
 
1999             40.07%
2000             -7.24
2001             -8.30
2002            -16.05
2003             36.76
2004             14.27
2005             11.28
2006             19.87
2007             16.03
2008            -37.83
 
[end bar chart]
 

Highest/Lowest quarterly results during this time period were:
 
Highest
  22.17% (quarter ended December 31, 1999)
Lowest
–19.78% (quarter ended December 31, 2008)
 

Investment results (with a maximum sales charge)
Average annual total returns for periods ended December 31, 2008:
 
1 year
 
5 years
 
10 years
 
Lifetime1
 
Class A — first sold 3/13/73
 
–41.41%
 
0.72%
 
3.55%
 
11.86%
 

 
1 year
 
5 years
 
Lifetime1
 
 
Class R-1 — first sold 6/17/02
 
–38.33%
 
1.08%
 
3.49%
 
 
Class R-2 — first sold 5/21/02
 
–38.38
 
1.07
 
2.56
 
 
Class R-3 — first sold 6/4/02
 
–38.06
 
1.55
 
3.49
 
 
Class R-4 — first sold 5/28/02
 
–37.85
 
1.88
 
3.43
 
 
Class R-5 — first sold 5/15/02
 
–37.68
 
2.16
 
3.68
 
 

 
1 year
 
5 years
 
10 years
 
Lifetime2
 
Indexes
 
       
MSCI World Index3
 
–40.33%
 
0.00%
 
–0.19%
 
8.66%
 
MSCI USA Index4
 
–37.14
 
–2.09
 
–1.67
 
9.13
 
Lipper Global Funds Index5
 
–38.78
 
0.42
 
1.23
 
N/A
 



New World Fund
 

 
CALENDAR YEAR TOTAL RETURNS FOR CLASS A SHARES
(Results do not include a sales charge; if a sales charge were included, results would be lower.)
 
[begin bar chart]
 
2000          -20.90%
2001           -3.96
2002           -4.62
2003           43.36
2004           20.80
2005           22.20
2006           33.42
2007           32.85
2008          -46.32
 
[end bar chart]


Highest/Lowest quarterly results during this time period were:
 
Highest
  17.30% (quarter ended June 30, 2003)
Lowest
–26.60% (quarter ended December 31, 2008)
 

Investment results (with a maximum sales charge)
Average annual total returns for periods ended December 31, 2008:
 
1 year
 
5 years
 
Lifetime1
 
Class A — first sold 6/17/99
 
–49.41%
 
5.77%
 
5.48%
 

 
1 year
 
5 years
 
Lifetime1
 
Class R-1 — first sold 6/11/02
 
–46.74%
 
6.16%
 
8.14%
 
Class R-2 — first sold 6/7/02
 
–46.80
 
6.16
 
8.19
 
Class R-3 — first sold 6/6/02
 
–46.52
 
6.61
 
8.67
 
Class R-4 — first sold 10/7/02
 
–46.31
 
6.99
 
13.20
 
Class R-5 — first sold 5/15/02
 
–46.14
 
7.31
 
8.78
 

 
1 year
 
5 years
 
Lifetime2
 
Indexes
 
     
MSCI All Country World Index3
 
–41.85%
 
0.44%
 
–0.74%
 
MSCI Emerging Markets Index4
 
–53.18
 
8.02
 
5.98
 

 


Short-Term Bond Fund of America
 
 
CALENDAR YEAR TOTAL RETURNS FOR CLASS A SHARES
(Results do not include a sales charge; if a sales charge were included, results would be lower.)
 
[begin bar chart]
 
2007   4.96%
2008   1.16
 
[end bar chart]
 
 

Highest/Lowest quarterly results during this time period were:
 
Highest
  1.77% (quarter ended September 30, 2007)
Lowest
–0.24% (quarter ended September 30, 2008)
 
 

Investment results (with a maximum sales charge)
Average annual total returns for periods ended December 31, 2008:
 
1 year
 
Lifetime1
 
Class A — first sold 10/2/06
 
–1.40%
 
2.02%
 

 
1 year
 
Lifetime1
 
Class R-1 — first sold 12/26/06
 
0.36%
 
2.18%
 
Class R-2 — first sold 12/8/06
 
0.31
 
2.20
 
Class R-3 — first sold 11/22/06
 
0.78
 
2.62
 
Class R-4 — first sold 1/3/07
 
1.09
 
2.99
 
Class R-5 — first sold 1/4/07
 
1.37
 
3.20
 

 
1 year
 
Lifetime2
 
Indexes
 
   
Barclays Capital U.S. Government/Credit 1–3 Years ex BBB Index3
 
5.39%
 
5.91%
 
Lipper Short Investment Grade Debt Funds Average4
–5.77
 
–0.70
 

Class A annualized 30-day yield at February 28, 2009: 1.74%
(For current yield information, please call American FundsLine® at 800/325-3590.)

3
Barclays Capital U.S. Government/Credit 1–3 Years ex BBB Index (formerly Lehman Brothers U.S. Government/Credit 1–3 Years ex BBB Index) is a market-value weighted index that tracks the total return performance of fixed-rate, publicly placed, dollar-denominated obligations issued by the U.S. Treasury, U.S. government agencies, quasi-federal corporations, corporate or foreign debt guaranteed by the U.S. government, and U.S. corporate and foreign debentures and secured notes that meet specified maturity, liquidity and quality requirements, with maturities of one to three years excluding BBB-rated securities. This index is unmanaged and its results include reinvested dividends and/or distributions, but do not reflect the effect of sales charges, commissions, expenses or taxes.


 

 
SMALLCAP World Fund


CALENDAR YEAR TOTAL RETURNS FOR CLASS A SHARES
(Results do not include a sales charge; if a sales charge were included, results would be lower.)
 
[begin bar chart]
 
1999  61.64%
2000 - -15.56
2001 - -17.35
2002 - -22.25
2003  50.40
2004  17.76
2005  16.53
2006  22.96
2007  17.15
2008 - -49.40
 
[end bar chart]
 

Highest/Lowest quarterly results during this time period were:
 
Highest
34.63% (quarter ended December 31, 1999)
Lowest
–27.37% (quarter ended December 31, 2008)
 

 
Investment results (with a maximum sales charge)
Average annual total returns for periods ended December 31, 2008:
 
1 year
 
5 years
 
10 years
 
Lifetime1
 
Class A — first sold 4/30/90
 
–52.31%
 
–1.17%
 
2.21%
 
7.00%
 

 
1 year
 
5 years
 
Lifetime1
 
 
Class R-1 — first sold 6/19/02
 
–49.76%
 
–0.80%
 
2.55%
 
 
Class R-2 — first sold 5/31/02
 
–49.86
 
–0.81
 
1.80
 
 
Class R-3 — first sold 6/20/02
 
–49.58
 
–0.38
 
3.10
 
 
Class R-4 — first sold 7/24/02
 
–49.37
 
–0.01
 
5.88
 
 
Class R-5 — first sold 5/15/02
 
–49.22
 
0.30
 
2.41
 
 

 
1 year
 
5 years
 
10 years
 
Lifetime2
 
Indexes
 
       
S&P Global <$3 Billion Index3
 
–44.63%
 
1.66%
 
5.15%
 
6.54%
 
Lipper Global Small-Cap Funds Average4
 
–47.24
 
–0.77
 
4.69
 
7.65
 
Consumer Price Index5
 
0.09
 
2.67
 
2.52
 
2.65
 




U.S. Government Securities Fund
 
Calendar year total returns for Class A shares
(Results do not include a sales charge; if a sales charge were included,  results would be lower.)
 
