13F-HR 1 q10113-f.txt 13F FILING UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 13F FORM 13F COVER PAGE REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 3/31/01 CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER: THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT. ( ) ADDS NEW HOLDINGS ENTRIES INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT: NAME: VERNON TORGERSON ADDRESS: FROST NATIONAL BANK P.O. BOX 1600 SAN ANTONIO, TX 78296 13F FILE NUMBER: 28-183 THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE PERSON BY WHOM IT IS SIGNED HEREBY REPRESENT THAT THE PERSON SIGNING THE REPORT IS AUTHORIZED TO SUBMIT IT, THAT ALL INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND COMPLETE, AND THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF THIS FORM. PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER: NAME: STAN MCCORMICK TITLE: COPORATE SECRETARY - SR. V.P. PHONE: 210-220-4310 SIGNATURE,PLACE,AND DATE OF SIGNING: /s/Stan McCormick SAN ANTONIO, TX 5/2/01 REPORT TYPE (CHECK ONLY ONE.): ( X) 13F HOLDINGS REPORT ( ) 13F NOTICE ( ) 13F COMBINATION REPORT LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER: NONE I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934. FORM 13F SUMMARY PAGE REPORT SUMMARY: NUMBER OF OTHER INCLUDED MANAGERS: 0 FORM 13F INFORMATION TABLE ENTRY TOTAL: 700 FORM 13F INFORMATION TABLE VALUE TOTAL: $1,973,033 FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- H KEMPNER CERT OF BENE INTERES COMMON STOCK 999999998 18246 13606 SH DEFINED 13405 0 201 A T & T CORP COM * COMMON STOCK 001957109 5534 259831 SH DEFINED 257626 0 2205 A T & T CORP COM * COMMON STOCK 001957109 391 18375 SH OTHER 13917 4458 0 ABBOTT LABORATORIES COM * COMMON STOCK 002824100 8208 173931 SH DEFINED 170531 0 3400 ABBOTT LABORATORIES COM * COMMON STOCK 002824100 2274 48191 SH OTHER 20991 20800 6400 ABERCROMBIE & FITCH CO CLASS A COMMON STOCK 002896207 1913 58500 SH DEFINED 58500 0 0 ADOBE SYSTEMS INC COM* COMMON STOCK 00724F101 1324 37850 SH DEFINED 37850 0 0 ADOBE SYSTEMS INC COM* COMMON STOCK 00724F101 24 700 SH OTHER 700 0 0 AFLAC INC COM * COMMON STOCK 001055102 2910 105652 SH DEFINED 105652 0 0 AFLAC INC COM * COMMON STOCK 001055102 559 20308 SH OTHER 20308 0 0 AGILENT TECHNOLOGIES INC COM* COMMON STOCK 00846U101 470 15280 SH DEFINED 14933 0 347 AGILENT TECHNOLOGIES INC COM* COMMON STOCK 00846U101 133 4321 SH OTHER 4321 0 0 AIR PRODUCTS & CHEMICALS INC C COMMON STOCK 009158106 836 21777 SH DEFINED 21777 0 0 AIR PRODUCTS & CHEMICALS INC C COMMON STOCK 009158106 511 13300 SH OTHER 13300 0 0 ALBERTO CULVER CO CLASS B COMMON STOCK 013068101 207 5227 SH DEFINED 5227 0 0 ALBERTSON'S INC COM * COMMON STOCK 013104104 320 10052 SH DEFINED 10052 0 0 ALCOA INC COM* COMMON STOCK 013817101 11115 309184 SH DEFINED 301504 0 7680 