0001209191-18-018404.txt : 20180309
0001209191-18-018404.hdr.sgml : 20180309
20180309121431
ACCESSION NUMBER: 0001209191-18-018404
CONFORMED SUBMISSION TYPE: 3
PUBLIC DOCUMENT COUNT: 2
CONFORMED PERIOD OF REPORT: 20180301
FILED AS OF DATE: 20180309
DATE AS OF CHANGE: 20180309
REPORTING-OWNER:
OWNER DATA:
COMPANY CONFORMED NAME: Waters James L
CENTRAL INDEX KEY: 0001733701
FILING VALUES:
FORM TYPE: 3
SEC ACT: 1934 Act
SEC FILE NUMBER: 001-13221
FILM NUMBER: 18679227
MAIL ADDRESS:
STREET 1: 100 WEST HOUSTON STREET
CITY: SAN ANTONIO
STATE: TX
ZIP: 78205
ISSUER:
COMPANY DATA:
COMPANY CONFORMED NAME: CULLEN/FROST BANKERS, INC.
CENTRAL INDEX KEY: 0000039263
STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021]
IRS NUMBER: 741751768
STATE OF INCORPORATION: TX
FISCAL YEAR END: 1231
BUSINESS ADDRESS:
STREET 1: 100 W HOUSTON ST
CITY: SAN ANTONIO
STATE: TX
ZIP: 78205
BUSINESS PHONE: 210-220-4011
MAIL ADDRESS:
STREET 1: POST OFFICE BOX 1600
CITY: SAN ANTONIO
STATE: TX
ZIP: 78296-1600
FORMER COMPANY:
FORMER CONFORMED NAME: CULLEN FROST BANKERS INC
DATE OF NAME CHANGE: 19920703
FORMER COMPANY:
FORMER CONFORMED NAME: FROST BANK CORP
DATE OF NAME CHANGE: 19770823
3
1
doc3.xml
FORM 3 SUBMISSION
X0206
3
2018-03-01
0
0000039263
CULLEN/FROST BANKERS, INC.
CFR
0001733701
Waters James L
100 WEST HOUSTON STREET
SAN ANTONIO
TX
78205
0
1
0
0
GEVP and General Counsel
No Securities are Beneficially Owned
0
D
/s/ James L. Waters
2018-03-09
EX-24.3_777335
2
poa.txt
POA DOCUMENT
POWER OF ATTORNEY
Know all by these presents, that the undersigned hereby makes, constitutes and
appoints each of Stanley E. McCormick, Jr., Susan Murr and Diane Mazac as the
undersigned's true and lawful attorney in-fact, with power to act without the
others and with full power and authority as hereinafter described on behalf of
and in the name, place and stead of the undersigned to:
(1) prepare, execute, acknowledge, deliver and file Forms 3, 4 and 5 (including
any amendments thereto and successor Forms) and Forms 144 (including any
amendments thereto and successor Forms) with respect to the securities of
Cullen/Frost Bankers, Inc., a Texas corporation (the "Company"), with the United
States Securities and Exchange Commission, any national securities exchanges and
any other governmental entity or trading system deemed necessary or advisable by
such attorney-in-fact under Section 16(a) of the Securities Exchange Act of 1934
and the rules and regulations promulgated thereunder, as amended from time to
time (the "Exchange Act"), and under Rule 144 of the Securities Act of 1933 and
the rules and regulations promulgated thereunder, as amended from time to time
(the "Securities Act");
(2) seek or obtain, as the undersigned's representative and on the undersigned's
behalf, information on transactions in the Company's securities from any third
party, including brokers, employee benefit plan administrators and trustees, and
the undersigned hereby authorizes any such person to release any such
information to such attorney in fact and approves and ratifies any such release
of information; and
(3) perform any and all other acts which in the discretion of such
attorney-in-fact are necessary or desirable for and on behalf of the undersigned
in connection with the foregoing.
The undersigned acknowledges that:
(1) this Power of Attorney authorizes, but does not require, such
attorney-in-fact to act in their discretion on information provided to such
attorney-in-fact without independent verification of such information;
(2) any documents prepared and/or executed by such attorney-in-fact on behalf of
the undersigned pursuant to this Power of Attorney will be in such form and will
contain such information and disclosure as such attorney-in-fact, in his or her
discretion, deems necessary or desirable;
(3) neither the Company nor such attorney-in-fact assumes (i) any liability for
the undersigned's responsibility to comply with the requirements of the Exchange
Act or Securities Act, (ii) any liability of the undersigned for any failure to
comply with such requirements or (iii) any obligation or liability of the
undersigned for profit disgorgement under Section 16(b) of the Exchange Act; and
(4) this Power of Attorney does not relieve the undersigned from responsibility
for compliance with the undersigned's obligations under the Exchange Act,
including without limitation the reporting requirements under Section 16 of the
Exchange Act, or the Securities Act, including without limitation the
requirements of Rule 144.
The undersigned hereby gives and grants to each such attorney-in-fact severally
full power and authority to do and perform, in the name and on behalf of the
undersigned, and in any and all capacities, every act and thing whatsoever
requisite, necessary or appropriate to be done in and about the foregoing
matters, as fully and to all intents and purposes as the undersigned might or
could do in person, with full power of substitution and resubstitution, hereby
ratifying and approving all that such attorney-in-fact, or such
attorney-in-fact's substitute or substitutes, shall lawfully do or cause to be
done by virtue of this Power of Attorney and the rights and powers herein
granted.
This Power of Attorney shall remain in full force and effect until either
revoked by the undersigned in a signed writing delivered to such
attorneys-in-fact or until such time as the undersigned is no longer required to
file Forms 3, 4 and 5 and Forms 144 with respect to the undersigned's holdings
of and transactions in securities issued by the Company.
IN WITNESS WHEREOF, the undersigned has caused this Power of Attorney to be
executed on this 8th day of March, 2018.
/s/ James L. Waters
Signature
STATE OF TEXAS
COUNTY OF BEXAR
On this 8th day of March, 2018, James L. Waters, personally appeared before me,
and acknowledged that he executed the foregoing instrument for the purposes
therein contained.
IN WITNESS WHEREOF, I have hereunto set my hand and official seal.
/s/Minerva Gonzalez
Notary Public
My Commission Expires 06/23/2021