[begin bar chart]
 
1999         -1.59%
2000         11.93
2001          6.41
2002          9.02
2003          1.91
2004          2.88
2005          2.27
2006          3.15
2007          6.67
2008          7.73
 
[end bar chart]
 

Highest/Lowest quarterly results during this time period were:
 
Highest
  5.34% (quarter ended December 31, 2008)
Lowest
–2.00% (quarter ended June 30, 2004)
 
 

Investment results (with a maximum sales charge)
Average annual total returns for periods ended December 31, 2008:
 
1 year
 
5 years
 
10 years
 
Lifetime1
 
Class A — first sold 10/17/85
 
3.69%
 
3.73%
 
4.57%
 
6.57%
 

 
1 year
 
5 years
 
Lifetime1
 
 
Class R-1 — first sold 6/13/02
 
6.89%
 
3.71%
 
3.82%
 
 
Class R-2 — first sold 5/31/02
 
6.95
 
3.77
 
3.92
 
 
Class R-3 — first sold 6/6/02
 
7.40
 
4.17
 
4.33
 
 
Class R-4 — first sold 5/28/02
 
7.76
 
4.54
 
4.73
 
 
Class R-5 — first sold 5/15/02
 
8.09
 
4.85
 
5.14
 
 

 
1 year
 
5 years
 
10 years
 
Lifetime2
 
Indexes
 
       
Citigroup Treasury/Govt Sponsored/ Mortgage Index3
 
10.54%
5.87%
6.12%
7.90%
Lipper General U.S. Government Funds Average4
 
7.27
4.27
4.74
6.56
Consumer Price Index5
 
0.09
 
2.67
 
2.52
 
2.88
 

Class A annualized 30-day yield at February 28, 2009: 3.31%
(For current yield information, please call American FundsLine® at 800/325-3590.)

 
 

 
Washington Mutual Investors Fund
 
 
CALENDAR YEAR TOTAL RETURNS FOR CLASS A SHARES
(Results do not include a sales charge; if a sales charge were included, results would be lower.)
 
[begin bar chart]
 
1999       1.16%
2000       9.06
2001       1.51
2002     -14.85
2003      25.82
2004       9.92
2005       3.55
2006      18.04
2007       3.97
2008     -33.10
 
[end bar chart]
 

Highest/Lowest quarterly results during this time period were:
 
Highest
15.94% (quarter ended June 30, 2003)
Lowest
–20.22% (quarter ended December 31, 2008)
 

 
Investment results (with a maximum sales charge)
Average annual total returns for periods ended December 31, 2008:
 
1 year
 
5 years
 
10 years
 
Lifetime1
 
Class A — first sold 7/31/52
 
–36.95%
 
–2.51%
 
0.55%
 
11.50%
 

 
1 year
 
5 years
 
Lifetime1
 
 
Class R-1 — first sold 5/29/02
 
–33.64%
 
–2.18%
 
–1.04%
 
 
Class R-2 — first sold 5/31/02
 
–33.67
 
–2.17
 
–1.00
 
 
Class R-3 — first sold 6/4/02
 
–33.32
 
–1.70
 
–0.19
 
 
Class R-4 — first sold 5/20/02
 
–33.16
 
–1.42
 
–0.41
 
 
Class R-5 — first sold 5/15/02
 
–32.96
 
–1.13
 
–0.14
 
 

 
1 year
 
5 years
 
10 years
 
Lifetime2
 
Indexes
 
       
S&P 5003
 
–36.99%
 
–2.19%
 
–1.38%
 
10.16%
Lipper Growth & Income Funds Index4
–37.54
–2.12
–0.24
N/A



Class A annualized 30-day yield at October 31, 2008: 2.71%5
(For current yield information, please call American FundsLine® at 800/325-3590.)

5
Reflects a fee waiver (2.69% without the waiver) as described in the Annual Fund Operating Expenses table under “Fees and expenses of the fund.”




 
2.
The “Fees and expenses of the fund” section of the retirement plan prospectus is amended as follows:
   
 
(i) The “Annual fund operating expenses” table for each fund listed below is amended in its entirety to read as set forth under such fund’s name below, and (ii) the cumulative estimated expenses examples table under the heading “Examples” for each fund listed below is amended by adding the line item set forth under such fund’s name below. Except as indicated below each table, footnotes in the retirement plan prospectus remain unchanged.
 
 

American Balanced Fund

Annual fund operating expenses (deducted from fund assets)
 
 
Class
A
Class
R-1
Class
R-2
Class
R-3
Class
R-4
Class
 R-53
Class
   R-63,4
Management fees1
 
0.24%
 
0.24%
 
0.24%
 
0.24%
 
0.24%
 
0.24%
 
0.24%
 
Distribution and/or service (12b-1) fees2
 
0.23
 
1.00
 
0.75
 
0.50
 
0.25
 
none
 
none
 
Other expenses1
 
0.14
 
0.14
 
0.43
 
0.16
 
0.16
 
0.11
 
0.07
 
Total annual fund operating expenses1
 
0.61
 
1.38
 
1.42
 
0.90
 
0.65
 
0.35
 
0.31
 

3
Class R-5 and R-6 shares are generally available only to fee-based programs or through retirement plan intermediaries.
4
Based on estimated amounts for the current fiscal year. Amounts for all other share classes are based on amounts incurred in the fund’s previous fiscal year.

Example
 
1 year
 
3 years
 
5 years
 
10 years
 
Class R-6
 
$32
 
$100
 
$174
 
$393
 





American High-Income Trust

Annual fund operating expenses (deducted from fund assets)
 
 
Class
A
Class
R-1
Class
R-2
Class
R-3
Class
R-4
Class
 R-53
Class
   R-63,4
Management fees1
 
0.33%
 
0.33%
 
0.33%
 
0.33%
 
0.33%
 
0.33%
 
0.33%
 
Distribution and/or service (12b-1) fees2
 
0.23
 
1.00
 
0.75
 
0.50
 
0.25
 
none
 
none
 
Other expenses1
 
0.14
 
0.22
 
0.62
 
0.24
 
0.19
 
0.12
 
0.08
 
Total annual fund operating expenses1
 
0.70
 
1.55
 
1.70
 
1.07
 
0.77
 
0.45
 
0.41
 

3
Class R-5 and R-6 shares are generally available only to fee-based programs or through retirement plan intermediaries.
4
Based on estimated amounts for the current fiscal year. Amounts for all other share classes are based on amounts incurred in the fund’s previous fiscal year.

Example
 
1 year
 
3 years
 
5 years
 
10 years
 
Class R-6
 
$42
 
$132
 
$230
 
$518
 

 


American Mutual Fund
Annual fund operating expenses (deducted from fund assets)
 
 
Class
A
Class
R-1
Class
R-2
Class
R-3
Class
R-4
Class
 R-53
Class
   R-63,4
Management fees1
 
0.26%
 
0.26%
 
0.26%
 
0.26%
 
0.26%
 
0.26%
 
0.26%
 
Distribution and/or service (12b-1) fees2
 
0.23
 
1.00
 
0.75
 
0.50
 
0.25
 
none
 
none
 
Other expenses1
 
0.11
 
0.15
 
0.50
 
0.20
 
0.15
 
0.10
 
0.06
 
Total annual fund operating expenses1
 
0.60
 
1.41
 
1.51
 
0.96
 
0.66
 
0.36
 
0.32
 

3
Class R-5 and R-6 shares are generally available only to fee-based programs or through retirement plan intermediaries.
4
Based on estimated amounts for the current fiscal year. Amounts for all other share classes are based on amounts incurred in the fund’s previous fiscal year.