ALCOA INC COM* COMMON STOCK 013817101 607 16891 SH OTHER 8601 0 8290 ALLSTATE CORP COM COMMON STOCK 020002101 612 14602 SH DEFINED 14202 0 400 ALLSTATE CORP COM COMMON STOCK 020002101 299 7126 SH OTHER 3126 0 4000 ALLTEL CORP COM * COMMON STOCK 020039103 53287 1015757 SH DEFINED 1007099 0 8658 ALLTEL CORP COM * COMMON STOCK 020039103 2725 51936 SH OTHER 51157 779 0 ALTERA CORP COM * COMMON STOCK 021441100 1079 50334 SH DEFINED 50334 0 0 ALTERA CORP COM * COMMON STOCK 021441100 458 21347 SH OTHER 21347 0 0 AMERICAN ELECTRIC POWER INC CO COMMON STOCK 025537101 836 17793 SH DEFINED 17493 0 300 AMERICAN ELECTRIC POWER INC CO COMMON STOCK 025537101 189 4020 SH OTHER 4020 0 0 AMERICAN EXPRESS CO COM * COMMON STOCK 025816109 4674 113163 SH DEFINED 103788 0 9375 AMERICAN EXPRESS CO COM * COMMON STOCK 025816109 1103 26708 SH OTHER 14848 270 11590 AMERICAN GENERAL CORP COM * COMMON STOCK 026351106 6569 171740 SH DEFINED 169940 0 1800 AMERICAN GENERAL CORP COM * COMMON STOCK 026351106 755 19732 SH OTHER 19732 0 0 AMERICAN GREETINGS CORP CLASS COMMON STOCK 026375105 1707 161000 SH DEFINED 160918 0 82 AMERICAN GREETINGS CORP CLASS COMMON STOCK 026375105 27 2583 SH OTHER 2583 0 0 AMERICAN HOME PRODUCTS CORP CO COMMON STOCK 026609107 10035 170810 SH DEFINED 169500 0 1310 AMERICAN HOME PRODUCTS CORP CO COMMON STOCK 026609107 2004 34112 SH OTHER 24412 9600 100 AMERICAN INT'L GROUP INC COM * COMMON STOCK 026874107 18632 231453 SH DEFINED 224653 0 6800 AMERICAN INT'L GROUP INC COM * COMMON STOCK 026874107 1726 21442 SH OTHER 17296 2882 1264 AMERICAN ITALIAN PASTA CO CLAS COMMON STOCK 027070101 1686 52700 SH DEFINED 52700 0 0 AMERICAN NATIONAL INSURANCE CO COMMON STOCK 028591105 291 4227 SH DEFINED 0 0 4227 AMERICAN POWER CONVERSION CORP COMMON STOCK 029066107 197 15290 SH DEFINED 15290 0 0 AMERICAN POWER CONVERSION CORP COMMON STOCK 029066107 47 3630 SH OTHER 3630 0 0 AMGEN INC COM * COMMON STOCK 031162100 2488 41338 SH DEFINED 41338 0 0 AMGEN INC COM * COMMON STOCK 031162100 292 4851 SH OTHER 4851 0 0 AMSOUTH BANCORPORATION INC COM COMMON STOCK 032165102 147 8756 SH DEFINED 0 0 8756 AMSOUTH BANCORPORATION INC COM COMMON STOCK 032165102 83 4920 SH OTHER 4920 0 0 ANADARKO PETROLEUM CORP COM COMMON STOCK 032511107 12901 205494 SH DEFINED 205494 0 0 ANADARKO PETROLEUM CORP COM COMMON STOCK 032511107 190 3027 SH OTHER 2927 0 100 ANDREW CORP COM * COMMON STOCK 034425108 159 11083 SH DEFINED 11083 0 0 ANDREW CORP COM * COMMON STOCK 034425108 11 790 SH OTHER 790 0 0 ANHEUSER BUSCH COS INC COM * COMMON STOCK 035229103 9420 205095 SH DEFINED 205095 0 0 ANHEUSER BUSCH COS INC COM * COMMON STOCK 035229103 438 9545 SH OTHER 9545 0 0 ANNTAYLOR STORES CORP COM COMMON STOCK 036115103 1059 39900 SH DEFINED 39900 0 0 AOL TIME WARNER INC COM* COMMON STOCK 00184A105 170999 4258994 SH DEFINED 4246969 0 