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                                                                      EXHIBIT 23



The Board of Directors
Independent Bank Corporation:

We consent to incorporation by reference in the registration statements (No.
33-80088) on Form S-3 and (Nos. 333-47352 and 333-32269) on Forms S-8 of
Independent Bank Corporation of our report dated February 1, 2001, relating to
the consolidated statements of financial condition of Independent Bank
Corporation and subsidiaries as of December 31, 2000, and 1999, and the related
consolidated statements of operations, shareholders' equity, comprehensive
income and cash flows for each of the years in the three-year period ended
December 31, 2000, which report is incorporated by reference in the December 31,
2000 annual report on Form 10-K of Independent Bank Corporation.




/s/ KPMG LLP
Detroit, Michigan
March 28, 2001