Example
 
1 year
 
3 years
 
5 years
 
10 years
 
Class R-6
 
$33
 
$103
 
$180
 
$406
 





The Bond Fund of America
Annual fund operating expenses (deducted from fund assets)
 
 
Class
A
Class
R-1
Class
R-2
Class
R-3
Class
R-4
Class
 R-53
Class
   R-63,4
Management fees1
 
0.25%
 
0.25%
 
0.25%
 
0.25%
 
0.25%
 
0.25%
 
0.25%
 
Distribution and/or service (12b-1) fees2
 
0.25
 
1.00
 
0.75
 
0.50
 
0.25
 
none
 
none
 
Other expenses1
 
0.15
 
0.19
 
0.53
 
0.23
 
0.17
 
0.12
 
0.07
 
Total annual fund operating expenses1
 
0.65
 
1.44
 
1.53
 
0.98
 
0.67
 
0.37
 
0.32
 

3
Class R-5 and R-6 shares are generally available only to fee-based programs or through retirement plan intermediaries.
4
Based on estimated amounts for the current fiscal year. Amounts for all other share classes are based on amounts incurred in the fund’s previous fiscal year.

Example
 
1 year
 
3 years
 
5 years
 
10 years
 
Class R-6
 
$33
 
$103
 
$180
 
$406
 




Capital Income Builder
Annual fund operating expenses (deducted from fund assets)
 
 
Class
A
Class
R-1
Class
R-2
Class
R-3
Class
R-4
Class
 R-53
Class
   R-63,4
Management fees1
 
0.25%
 
0.25%
 
0.25%
 
0.25%
 
0.25%
 
0.25%
 
0.25%
 
Distribution and/or service (12b-1) fees2
 
0.23
 
1.00
 
0.75
 
0.50
 
0.25
 
none
 
none
 
Other expenses1
 
0.10
 
0.13
 
0.45
 
0.21
 
0.15
 
0.11
 
0.07
 
Total annual fund operating expenses1
 
0.58
 
1.38
 
1.45
 
0.96
 
0.65
 
0.36
 
0.32
 

3
Class R-5 and R-6 shares are generally available only to fee-based programs or through retirement plan intermediaries.
4
Based on estimated amounts for the current fiscal year. Amounts for all other share classes are based on amounts incurred in the fund’s previous fiscal year.

Example
 
1 year
 
3 years
 
5 years
 
10 years
 
Class R-6
 
$33
 
$103
 
$180
 
$406
 




Capital World Bond Fund
Annual fund operating expenses (deducted from fund assets)
 
 
Class
A
Class
R-1
Class
R-2
Class
R-3
Class
R-4
Class
 R-53
Class
   R-63,4
Management fees1
 
0.47%
 
0.47%
 
0.47%
 
0.47%
 
0.47%
 
0.47%
 
0.47%
 
Distribution and/or service (12b-1) fees2
 
0.26
 
1.00
 
0.75
 
0.50
 
0.25
 
none
 
none
 
Other expenses1
 
0.17
 
0.20
 
0.59
 
0.27
 
0.19
 
0.14
 
0.10
 
Total annual fund operating expenses1
 
0.90
 
1.67
 
1.81
 
1.24
 
0.91
 
0.61
 
0.57
 

3
Class R-5 and R-6 shares are generally available only to fee-based programs or through retirement plan intermediaries.
4
Based on estimated amounts for the current fiscal year. Amounts for all other share classes are based on amounts incurred in the fund’s previous fiscal year.

Example
 
1 year
 
3 years
 
5 years
 
10 years
 
Class R-6
 
$58
 
$183
 
$318
 
$714
 


 

 
Capital World Growth and Income Fund
Annual fund operating expenses (deducted from fund assets)
 
 
Class
A
Class
R-1
Class
R-2
Class
R-3
Class
R-4
Class
 R-53
Class
   R-63,4
Management fees1
 
0.37%
 
0.37%
 
0.37%
 
0.37%
 
0.37%
 
0.37%
 
0.37%
 
Distribution and/or service (12b-1) fees2
 
0.23
 
1.00
 
0.75
 
0.50
 
0.25
 
none
 
none
 
Other expenses1
 
0.15
 
0.15
 
0.47
 
0.22
 
0.17
 
0.13
 
0.08
 
Total annual fund operating expenses1
 
0.75
 
1.52
 
1.59
 
1.09
 
0.79
 
0.50
 
0.45
 

3
Class R-5 and R-6 shares are generally available only to fee-based programs or through retirement plan intermediaries.
4
Based on estimated amounts for the current fiscal year. Amounts for all other share classes are based on amounts incurred in the fund’s previous fiscal year.

Example
 
1 year
 
3 years
 
5 years
 
10 years
 
Class R-6
 
$46
 
$144
 
$252
 
$567
 

 


EuroPacific Growth Fund
Annual fund operating expenses (deducted from fund assets)
 
 
Class
A
Class
R-1
Class
R-2
Class
R-3
Class
R-4
Class
 R-53
Class
   R-63,4
Management fees1
 
0.42%
 
0.42%
 
0.42%
 
0.42%
 
0.42%
 
0.42%
 
0.42%
 
Distribution and/or service (12b-1) fees2
 
0.25
 
1.00
 
0.75
 
0.50
 
0.25
 
none
 
none
 
Other expenses1
 
0.12
 
0.19
 
0.44
 
0.19
 
0.18
 
0.13
 
0.08
 
Total annual fund operating expenses1
 
0.79
 
1.61
 
1.61
 
1.11
 
0.85
 
0.55
 
0.50
 

3
Class R-5 and R-6 shares are generally available only to fee-based programs or through retirement plan intermediaries.
4
Based on estimated amounts for the current fiscal year. Amounts for all other share classes are based on amounts incurred in the fund’s previous fiscal year.

Example
 
1 year
 
3 years
 
5 years
 
10 years
 
Class R-6
 
$51
 
$160
 
$280
 
$628
 

 

 
Fundamental Investors
Annual fund operating expenses (deducted from fund assets)
 
 
Class
A
Class
R-1
Class
R-2
Class
R-3
Class
R-4
Class
 R-53
Class
   R-6 3,4
Management fees1
 
0.25%
 
0.25%
 
0.25%
 
0.25%
 
0.25%
 
0.25%
 
0.25%
 
Distribution and/or service (12b-1) fees2
 
0.24
 
1.00
 
0.75
 
0.50
 
0.25
 
none
 
none
 
Other expenses1
 
0.14
 
0.18
 
0.49
 
0.23
 
0.17
 
0.12
 
0.07
 
Total annual fund operating expenses1
 
0.63
 
1.43
 
1.49
 
0.98
 
0.67
 
0.37
 
0.32
 

3
Class R-5 and R-6 shares are generally available only to fee-based programs or through retirement plan intermediaries.
4
Based on estimated amounts for the current fiscal year. Amounts for all other share classes are based on amounts incurred in the fund’s previous fiscal year.

Example
 
1 year
 
3 years
 
5 years
 
10 years
 
Class R-6
 
$33
 
$103
 
$180
 
$406
 

 

 
The Growth Fund of America
Annual fund operating expenses (deducted from fund assets)
 
 
Class
A
Class
R-1
Class
R-2
Class
R-3
Class
R-4
Class
 R-53
Class
   R-63,4
Management fees1
 
0.27%
 
0.27%
 
0.27%
 
0.27%
 
0.27%
 
0.27%
 
0.27%
 
Distribution and/or service (12b-1) fees2
 
0.24
 
1.00
 
0.75
 
0.50
 
0.25
 
none
 
none
 
Other expenses1
 
0.14
 
0.15
 
0.34
 
0.17
 
0.15
 
0.10
 
0.06
 
Total annual fund operating expenses1
 
0.65
 
1.42
 
1.36
 
0.94
 
0.67
 
0.37
 
0.33
 

3
Class R-5 and R-6 shares are generally available only to fee-based programs or through retirement plan intermediaries.
4
Based on estimated amounts for the current fiscal year. Amounts for all other share classes are based on amounts incurred in the fund’s previous fiscal year.