12025 AOL TIME WARNER INC COM* COMMON STOCK 00184A105 1396 34777 SH OTHER 19377 14400 1000 AON CORP COM COMMON STOCK 037389103 330 9295 SH DEFINED 7600 1695 0 APOLLO GROUP INC CLASS A COMMON STOCK 037604105 889 27100 SH DEFINED 25700 0 1400 APPLIED MATERIALS INC COM * COMMON STOCK 038222105 1857 42690 SH DEFINED 42666 0 24 APPLIED MATERIALS INC COM * COMMON STOCK 038222105 96 2212 SH OTHER 1463 649 100 ARCHSTONE COMMUNITIES TRUST SB COMMON STOCK 039581103 2251 91495 SH DEFINED 89605 0 1890 ARCHSTONE COMMUNITIES TRUST SB COMMON STOCK 039581103 667 27100 SH OTHER 27100 0 0 ASHLAND INC COM COMMON STOCK 044204105 212 5530 SH DEFINED 5530 0 0 AT&T CORP COM LIBERTY MEDIA GR COMMON STOCK 001957208 830 59254 SH DEFINED 57804 0 1450 ATMOS ENERGY CORP COM COMMON STOCK 049560105 3777 158685 SH DEFINED 158685 0 0 ATMOS ENERGY CORP COM COMMON STOCK 049560105 51 2133 SH OTHER 2133 0 0 AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 2958 54386 SH DEFINED 54386 0 0 AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 149 2734 SH OTHER 2734 0 0 AVAYA INC COM COMMON STOCK 053499109 937 72077 SH DEFINED 71687 0 390 AVAYA INC COM COMMON STOCK 053499109 10 788 SH OTHER 304 318 166 AVERY DENNISON CORP COM * COMMON STOCK 053611109 18539 356380 SH DEFINED 349290 0 7090 AVERY DENNISON CORP COM * COMMON STOCK 053611109 1591 30578 SH OTHER 27548 110 2920 AVNET INC COM COMMON STOCK 053807103 5320 259536 SH DEFINED 259536 0 0 AVNET INC COM COMMON STOCK 053807103 68 3326 SH OTHER 3326 0 0 AVOCENT CORPORATION COMMON STOCK 053893103 870 39900 SH DEFINED 39900 0 0 AVX CORP COM COMMON STOCK 002444107 6532 378469 SH DEFINED 378469 0 0 AVX CORP COM COMMON STOCK 002444107 96 5572 SH OTHER 5572 0 0 BAKER HUGHES INC COM * COMMON STOCK 057224107 2617 72087 SH DEFINED 71807 0 280 BAKER HUGHES INC COM * COMMON STOCK 057224107 429 11808 SH OTHER 7798 190 3820 BANK OF AMERICA CORP COM * COMMON STOCK 060505104 5051 92260 SH DEFINED 91060 0 1200 BANK OF NEW YORK INC COM COMMON STOCK 064057102 98 2000 SH DEFINED 2000 0 0 BANK OF NEW YORK INC COM COMMON STOCK 064057102 172 3500 SH OTHER 800 2700 0 BANK ONE CORP COM* COMMON STOCK 06423A103 830 22942 SH DEFINED 11291 0 11651 BANKNORTH GROUP INC COMMON STOCK 06646R107 3734 187885 SH DEFINED 187485 0 400 BANKNORTH GROUP INC COMMON STOCK 06646R107 63 3146 SH OTHER 3146 0 0 BANTA CORP COMMON STOCK 066821109 1123 46300 SH DEFINED 46300 0 0 BAXTER INTERNATIONAL INC COM * COMMON STOCK 071813109 14286 151753 SH DEFINED 148087 0 3666 BAXTER INTERNATIONAL INC COM * COMMON STOCK 071813109 1569 16662 SH OTHER 12757 130 3775 BECTON DICKINSON & CO COM * COMMON STOCK 075887109 1942 54991 SH DEFINED 54991 0 0 BECTON DICKINSON & CO COM * COMMON STOCK 075887109 103 2923 SH OTHER 2923 0 0 BED BATH & BEYOND INC COM* COMMON STOCK 075896100 217 8820 SH DEFINED 8820 0 0 BELLSOUTH