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Consolidated Statements of Operations - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
INTEREST INCOME      
Interest and fees on loans $ 197,725 $ 139,057 $ 116,644
Interest on securities      
Taxable 23,314 20,676 14,488
Tax-exempt 13,209 8,391 6,102
Other investments 5,429 884 846
Total Interest Income 239,677 169,008 138,080
INTEREST EXPENSE      
Deposits 75,075 14,151 4,465
Other borrowings and subordinated debt and debentures 8,273 5,296 3,850
Total Interest Expense 83,348 19,447 8,315
Net Interest Income 156,329 149,561 129,765
Provision for credit losses 6,210 5,341 (1,928)
Net Interest Income After Provision for Credit Losses 150,119 144,220 131,693
NON-INTEREST INCOME      
Interchange income 13,996 13,955 14,045
Service charges on deposit accounts 12,361 12,288 10,170
Net gains (losses) on assets      
Mortgage loans 7,436 6,431 35,880
Securities available for sale (222) (275) 1,411
Mortgage loan servicing, net 4,626 18,773 5,745
Other 12,479 10,737 9,392
Total Non-interest Income 50,676 61,909 76,643
NON-INTEREST EXPENSE      
Compensation and employee benefits 78,965 81,007 79,969
Data processing 11,862 10,183 10,823
Occupancy, net 7,908 8,907 8,794
Interchange expense 4,332 4,242 4,434
Furniture, fixtures and equipment 3,756 4,007 4,172
FDIC deposit insurance 3,005 2,142 1,396
Communications 2,406 2,871 3,080
Legal and professional 2,208 2,133 2,068
Loan and collection 2,174 2,657 3,172
Advertising 2,165 2,074 1,918
Costs related to unfunded lending commitments 424 599 1,207
Conversion related expense 0 50 1,827
Other 7,914 7,469 8,163
Total Non-interest Expense 127,119 128,341 131,023
Income Before Income Tax 73,676 77,788 77,313
Income tax expense 14,609 14,437 14,418
Net Income $ 59,067 $ 63,351 $ 62,895
Net income per common share      
Basic (in dollars per share) $ 2.82 $ 3.00 $ 2.91
Diluted (in dollars per share) $ 2.79 $ 2.97 $ 2.88