Example
 
1 year
 
3 years
 
5 years
 
10 years
 
Class R-6
 
$34
 
$106
 
$185
 
$418
 

 


The Income Fund of America
Annual fund operating expenses (deducted from fund assets)
 
 
Class
A
Class
R-1
Class
R-2
Class
R-3
Class
R-4
Class
 R-53
Class
   R-63,4
Management fees1
 
0.25%
 
0.25%
 
0.25%
 
0.25%
 
0.25%
 
0.25%
 
0.25%
 
Distribution and/or service (12b-1) fees2
 
0.24
 
1.00
 
0.75
 
0.50
 
0.25
 
none
 
none
 
Other expenses1
 
0.08
 
0.14
 
0.44
 
0.20
 
0.16
 
0.11
 
0.06
 
Total annual fund operating expenses1
 
0.57
 
1.39
 
1.44
 
0.95
 
0.66
 
0.36
 
0.31
 

3
Class R-5 and R-6 shares are generally available only to fee-based programs or through retirement plan intermediaries.
4
Based on estimated amounts for the current fiscal year. Amounts for all other share classes are based on amounts incurred in the fund’s previous fiscal year.

Example
 
1 year
 
3 years
 
5 years
 
10 years
 
Class R-6
 
$32
 
$100
 
$174
 
$393
 

 

 
Intermediate Bond Fund of America
Annual fund operating expenses (deducted from fund assets)
 
 
Class
A
Class
R-1
Class
R-2
Class
R-3
Class
R-4
Class
 R-53
Class
   R-63,4
Management fees1
 
0.29%
 
0.29%
 
0.29%
 
0.29%
 
0.29%
 
0.29%
 
0.29%
 
Distribution and/or service (12b-1) fees2
 
0.26
 
1.00
 
0.75
 
0.50
 
0.25
 
none
 
none
 
Other expenses1
 
0.15
 
0.21
 
0.52
 
0.25
 
0.18
 
0.12
 
0.08
 
Total annual fund operating expenses1
 
0.70
 
1.50
 
1.56
 
1.04
 
0.72
 
0.41
 
0.37
 

3
Class R-5 and R-6 shares are generally available only to fee-based programs or through retirement plan intermediaries.
4
Based on estimated amounts for the current fiscal year. Amounts for all other share classes are based on amounts incurred in the fund’s previous fiscal year.

Example
 
1 year
 
3 years
 
5 years
 
10 years
 
Class R-6
 
$38
 
$119
 
$208
 
$468
 



 
International Growth and Income Fund
Annual fund operating expenses (deducted from fund assets)1
 
 
Class
A
Class
R-1
Class
R-2
Class
R-3
Class
R-4
Class
R-54
Class
R-64
Management fees2
 
0.69%
 
0.69%
 
0.69%
 
0.69%
 
0.69%
 
0.69%
 
0.69%
 
Distribution and/or service (12b-1) fees3
 
0.30
 
1.00
 
0.75
 
0.50
 
0.25
 
none
 
none
 
Other expenses2
 
0.51
 
0.60
 
0.87
 
0.61
 
0.68
 
0.48
 
0.43
 
Total annual fund operating expenses2
 
1.50
 
2.29
 
2.31
 
1.80
 
1.62
 
1.17
 
1.12
 

2
The fund’s investment adviser waived a portion of its management fees from October 1, 2008, through December 31, 2008. Additionally, the fund’s investment adviser is reimbursing the fund for a portion of other expenses so that other expenses do not exceed .22% for Class A shares, .28% for Class R-1 shares, .51% for Class R-2 shares, .33% for Class R-3 shares, .26% for Class R-4 shares, .20% for Class R-5 shares and .14% for Class R-6 shares. Such reimbursements may be reduced or discontinued at any time as determined by the investment adviser. Management fees, other expenses and total annual fund operating expenses in the table do not reflect any waiver or reimbursements.
4
Class R-5 and R-6 shares are generally available only to fee-based programs or through retirement plan intermediaries.

Example
 
1 year
 
3 years
 
Class R-6
 
$114
 
$356
 

 


The Investment Company of America
Annual fund operating expenses (deducted from fund assets)
 
 
Class
A
Class
R-1
Class
R-2
Class
R-3
Class
R-4
Class
 R-53
Class
   R-63,4
Management fees1
 
0.24%
 
0.24%
 
0.24%
 
0.24%
 
0.24%
 
0.24%
 
0.24%
 
Distribution and/or service (12b-1) fees2
 
0.23
 
1.00
 
0.75
 
0.50
 
0.25
 
none
 
none
 
Other expenses1
 
0.12
 
0.15
 
0.49
 
0.18
 
0.16
 
0.11
 
0.07
 
Total annual fund operating expenses1
 
0.59
 
1.39
 
1.48
 
0.92
 
0.65
 
0.35
 
0.31
 

3
Class R-5 and R-6 shares are generally available only to fee-based programs or through retirement plan intermediaries.
4
Based on estimated amounts for the current fiscal year. Amounts for all other share classes are based on amounts incurred in the fund’s previous fiscal year.

Example
 
1 year
 
3 years
 
5 years
 
10 years
 
Class R-6
 
$32
 
$100
 
$174
 
$393
 


 
The New Economy Fund
Annual fund operating expenses (deducted from fund assets)
 
 
Class
A
Class
R-1
Class
R-2
Class
R-3
Class
R-4
Class
 R-53
Class
   R-63,4
Management fees1
 
0.41%
 
0.41%
 
0.41%
 
0.41%
 
0.41%
 
0.41%
 
0.41%
 
Distribution and/or service (12b-1) fees2
 
0.23
 
1.00
 
0.75
 
0.50
 
0.25
 
none
 
none
 
Other expenses1
 
0.19
 
0.20
 
0.56
 
0.26
 
0.18
 
0.12
 
0.08
 
Total annual fund operating expenses1
 
0.83
 
1.61
 
1.72
 
1.17
 
0.84
 
0.53
 
0.49
 

3
Class R-5 and R-6 shares are generally available only to fee-based programs or through retirement plan intermediaries.
4
Based on estimated amounts for the current fiscal year. Amounts for all other share classes are based on amounts incurred in the fund’s previous fiscal year.

Example
 
1 year
 
3 years
 
5 years
 
10 years
 
Class R-6
 
$50
 
$157
 
$274
 
$616
 
 

 

New Perspective Fund
Annual fund operating expenses (deducted from fund assets)
 
 
Class
A
Class
R-1
Class
R-2
Class
R-3
Class
R-4
Class
 R-53
Class
   R-63,4
Management fees1
 
0.38%
 
0.38%
 
0.38%
 
0.38%
 
0.38%
 
0.38%
 
0.38%
 
Distribution and/or service (12b-1) fees2
 
0.24
 
1.00
 
0.75
 
0.50
 
0.25
 
none
 
none
 
Other expenses1
 
0.13
 
0.16
 
0.46
 
0.21
 
0.16
 
0.11
 
0.07
 
Total annual fund operating expenses1
 
0.75
 
1.54
 
1.59
 
1.09
 
0.79
 
0.49
 
0.45
 

3
Class R-5 and R-6 shares are generally available only to fee-based programs or through retirement plan intermediaries.
4
Based on estimated amounts for the current fiscal year. Amounts for all other share classes are based on amounts incurred in the fund’s previous fiscal year.

Example
 
1 year
 
3 years
 
5 years
 
10 years
 
Class R-6
 
$46
 
$144
 
$252
 
$567
 
 

 

New World Fund
Annual fund operating expenses (deducted from fund assets)
 
 
Class
A
Class
R-1
Class
R-2
Class
R-3
Class
R-4
Class
 R-53
Class
   R-63,4
Management fees1
 
0.57%
 
0.57%
 
0.57%
 
0.57%
 
0.57%
 
0.57%
 
0.57%
 
Distribution and/or service (12b-1) fees2
 
0.23
 
1.00
 
0.75
 
0.50
 
0.25
 
none
 
none
 
Other expenses1
 
0.21
 
0.22
 
0.55
 
0.30
 
0.22
 
0.16
 
0.12
 
Total annual fund operating expenses1
 
1.01
 
1.79
 
1.87
 
1.37
 
1.04
 
0.73
 
0.69
 

3
Class R-5 and R-6 shares are generally available only to fee-based programs or through retirement plan intermediaries.
4
Based on estimated amounts for the current fiscal year. Amounts for all other share classes are based on amounts incurred in the fund’s previous fiscal year.