CORP COM * COMMON STOCK 079860102 4796 117198 SH DEFINED 115934 0 1264 BELLSOUTH CORP COM * COMMON STOCK 079860102 830 20280 SH OTHER 19552 728 0 BEMIS INC COM* COMMON STOCK 081437105 215 6500 SH OTHER 0 6000 500 BERKSHIRE HATHAWAY INC CLASS B COMMON STOCK 084670207 176 81 SH DEFINED 80 0 1 BERKSHIRE HATHAWAY INC CLASS B COMMON STOCK 084670207 81 37 SH OTHER 37 0 0 BEST BUY COMPANY INC COM* COMMON STOCK 086516101 3970 110395 SH DEFINED 102612 0 7783 BEST BUY COMPANY INC COM* COMMON STOCK 086516101 402 11182 SH OTHER 7562 0 3620 BIOGEN INC COM* COMMON STOCK 090597105 9382 148184 SH DEFINED 147584 0 600 BIOGEN INC COM* COMMON STOCK 090597105 624 9855 SH OTHER 9855 0 0 BIOMET INC COM COMMON STOCK 090613100 513 13021 SH DEFINED 13021 0 0 BLACK & DECKER CORP COM COMMON STOCK 091797100 1047 28500 SH DEFINED 28500 0 0 BLACK HILLS CORP COM COMMON STOCK 092113109 206 4500 SH DEFINED 4500 0 0 BLOCK H & R INC COM COMMON STOCK 093671105 1317 26300 SH DEFINED 26300 0 0 BMC SOFTWARE INC COM* COMMON STOCK 055921100 825 38375 SH DEFINED 37675 0 700 BMC SOFTWARE INC COM* COMMON STOCK 055921100 30 1400 SH OTHER 1400 0 0 BOISE CASCADE CORP COM COMMON STOCK 097383103 696 22158 SH DEFINED 22158 0 0 BRINKER INTERNATIONAL INC COM* COMMON STOCK 109641100 1115 39950 SH DEFINED 39950 0 0 BRINKER INTERNATIONAL INC COM* COMMON STOCK 109641100 84 3000 SH OTHER 3000 0 0 BRISTOL-MYERS SQUIBB CO COM * COMMON STOCK 110122108 6758 113775 SH DEFINED 111925 0 1850 BRISTOL-MYERS SQUIBB CO COM * COMMON STOCK 110122108 1388 23375 SH OTHER 13775 0 9600 BRUSH ENGINEERED MATERIALS INC COMMON STOCK 117421107 272 14600 SH DEFINED 14600 0 0 BURLINGTON NORTHERN SANTA FE C COMMON STOCK 12189T104 451 14846 SH DEFINED 14846 0 0 BURLINGTON NORTHERN SANTA FE C COMMON STOCK 12189T104 424 13950 SH OTHER 11950 2000 0 BURLINGTON RESOURCES INC COM COMMON STOCK 122014103 4046 90413 SH DEFINED 90413 0 0 BURLINGTON RESOURCES INC COM COMMON STOCK 122014103 183 4099 SH OTHER 1908 871 1320 CABOT MICROELECTRONICS CORP CO COMMON STOCK 12709P103 1208 27300 SH DEFINED 27300 0 0 CABOT MICROELECTRONICS CORP CO COMMON STOCK 12709P103 5 112 SH OTHER 0 0 112 CALLAWAY GOLF CO COM COMMON STOCK 131193104 1466 66000 SH DEFINED 66000 0 0 CAPITAL AUTOMOTIVE REIT COMMON STOCK 139733109 7014 438358 SH DEFINED 438358 0 0 CAPITAL AUTOMOTIVE REIT COMMON STOCK 139733109 58 3634 SH OTHER 3634 0 0 CARDINAL HEALTH INC COM* COMMON STOCK 14149Y108 1642 16967 SH DEFINED 16867 0 100 CARDINAL HEALTH INC COM* COMMON STOCK 14149Y108 16 161 SH OTHER 161 0 0 CARNIVAL CORPORATION COM* COMMON STOCK 143658102 1591 57496 SH DEFINED 57496 0 0 CARNIVAL CORPORATION COM* COMMON STOCK 143658102 937 33860 SH OTHER 33860 0 0 CATALINA MARKETING CORP* COMMON STOCK 148867104 283 8700 SH DEFINED 8700 0 0 CATERPILLAR INC COM * COMMON STOCK 149123101 244 5491 SH DEFINED 4591 0 900 CATERPILLAR INC COM * COMMON STOCK 149123101 113 2552 SH OTHER 600 1852 100 CHEVRON CORP COM * COMMON STOCK 166751107 13673 155728 SH DEFINED 151459 0 4269 CHEVRON CORP COM * COMMON STOCK 166751107 1854 21113 SH OTHER 13882 4846 2385 CHICAGO BRIDGE & IRON CO NY SH COMMON STOCK 167250109 1093 46000 SH DEFINED 46000 0 0 CIGNA CORP COM COMMON STOCK 125509109 434 4042 SH DEFINED 4042 0 0 CISCO SYSTEM INC COM * COMMON STOCK 17275R102 2688 169967 SH DEFINED 167297 0 2670 CISCO SYSTEM INC COM * COMMON STOCK 17275R102 330 20870 SH OTHER 16550 2020 2300 CIT GROUP INC CLASS A COMMON STOCK 125577106 202 7000 SH DEFINED 7000 0 0 CITIGROUP INC COM * COMMON STOCK 172967101 30402 675898 SH DEFINED 672292 0 3606 CITIGROUP INC COM * COMMON STOCK 172967101 4453 98995 SH OTHER 87025 6240 5730 CITY NATIONAL CORP COM COMMON STOCK 178566105 1172 30500 SH DEFINED 30500 0 0 CLEAR CHANNEL COMMUNICATIONS I COMMON STOCK 184502102 3450 63357 SH DEFINED 62293 0 1064 CLEAR CHANNEL COMMUNICATIONS I COMMON STOCK 184502102 8051 147868 SH OTHER 147868 0 0 CLOROX CO COM * COMMON STOCK 189054109 1411 44864 SH DEFINED 44064 0 800 CLOROX CO COM * COMMON STOCK 189054109 791 25164 SH OTHER 19564 800 4800 COCA COLA CO COM * COMMON STOCK 191216100 7617 168657 SH DEFINED 166455 0 2202 COCA COLA CO COM * COMMON STOCK 191216100 1337 29597 SH OTHER 25397 0 4200 COLGATE-PALMOLIVE CO COM * COMMON STOCK 194162103 4977 90067 SH DEFINED 89467 0 600 COLGATE-PALMOLIVE CO COM * COMMON STOCK 194162103 323 5850 SH OTHER 5850 0 0 COMCAST CORP CLASS A SPECIAL COMMON STOCK 200300200 228 5437 SH DEFINED 4737 0 700 COMERICA INC COM * COMMON STOCK 200340107 590 9600 SH DEFINED 9600 0 0 COMMERCIAL FEDERAL CORP COM COMMON STOCK 201647104 3733 167412 SH DEFINED 167412 0 0 COMMERCIAL FEDERAL CORP COM COMMON STOCK 201647104 46 2066 SH OTHER 2066 0 0 COMPAQ COMPUTER CORP COM * COMMON STOCK 204493100 9842 540747 SH DEFINED 518703 0 22044 COMPAQ COMPUTER CORP COM * COMMON STOCK 204493100 1155 63475 SH OTHER 63475 0 0 COMPUTER ASSOC INTL INC COM* COMMON STOCK 204912109 7275 267448 SH DEFINED 254498 0 12950 COMPUTER ASSOC INTL INC COM* COMMON STOCK 204912109 720 26487 SH OTHER 26487 0 0 COMPUTER SCIENCES CORP COM * COMMON STOCK 205363104 6380 197218 SH DEFINED 196913 0 305 COMPUTER SCIENCES CORP COM * COMMON STOCK 205363104 1123 34708 SH OTHER 29093 220 5395 CONCORD EFS INC COM COMMON STOCK 206197105 324 8012 SH DEFINED 8012 0 0 CONOCO INC CL B WI COMMON STOCK 208251405 121 4298 SH DEFINED 4298 0 0 CONOCO INC CL B WI COMMON STOCK 208251405 87 3070 SH OTHER 0 3070 0 CONSECO INC COM COMMON STOCK 208464107 2268 140850 SH DEFINED 140680 0 170 CONSECO INC COM COMMON STOCK 208464107 63 3900 SH OTHER 3900 0 0 CONSOLIDATED STORES CORP COM COMMON STOCK 210149100 925 92000 SH DEFINED 92000 0 0 CONSTELLATION ENERGY GROUP INC COMMON STOCK 210371100 