Example
 
1 year
 
3 years
 
5 years
 
10 years
 
Class R-6
 
$70
 
$221
 
$384
 
$859
 

 



Short-Term Bond Fund of America
Annual fund operating expenses (deducted from fund assets)
 
 
Class
A
Class
R-1
Class
R-2
Class
R-3
Class
R-4
Class
 R-53
Class
   R-63,4
Management fees1
 
0.35%
 
0.35%
 
0.35%
 
0.35%
 
0.35%
 
0.35%
 
0.35%
 
Distribution and/or service (12b-1) fees2
 
0.25
 
1.00
 
0.75
 
0.50
 
0.25
 
none
 
none
 
Other expenses1
 
0.13
 
0.17
 
0.59
 
0.25
 
0.19
 
0.13
 
0.09
 
Total annual fund operating expenses1
 
0.73
 
1.52
 
1.69
 
1.10
 
0.79
 
0.48
 
0.44
 

3
Class R-5 and R-6 shares are generally available only to fee-based programs or through retirement plan intermediaries.
4
Based on estimated amounts for the current fiscal year. Amounts for all other share classes are based on amounts incurred in the fund’s previous fiscal year.

Example
 
1 year
 
3 years
 
5 years
 
10 years
 
Class R-6
 
$45
 
$141
 
$246
 
$555
 
 


 
 
SMALLCAP World Fund

Annual fund operating expenses (deducted from fund assets)
 
 
Class
A
Class
R-1
Class
R-2
Class
R-3
Class
R-4
Class
 R-53
Class
   R-63,4
 
Management fees1
 
0.63%
 
0.63%
 
0.63%
 
0.63%
 
0.63%
 
0.63%
 
0.63%
 
Distribution and/or service (12b-1) fees2
 
0.24
 
1.00
 
0.75
 
0.50
 
0.25
 
none
 
none
 
Other expenses1
 
0.20
 
0.21
 
0.56
 
0.29
 
0.19
 
0.14
 
0.09
 
Total annual fund operating expenses1
 
1.07
 
1.84
 
1.94
 
1.42
 
1.07
 
0.77
 
0.72
 

3
Class R-5 and R-6 shares are generally available only to fee-based programs or through retirement plan intermediaries.
4
Based on estimated amounts for the current fiscal year. Amounts for all other share classes are based on amounts incurred in the fund’s previous fiscal year.

Example
 
1 year
 
3 years
 
5 years
 
10 years
 
Class R-6
 
$74
 
$230
 
$401
 
$894
 

 
 

 
U.S. Government Securities Fund
Annual fund operating expenses (deducted from fund assets)
 
 
Class
A
Class
R-1
Class
R-2
Class
R-3
Class
R-4
Class
 R-53
Class
   R-63,4
Management fees1
 
0.30%
 
0.30%
 
0.30%
 
0.30%
 
0.30%
 
0.30%
 
0.30%
 
Distribution and/or service (12b-1) fees2
 
0.29
 
1.00
 
0.75
 
0.50
 
0.25
 
none
 
none
 
Other expenses1
 
0.18
 
0.26
 
0.56
 
0.27
 
0.17
 
0.11
 
0.08
 
Total annual fund operating expenses1
 
0.77
 
1.56
 
1.61
 
1.07
 
0.72
 
0.41
 
0.38
 

3
Class R-5 and R-6 shares are generally available only to fee-based programs or through retirement plan intermediaries.
4
Based on estimated amounts for the current fiscal year. Amounts for all other share classes are based on amounts incurred in the fund’s previous fiscal year.

Example
 
1 year
 
3 years
 
5 years
 
10 years
 
Class R-6
 
$39
 
$122
 
$213
 
$480
 

 
 

 
Washington Mutual Investors Fund
Annual fund operating expenses (deducted from fund assets)
 
 
Class
A
Class
R-1
Class
R-2
Class
R-3
Class
R-4
Class
 R-53
Class
   R-63,4
Management fees1
 
0.26%
 
0.26%
 
0.26%
 
0.26%
 
0.26%
 
0.26%
 
0.26%
 
Distribution and/or service (12b-1) fees2
 
0.24
 
1.00
 
0.75
 
0.50
 
0.25
 
none
 
none
 
Other expenses1
 
0.10
 
0.16
 
0.43
 
0.19
 
0.16
 
0.11
 
0.07
 
Total annual fund operating expenses1
 
0.60
 
1.42
 
1.44
 
0.95
 
0.67
 
0.37
 
0.33
 

3
Class R-5 and R-6 shares are generally available only to fee-based programs or through retirement plan intermediaries.
4
Based on estimated amounts for the current fiscal year. Amounts for all other share classes are based on amounts incurred in the fund’s fiscal year ended April 30, 2008.

Example
 
1 year
 
3 years
 
5 years
 
10 years
 
Class R-6
 
$34
 
$106
 
$185
 
$418
 


 

 
3.
The table in the “Other expenses” subsection of the “Fees and Expenses of the Fund” section for all funds subject to this supplement is amended as follows:

 
Payments to affiliated entities
 
Payments to unaffiliated entities
 
Class A
 
.05% of assets or
$12 per participant position1
 
.05% of assets or
$12 per participant position1
 
Class R-1
 
.10% of assets
 
.10% of assets
 
Class R-2
 
.15% of assets plus $27 per participant
position2 or .35% of assets3
 
.25% of assets
 
Class R-3
 
.10% of assets plus $12 per participant
position2 or .19% of assets3
 
.15% of assets
 
Class R-4
 
.10% of assets
 
.10% of assets
 
Class R-5
 
.05% of assets
 
.05% of assets
 
Class R-6
 
none
 
none
 

1
Payment amount depends on the date upon which services commenced.
2
Payment with respect to Recordkeeper Direct® program.
3
Payment with respect to PlanPremier® program.

 


 
4.
The “Investment objectives, strategies and risks” section of the retirement plan prospectus for each of the funds included below is amended by replacing the “Additional investment results (without a sales charge)” table with the updated table set forth under such fund’s name below. Except as indicated below each table, footnotes in the retirement plan prospectus remain unchanged.



American High-Income Trust
Additional investment results (without a sales charge)
Average annual total returns for periods ended December 31, 2008:
 
1 year
 
5 years
 
10 years
 
Lifetime1
 
Class A — first sold 2/19/88
 
–27.52%
 
–1.25%
 
2.69%
 
6.79%
 

 
1 year
 
5 years
 
Lifetime1
 
 
Class R-1 — first sold 7/11/02
 
–28.14%
 
–2.10%
 
3.38%
 
 
Class R-2 — first sold 6/18/02
 
–28.09
 
–2.06
 
2.34
 
 
Class R-3 — first sold 6/21/02
 
–27.78
 
–1.65
 
2.98
 
 
Class R-4 — first sold 7/19/02
 
–27.55
 
–1.32
 
4.21
 
 
Class R-5 — first sold 5/15/02
 
–27.33
 
–1.02
 
2.75
 
 

 
1 year
 
5 years
 
10 years
 
Lifetime2
 
Indexes
 
       
Credit Suisse High Yield Index3
 
–26.17%
 
–0.59%
 
2.87%
 
6.78%
 
Lipper High Current Yield Bond Funds Index4
 
 
–28.84
 
–1.87
 
0.49
 
5.03
Citigroup Broad Investment-Grade (BIG) Bond Index5
 
 
7.02
 
5.11
 
5.86
 
7.40

Class A distribution rate at December 31, 2008: 12.01%6
(For current distribution rate information, please call American FundsLine® at 800/325-3590.)