326 7400 SH DEFINED 6700 0 700 COOPER COMPANIES INC COM COMMON STOCK 216648402 1354 28600 SH DEFINED 28600 0 0 COOPER INDUSTRIES INC COM COMMON STOCK 216669101 204 6100 SH DEFINED 6100 0 0 CORNING INC COM* COMMON STOCK 219350105 1289 62299 SH DEFINED 62149 0 150 CORNING INC COM* COMMON STOCK 219350105 67 3240 SH OTHER 3240 0 0 COST PLUS INC CALIF COM COMMON STOCK 221485105 1622 70350 SH DEFINED 70350 0 0 COSTCO WHOLESALE CORP NEW COM* COMMON STOCK 22160K105 10159 258838 SH DEFINED 256788 0 2050 COSTCO WHOLESALE CORP NEW COM* COMMON STOCK 22160K105 386 9830 SH OTHER 9830 0 0 COVANTA ENERGY CORPORATION COM COMMON STOCK 22281N103 1501 89354 SH DEFINED 89354 0 0 COVANTA ENERGY CORPORATION COM COMMON STOCK 22281N103 12 687 SH OTHER 687 0 0 COX COMMUNICATIONS INC CLASS A COMMON STOCK 224044107 436 9811 SH DEFINED 9627 0 184 CRESCENT REAL EST EQTY TRUST 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CORP COMMON STOCK 247126105 75 5302 SH OTHER 5302 0 0 DELTA & PINE LAND CO COMMON STOCK 247357106 1285 53300 SH DEFINED 53300 0 0 DENTSPLY INTERNATIONAL INC NEW COMMON STOCK 249030107 354 9698 SH DEFINED 9698 0 0 DILLARDS INC CLASS A COMMON STOCK 254067101 4087 186302 SH DEFINED 186302 0 0 DILLARDS INC CLASS A COMMON STOCK 254067101 54 2471 SH OTHER 2471 0 0 DISNEY (WALT) COMPANY HOLDING COMMON STOCK 254687106 3282 114761 SH DEFINED 112161 0 2600 DISNEY (WALT) COMPANY HOLDING COMMON STOCK 254687106 999 34914 SH OTHER 23420 6294 5200 DOVER CORP COM * COMMON STOCK 260003108 1180 32911 SH DEFINED 32411 0 500 DOVER CORP COM * COMMON STOCK 260003108 93 2585 SH OTHER 2585 0 0 DOW CHEMICAL CO COM * COMMON STOCK 260543103 1968 62323 SH DEFINED 62323 0 0 DOW CHEMICAL CO COM * COMMON STOCK 260543103 142 4509 SH OTHER 3609 900 0 DU PONT E I DE NEMOURS & CO CO COMMON STOCK 263534109 4349 106857 SH DEFINED 106857 0 0 DU PONT E I DE NEMOURS & CO CO COMMON STOCK 263534109 1139 27993 SH OTHER 21735 4958 1300 DUKE ENERGY CORP * COMMON STOCK 264399106 6731 157482 SH DEFINED 156782 0 700 DUKE ENERGY CORP * COMMON STOCK 264399106 644 15072 SH OTHER 15072 0 0 DYNACQ INTERNATIONAL INC COM COMMON STOCK 267919306 833 54600 SH DEFINED 54600 0 0 DYNEGY INC NEW CL A* COMMON STOCK 26816Q101 898 17604 SH DEFINED 17604 0 0 DYNEGY INC NEW CL A* COMMON STOCK 26816Q101 131 2560 SH OTHER 2560 0 0 E M C CORP MASSACHUSETTS COM * COMMON STOCK 268648102 10166 345790 SH DEFINED 343795 0 1995 E M C CORP MASSACHUSETTS COM * COMMON STOCK 268648102 1144 38911 SH OTHER 36736 0 2175 EASTMAN KODAK CO COM * COMMON STOCK 277461109 214 5354 SH DEFINED 4654 0 700 EASTMAN KODAK CO COM * COMMON STOCK 277461109 20 500 SH OTHER 500 0 0 ECOLAB INC COM COMMON STOCK 278865100 465 10972 SH DEFINED 10972 0 0 EL PASO CORP COM* COMMON STOCK 28336L109 18234 279229 SH DEFINED 274311 0 4918 EL PASO CORP COM* COMMON STOCK 28336L109 