 


American Mutual Fund
Additional investment results (without a sales charge)
Average annual total returns for periods ended December 31, 2008:
 
1 year
 
5 years
 
10 years
 
Lifetime1
 
Class A — first sold 2/21/50
 
–30.04%
 
–0.47%
 
2.09%
 
11.41%
 

 
1 year
 
5 years
 
Lifetime1
 
 
Class R-1 — first sold 6/11/02
 
–30.62%
 
–1.34%
 
0.21%
 
 
Class R-2 — first sold 5/31/02
 
–30.72
 
–1.35
 
–0.31
 
 
Class R-3 — first sold 6/6/02
 
–30.30
 
–0.87
 
0.57
 
 
Class R-4 — first sold 6/27/02
 
–30.10
 
–0.57
 
1.31
 
 
Class R-5 — first sold 5/15/02
 
–29.87
 
–0.26
 
0.60
 
 

 
1 year
 
5 years
 
10 years
 
Lifetime2
 
Indexes
 
       
S&P 5003
 
–36.99%
 
–2.19%
 
–1.38%
 
10.77%
 
Lipper Multi-Cap Value Funds Index4
 
–37.65
 
–2.47
 
1.28
 
N/A
 
Lipper Growth and Income Funds Index5
 
 
–37.54
 
–2.12
 
–0.24
 
N/A

Class A distribution rate at December 31, 2008: 3.94%6
(For current distribution rate information, please call American FundsLine® at 800/325-3590.)


 

 
Capital Income Builder
Additional investment results (without a sales charge)
Average annual total returns for periods ended December 31, 2008:
 
1 year
 
5 years
 
10 years
 
Lifetime1
 
Class A — first sold 7/30/87
 
–30.06%
 
3.08%
 
5.02%
 
9.44%
 

 
1 year
 
5 years
 
Lifetime1
 
 
Class R-1 — first sold 6/11/02
 
–30.63%
 
2.21%
 
3.66%
 
 
Class R-2 — first sold 5/31/02
 
–30.69
 
2.20
 
3.42
 
 
Class R-3 — first sold 6/4/02
 
–30.33
 
2.66
 
4.00
 
 
Class R-4 — first sold 5/20/02
 
–30.11
 
2.98
 
4.29
 
 
Class R-5 — first sold 5/15/02
 
–29.90
 
3.29
 
4.60
 
 

 
1 year
 
5 years
 
10 years
 
Lifetime2
 
Indexes
 
       
S&P 5003
 
–36.99%
 
–2.19%
 
–1.38%
 
7.42%
 
Lipper Income Funds Average4
 
–21.27
 
0.25
 
1.95
 
7.60
 

Class A distribution rate at December 31, 2008: 6.16%5
(For current distribution rate information, please call American FundsLine® at 800/325-3590.)


 

 
Capital World Bond Fund
Additional investment results (without a sales charge)
Average annual total returns for periods ended December 31, 2008:
 
1 year
5 years
10 years
Lifetime1
Class A — first sold 8/4/87
 
–0.58%
4.67%
5.66%
7.27%
 
 
1 year
5 years
Lifetime1
 
Class R-1 — first sold 6/28/02
 
–1.39%
3.84%
6.95%
 
Class R-2 — first sold 7/9/02
 
–1.39
3.87
7.00
 
Class R-3 — first sold 7/16/02
 
–0.98
4.29
7.28
 
Class R-4 — first sold 8/15/02
 
–0.64
4.66
8.03
 
Class R-5 — first sold 5/15/02
 
–0.32
4.97
8.63
 
 
 
1 year
5 years
10 years
Lifetime2
Indexes
       
Barclays Capital Global Aggregate Index3
4.79%
5.01%
5.22%
N/A
Citigroup World Government Bond Index4
10.89
6.05
5.90
7.77%
Lipper Global Income Funds Index5
–7.54
2.48
4.03
N/A6
Consumer Price Index7
0.09
2.67
2.52
2.91

Class A distribution rate at December 31, 2008: 4.30%8
(For current distribution rate information, please call American FundsLine® at 800/325-3590.)

 
3
Barclays Capital Global Aggregate Index (formerly Lehman Brothers Global Aggregate Index) represents the global investment-grade fixed-income markets. This index is unmanaged and its results reflect reinvested dividends and/or distributions, but do not reflect the effect of sales charges, commissions, expenses or taxes. This index was not in existence as of the date Class A shares were first sold; therefore, lifetime results are not shown.
6
This index was not in existence as of the date Class A shares were first sold. Lifetime results for the Lipper Global Income Funds Average were 7.01%. The Lipper Global Income Funds Average is composed of funds with the same characteristics as funds in this index.



 
 
EuroPacific Growth Fund
Additional investment results (without a sales charge)
Average annual total returns for periods ended December 31, 2008:
 
1 year
5 years
10 years
Lifetime1
Class A — first sold 4/16/84
–40.53%
4.56%
4.98%
11.32%

 
1 year
5 years
Lifetime1
 
Class R-1 — first sold 6/17/02
 
–41.01%
3.69%
5.19%
 
Class R-2 — first sold 5/31/02
 
–41.04
3.69
4.49
 
Class R-3 — first sold 5/21/02
 
–40.71
4.21
4.79
 
Class R-4 — first sold 6/7/02
 
–40.56
4.51
5.63
 
Class R-5 — first sold 5/15/02
 
–40.38
4.81
5.46
 

 
1 year
5 years
10 years
Lifetime2
Indexes
       
MSCI All Country World Index ex USA3
 
–45.24%
3.00%
2.27%
N/A
Lipper International Funds Average4
 
–44.24
1.38
2.15
8.76%
MSCI EAFE Index5
 
–43.06
2.10
1.18
8.79


 


The Growth Fund of America
Additional investment results (without a sales charge)
Average annual total returns for periods ended December 31, 2008:
 
1 year
5 years
10 years
Lifetime1
Class A — first sold 12/1/73
 
–39.07%
–0.83%
3.16%
13.22%

 
1 year
5 years
Lifetime1
 
Class R-1 — first sold 6/6/02
 
–39.54%
–1.62%
0.90%
 
Class R-2 — first sold 5/21/02
 
–39.52
–1.60
0.19
 
Class R-3 — first sold 5/21/02
 
–39.23
–1.13
0.64
 
Class R-4 — first sold 5/28/02
 
–39.07
–0.86
1.02
 
Class R-5 — first sold 5/15/02
 
–38.88
–0.56
1.05
 

 
1 year
5 years
10 years
Lifetime2
Indexes
       
Lipper Capital Appreciation Funds Index3
 
–39.08%
–1.19%
–0.44%
10.03%
Lipper Growth Funds Index4
 
–42.24
–4.25
–3.08
8.72
Lipper Multi-Cap Growth Funds Index5
 
–42.44
–2.95
–2.36
9.69
Lipper Multi-Cap Core Funds Index6
 
–39.45
–2.29
–0.47
9.55





Intermediate Bond Fund of America
Additional investment results (without a sales charge)
Average annual total returns for periods ended December 31, 2008:
 
1 year
5 years
10 years
Lifetime1
Class A — first sold 2/19/88
 
–1.43%
2.23%
3.85%
5.60%

 
1 year
5 years
Lifetime1
 
Class R-1 — first sold 6/13/02
 
–2.21%
1.42%
1.92%
 
Class R-2 — first sold 5/31/02
 
–2.18
1.46
1.99
 
Class R-3 — first sold 6/26/02
 
–1.76
1.86
2.28
 
Class R-4 — first sold 6/27/02
 
–1.45
2.22
2.68
 
Class R-5 — first sold 5/15/02
 
–1.15
2.52
3.17
 

 
1 year
5 years
10 years
Lifetime2
Indexes
       
Lipper Short-Intermediate Investment Grade Debt Funds Average3
–2.82%
1.84%
3.81%
5.57%
Barclays Capital U.S. Government/ Credit 1–7 Years ex BBB Index4
6.47
4.33
5.36
6.61
Consumer Price Index5
0.09
2.67
2.52
2.89

Class A distribution rate at December 31, 2008: 4.32%6
(For current distribution rate information, please call American FundsLine® at 800/325-3590.)