3861 59123 SH OTHER 49048 2416 7659 ELECTRONIC DATA SYSTEMS CORP C COMMON STOCK 285661104 2101 37617 SH DEFINED 37617 0 0 ELECTRONIC DATA SYSTEMS CORP C COMMON STOCK 285661104 52 924 SH OTHER 924 0 0 ELI LILLY & CO COM * COMMON STOCK 532457108 966 12600 SH DEFINED 12600 0 0 ELI LILLY & CO COM * COMMON STOCK 532457108 728 9500 SH OTHER 9400 0 100 EMERSON ELECTRIC CO COM * COMMON STOCK 291011104 6436 103812 SH DEFINED 102012 0 1800 EMERSON ELECTRIC CO COM * COMMON STOCK 291011104 1387 22372 SH OTHER 13742 200 8430 ENCOMPASS SERVICES CORPORATION COMMON STOCK 29255U104 140 28537 SH DEFINED 28537 0 0 ENRON CORP COM * COMMON STOCK 293561106 12909 222183 SH DEFINED 221153 0 1030 ENRON CORP COM * COMMON STOCK 293561106 1538 26473 SH OTHER 24473 0 2000 ENTERGY CORP NEW COM COMMON STOCK 29364G103 425 11196 SH DEFINED 10996 0 200 ENTERGY CORP NEW COM COMMON STOCK 29364G103 27 700 SH OTHER 0 0 700 ENTRAVISION COMMUNICATIONS COM COMMON STOCK 29382R107 161 16250 SH DEFINED 16250 0 0 ENZO BIOCHEM INC COM COMMON STOCK 294100102 451 26870 SH DEFINED 26870 0 0 EXPEDITORS INTL WASHINGTON INC COMMON STOCK 302130109 762 15100 SH DEFINED 14900 0 200 EXPRESS SCRIPTS INC CLASS A* COMMON STOCK 302182100 432 4980 SH DEFINED 4980 0 0 EXXON MOBIL CORP COM * COMMON STOCK 30231G102 51849 640113 SH DEFINED 634722 0 5391 EXXON MOBIL CORP COM * COMMON STOCK 30231G102 9065 111913 SH OTHER 104049 1836 6028 FAMILY DOLLAR STORES INC COM COMMON STOCK 307000109 2443 95050 SH DEFINED 95050 0 0 FANNIE MAE * COMMON STOCK 313586109 32519 408524 SH DEFINED 402367 0 6157 FANNIE MAE * COMMON STOCK 313586109 2301 28909 SH OTHER 27664 755 490 FIDELITY NATIONAL FINANCIAL IN COMMON STOCK 316326107 2249 84000 SH DEFINED 84000 0 0 FIRST DATA CORP COM * COMMON STOCK 319963104 983 16466 SH DEFINED 16466 0 0 FIRST HEALTH GROUP CORP COM COMMON STOCK 320960107 1877 42784 SH DEFINED 42784 0 0 FIRSTENERGY CORP COM COMMON STOCK 337932107 259 9290 SH DEFINED 9290 0 0 FISERV INC COM * COMMON STOCK 337738108 4192 93711 SH DEFINED 93711 0 0 FISERV INC COM * COMMON STOCK 337738108 551 12321 SH OTHER 12321 0 0 FLAG TELECOM HOLDINGS LTD COMMON STOCK G3529L102 65 12000 SH DEFINED 12000 0 0 FLEETBOSTON FINANCIAL CORP COM COMMON STOCK 339030108 9645 255496 SH DEFINED 252848 0 2648 FLEETBOSTON FINANCIAL CORP COM COMMON STOCK 339030108 943 24988 SH OTHER 17386 0 7602 FLORIDA ROCK INDUSTRIES INC CO COMMON STOCK 341140101 1093 27700 SH DEFINED 27700 0 0 FOCUS ENHANCEMENTS INC COMMON STOCK 344159108 59 67500 SH DEFINED 67500 0 0 FORD MOTOR COMPANY * COMMON STOCK 345370860 9006 320288 SH DEFINED 318725 0 1563 FORD MOTOR COMPANY * COMMON STOCK 345370860 132 4709 SH OTHER 4709 0 0 FOREST LABORATORIES INC COM * COMMON STOCK 345838106 310 5230 SH DEFINED 5230 0 0 FORTUNE BRANDS INC COM * COMMON STOCK 349631101 692 20130 SH DEFINED 19570 0 560 