 
4
Barclays Capital U.S. Government/Credit 1–7 Years ex BBB Index (formerly Lehman Brothers U.S. Government/Credit 1–7 Years ex BBB Index) is a market-value weighted index that tracks the total return performance of fixed-rate, publicly placed, dollar-denominated obligations issued by the U.S. Treasury, U.S. government agencies and quasi-federal corporations, corporate or foreign debt guaranteed by the U.S. government, and U.S. corporate and foreign debentures and secured notes that meet specified maturity, liquidity and quality requirements, with maturities of one to seven years, excluding BBB-rated securities. This index is unmanaged and its results include reinvested dividends and/or distributions, but do not reflect the effect of sales charges, expenses or taxes.
6
Reflects a fee waiver (4.29% without the waiver) as described in the Annual Fund Operating Expenses table under “Fees and expenses of the fund.” The distribution rate is based on actual dividends paid to Class A shareholders over a 12-month period. Capital gain distributions, if any, are added back to net asset value to determine the rate.




New Perspective Fund
Additional investment results (without a sales charge)
Average annual total returns for periods ended December 31, 2008:
 
1 year
5 years
10 years
Lifetime1
Class A — first sold 3/13/73
–37.83%
1.91%
4.16%
12.04%

 
1 year
5 years
Lifetime1
 
Class R-1 — first sold 6/17/02
 
–38.33%
1.08%
3.49%
 
Class R-2 — first sold 5/21/02
 
–38.38
1.07
2.56
 
Class R-3 — first sold 6/4/02
 
–38.06
1.55
3.49
 
Class R-4 — first sold 5/28/02
 
–37.85
1.88
3.43
 
Class R-5 — first sold 5/15/02
 
–37.68
2.16
3.68
 

 
1 year
5 years
10 years
Lifetime2
Indexes
       
MSCI World Index3
 
–40.33%
0.00%
–0.19%
8.66%
MSCI USA Index4
 
–37.14
–2.09
–1.67
9.13
Lipper Global Funds Index5
 
–38.78
0.42
1.23
N/A





New World Fund
Additional investment results (without a sales charge)
Average annual total returns for periods ended December 31, 2008:
 
1 year
5 years
Lifetime1
Class A — first sold 6/17/99
 
–46.32%
7.03%
6.14%

 
1 year
5 years
Lifetime1
Class R-1 — first sold 6/11/02
 
–46.74%
6.16%
8.14%
Class R-2 — first sold 6/7/02
 
–46.80
6.16
8.19
Class R-3 — first sold 6/6/02
 
–46.52
6.61
8.67
Class R-4 — first sold 10/7/02
 
–46.31
6.99
13.20
Class R-5 — first sold 5/15/02
 
–46.14
7.31
8.78

 
1 year
5 years
Lifetime2
Indexes
     
MSCI All Country World Index3
 
–41.85%
0.44%
–0.74%
MSCI Emerging Markets Index4
 
–53.18
8.02
5.98



Short-Term Bond Fund of America
Additional investment results (without a sales charge)
Average annual total returns for periods ended December 31, 2008:
 
1 year
Lifetime1
Class A — first sold 10/2/06
 
1.16%
3.19%

 
1 year
Lifetime1
Class R-1 — first sold 12/26/06
 
0.36%
2.18%
Class R-2 — first sold 12/8/06
 
0.31
2.20
Class R-3 — first sold 11/22/06
 
0.78
2.62
Class R-4 — first sold 1/3/07
 
1.09
2.99
Class R-5 — first sold 1/4/07
 
1.37
3.20

 
1 year
Lifetime2
Indexes
   
Barclays Capital U.S. Government/Credit 1–3 Years ex BBB Index3
5.39%
5.91%
Lipper Short Investment Grade Debt Funds Average4
–5.77
–0.70
Consumer Price Index5
0.09
1.59

Class A distribution rate at December 31, 2008: 3.21%6
(For current distribution rate information, please call American FundsLine® at 800/325-3590.)
 
3
Barclays Capital U.S. Government/Credit 1–3 Years ex BBB Index (formerly Lehman Brothers U.S. Government/Credit 1–3 Years ex BBB Index) is a market-value weighted index that tracks the total return performance of fixed-rate, publicly placed, dollar-denominated obligations issued by the U.S. Treasury, U.S. government agencies, quasi-federal corporations, corporate or foreign debt guaranteed by the U.S. government, and U.S. corporate and foreign debentures and secured notes that meet specified maturity, liquidity and quality requirements, with maturities of one to three years excluding BBB-rated securities. This index is unmanaged and its results include reinvested dividends and/or distributions, but do not reflect the effect of sales charges, commissions, expenses or taxes.
6
Reflects a fee waiver (3.17% without the waiver) as described in the Annual Fund Operating Expenses table under “Fees and expenses of the fund.” The distribution rate is based on actual dividends paid to Class A shareholders over a 12-month period. Capital gain distributions, if any, are added back to net asset value to determine the rate.





SMALLCAP World Fund
Additional investment results (without a sales charge)
Average annual total returns for periods ended December 31, 2008:
 
1 year
5 years
10 years
Lifetime1
Class A — first sold 4/30/90
 
–49.40%
0.01%
2.81%
7.34%

 
1 year
5 years
Lifetime1
 
Class R-1 — first sold 6/19/02
 
–49.76%
–0.80%
2.55%
 
Class R-2 — first sold 5/31/02
 
–49.86
–0.81
1.80
 
Class R-3 — first sold 6/20/02
 
–49.58
–0.38
3.10
 
Class R-4 — first sold 7/24/02
 
–49.37
–0.01
5.88
 
Class R-5 — first sold 5/15/02
 
–49.22
0.30
2.41
 

 
1 year
5 years
10 years
Lifetime2
Indexes
       
S&P Global <$3 Billion Index3
 
–44.63%
1.66%
5.15%
6.54%
Lipper Global Small-Cap Funds Average4
 
–47.24
–0.77
4.69
7.65
Consumer Price Index5
 
0.09
2.67
2.52
2.65





U.S. Government Securities Fund
Additional investment results (without a sales charge)
Average annual total returns for periods ended December 31, 2008:
 
1 year
5 years
10 years
Lifetime1
Class A — first sold 10/17/85
 
7.73%
4.52%
4.97%
6.74%

 
1 year
5 years
Lifetime1
 
Class R-1 — first sold 6/13/02
 
6.89%
3.71%
3.82%
 
Class R-2 — first sold 5/31/02
 
6.95
3.77
3.92
 
Class R-3 — first sold 6/6/02
 
7.40
4.17
4.33
 
Class R-4 — first sold 5/28/02
 
7.76
4.54
4.73
 
Class R-5 — first sold 5/15/02
 
8.09
4.85
5.14
 

 
1 year
5 years
10 years
Lifetime2
Indexes
       
Citigroup Treasury/Govt Sponsored/ Mortgage Index3
 
10.54%
5.87%
6.12%
7.90%
Lipper General U.S. Government Funds Average4
 
7.27
4.27
4.74
6.56
Consumer Price Index5
 
0.09
2.67
2.52
2.88

Class A distribution rate at December 31, 2008: 3.57%6
(For current distribution rate information, please call American FundsLine® at 800/325-3590.)

6
Reflects a fee waiver (3.55% without the waiver) as described in the Annual Fund Operating Expenses table under “Fees and expenses of the fund.” The distribution rate is based on actual dividends paid to Class A shareholders over a 12-month period. Capital gain distributions, if any, are added back to net asset value to determine the rate.

 

 

Washington Mutual Investors Fund
Additional investment results (without a sales charge)
Average annual total returns for periods ended December 31, 2008:
 
1 year
5 years
10 years
Lifetime1
Class A — first sold 7/31/52
 
–33.10%
–1.35%
1.15%
11.61%

 
1 year
5 years
Lifetime1
 
Class R-1 — first sold 5/29/02
 
–33.64%
–2.18%
–1.04%
 
Class R-2 — first sold 5/31/02
 
–33.67
–2.17
–1.00
 
Class R-3 — first sold 6/4/02
 
–33.32
–1.70
–0.19
 
Class R-4 — first sold 5/20/02
 
–33.16
–1.42
–0.41
 
Class R-5 — first sold 5/15/02
 
–32.96
–1.13
–0.14
 

 
1 year
5 years
10 years
Lifetime2
Indexes
       
S&P 5003
 
–36.99%
–2.19%
–1.38%
10.16%
Lipper Growth & Income Funds Index4
 
–37.54
–2.12
–0.24
N/A

Class A distribution rate at December 31, 2008: 3.29%5
(For current distribution rate information, please call American FundsLine® at 800/325-3590.)



5.
In the section “Purchase, exchange and sale of shares,” the third paragraph of the “Purchases and exchanges” subsection is amended as follows:
   
 
Class R shares generally are available only to 401(k) plans, 457 plans, 403(b) plans, profit-sharing and money purchase pension plans, defined benefit plans and nonqualified deferred compensation plans. Class R shares also are generally available only to retirement plans where plan level or omnibus accounts are held on the books of the fund. In addition, Class R-6 shares are available for investment by American Funds Target Date Retirement Series® and Class R-5 shares are available to other registered investment companies approved by the fund. Class R shares generally are not available to retail nonretirement accounts, traditional and Roth individual retirement accounts (IRAs), Coverdell Education Savings Accounts, SEPs, SARSEPs, SIMPLE IRAs and 529 college savings plans.
   

6.
In the section “Sales charges,” the third sentence in the subsection “Class R shares” is amended as follows:
   
 
No dealer compensation is paid from fund assets on sales of Class R-5 or R-6 shares.
   

7.
The first paragraph of the “Financial highlights” section of the retirement plan prospectus is amended by adding the following:

 
a.
The following sentence is added after the second sentence: “A similar table will be shown for Class R-6 shares beginning with the fund’s fiscal year ending after the date the share class is first offered.”
     
 
b.
The following parenthetical is added to the last sentence after the applicable auditor of the named fund (either Deloitte & Touche LLP or PricewaterhouseCoopers LLP):
     
   
Applicable to EuroPacific Growth Fund only: “(except for the six months ended September 30, 2008)”
     
   
Applicable to The Income Fund of America only: “(except for the six months ended January 31, 2009)”
     
   
Applicable to Washington Mutual Investors Fund only: “(except for the six months ended October 31, 2008)”
     
 
c.
The following sentence is added to the end of the paragraph in the retirement plan prospectus for each of the funds named in 7. b. above: “The information for the six-month period presented has been derived from the fund’s unaudited financial statements and includes all adjustments that management considers necessary for a fair presentation of such information for the period presented.”
     

8.
Applicable to EuroPacific Growth Fund, The Income Fund of America and Washington Mutual Investors Fund only: The financial highlights contained in each fund’s semi-annual report are hereby incorporated by reference into the “Financial highlights” section of the respective fund’s retirement plan prospectus.
   

9.
Applicable to International Growth and Income Fund only, the following section is added to the end of the fund’s retirement plan prospectus:

 
Financial highlights1
 
The Financial Highlights table is intended to help you understand the fund’s results. Certain information reflects financial results for a single share of a particular class. A similar table will be shown for Class R-6 shares beginning with the fund’s fiscal year ending after the date the share class is first offered. The total returns in the table represent the rate that an investor would have earned or lost on an investment in the fund (assuming reinvestment of all dividends and capital gain distributions). Where indicated, figures in the table reflect the impact, if any, of certain reimbursements/waivers from Capital Research and Management Company. For more information about these reimbursements/waivers, see the footnotes to the Annual Fund Operating Expenses table under “Fees and expenses of the fund” in this prospectus. The information for the period presented has been derived from the fund’s unaudited financial statements and includes all adjustments that management considers necessary for a fair presentation of such information for the period presented.


 
Loss from investment operations2
 
   
 
Net asset
value,
beginning
of period
 
Net
investment
income
(loss)
 
Net losses on securities
(both realized
and unrealized)
 
Total from
investment operations
 
Dividends
(from net investment
income)
 
Net asset
value,
end of
period
 
Total
Return3,4
 
Net assets,
end of
period
(in millions)
 
Ratio of
expenses
to average
net assets
before
reim-
bursements/
waivers
 
Ratio of
expenses
to average
net assets
after
reim-
bursements/
waivers4
 
Ratio of
net income
(loss) to
average
net assets4
 
Class A:
Period from 10/1/2008 to 12/31/20085
$25.08
 
$.03
 
$(2.08)
 
$(2.05)
 
$(.03)
 
$22.92
 
(8.20)%
 
$1,181
 
.31%
 
.27%
 
.11%
 
Class R-1:
Period from 10/1/2008 to 12/31/20085
25.00
 
6
 
(2.09)
 
(2.09)
 
 
22.91
 
(8.36)
 
1
 
.50
 
.47
 
(.01)
 
Class R-2:
Period from 10/1/2008 to 12/31/20085
25.00
 
6
 
(2.09)
 
(2.09)
 
 
22.91
 
(8.36)
 
1
 
.49
 
.46
 
7
 
Class R-3:
Period from 10/1/2008 to 12/31/20085
25.00
 
.02
 
(2.08)
 
(2.06)
 
(.01)
 
22.93
 
(8.26)
 
1
 
.38
 
.35
 
.11
 
Class R-4:
Period from 10/1/2008 to 12/31/20085
25.00
 
.04
 
(2.09)
 
(2.05)
 
(.02)
 
22.93
 
(8.20)
 
1
 
.30
 
.27
 
.19
 
Class R-5:
Period from 10/1/2008 to 12/31/20085
25.00
 
.03
 
(2.06)
 
(2.03)
 
(.04)
 
22.93
 
(8.12)
 
41
 
.23
 
.19
 
.15
 


For the period October 1, 20081 to December 31, 20085
 
Portfolio turnover rate for all classes of shares                                                                                                0%
 

1
Based on operations from 10/1/2008, commencement of operations, through 12/31/2008, and, accordingly, is not representative of a full year.
   
2
Based on average shares outstanding.
   
3
Total returns exclude any applicable sales charges.
   
4
This column reflects the impact, if any, of certain reimbursements/waivers from Capital Research and Management Company. During the periods shown, Capital Research and Management Company reduced fees for investment advisory services and reimbursed other fees and expenses.
   
5
Unaudited.
   
6
Amount less than $.01.
   
7
Amount less than ..01%.



10.
Applicable to Capital Income Builder only:
   
 
The first two paragraphs under the heading “Dividends and distributions” in the “Distributions and taxes” section of the retirement plan prospectus are replaced by the following: “The fund intends to distribute dividends to shareholders, usually in March, June, September and December. Capital gains, if any, are usually distributed in December. When a dividend or capital gain is distributed, the net asset value per share is reduced by the amount of the payment.”




Notes





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The Capital Group Companies
American Funds
Capital Research and Management
Capital International
Capital Guardian
Capital Bank and Trust





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