FORTUNE BRANDS INC COM * COMMON STOCK 349631101 35 1004 SH OTHER 1004 0 0 FOSTER WHEELER CORP COM COMMON STOCK 350244109 1455 81000 SH DEFINED 81000 0 0 FPL GROUP INC COM * COMMON STOCK 302571104 1877 30614 SH DEFINED 30614 0 0 FPL GROUP INC COM * COMMON STOCK 302571104 70 1150 SH OTHER 1150 0 0 FREDDIE MAC * COMMON STOCK 313400301 405 6247 SH DEFINED 5647 0 600 FREDDIE MAC * COMMON STOCK 313400301 282 4350 SH OTHER 350 0 4000 FRONTIER AIRLINES INC COM COMMON STOCK 359065109 574 47100 SH DEFINED 47100 0 0 G & K SERVICES INC COMMON STOCK 361268105 1035 51900 SH DEFINED 51900 0 0 GABELLI ASSET MANAGEMENT INC C COMMON STOCK 36239Y102 1015 30300 SH DEFINED 30300 0 0 GANNETT CO COM* COMMON STOCK 364730101 551 9225 SH DEFINED 9225 0 0 GANNETT CO COM* COMMON STOCK 364730101 60 1000 SH OTHER 1000 0 0 GAP INC COM * COMMON STOCK 364760108 2280 96107 SH DEFINED 95707 0 400 GAP INC COM * COMMON STOCK 364760108 122 5164 SH OTHER 5164 0 0 GENERAL ELECTRIC CO COM * COMMON STOCK 369604103 42819 1022915 SH DEFINED 1001895 0 21020 GENERAL ELECTRIC CO COM * COMMON STOCK 369604103 7415 177134 SH OTHER 136414 14520 26200 GENERAL MILLS INC COM COMMON STOCK 370334104 471 10962 SH DEFINED 10962 0 0 GENERAL MILLS INC COM COMMON STOCK 370334104 465 10800 SH OTHER 4000 6400 400 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F. CO COM COMMON STOCK 382388106 1658 43200 SH DEFINED 42700 0 500 GOODRICH B. F. 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J. CO COM* COMMON STOCK 423074103 1313 32650 SH DEFINED 32650 0 0 HEINZ H. J. 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LOCKHEED MARTIN CORP COM * COMMON STOCK 539830109 135 3800 SH OTHER 3800 0 0 LONGVIEW FIBRE CO COM COMMON STOCK 543213102 137 10500 SH DEFINED 10500 0 0 LOWES COS INC COM * COMMON STOCK 548661107 26078 446151 SH DEFINED 433935 0 12216 LOWES COS INC COM * COMMON STOCK 548661107 2888 49403 SH OTHER 48383 0 1020 LUBY'S INC COM COMMON STOCK 549282101 783 103067 SH DEFINED 103067 0 0 LUCENT TECHNOLOGIES INC COM * COMMON STOCK 549463107 2225 223178 SH DEFINED 218700 0 4478 LUCENT TECHNOLOGIES INC COM * COMMON STOCK 549463107 250 25118 SH OTHER 20274 3844 1000 LYONDELL CHEMICAL CO. COM COMMON STOCK 552078107 148 10300 SH DEFINED 8800 0 1500 M D U RESOURCES GROUP INC COM COMMON STOCK 552690109 2935 82161 SH DEFINED 81936 0 225 M D U RESOURCES GROUP INC COM COMMON STOCK 552690109 102 2869 SH OTHER 1749 1012 108 MACROCHEM CORP DELAWARE COM COMMON STOCK 555903103 199 50658 SH DEFINED 50658 0 0 MARSHALL & ILSLEY CORP COM COMMON STOCK 571834100 1020 19320 SH DEFINED 19320 0 0 MASCO CORP COM * COMMON STOCK 574599106 2158 89400 SH DEFINED 89400 0 0 MASSEY ENERGY CORP COM COMMON STOCK 576206106 2380 99500 SH DEFINED 99500 0 0 MASSEY ENERGY CORP COM COMMON STOCK 576206106 24 1000 SH OTHER 1000 0 0 MATTEL INC COM COMMON STOCK 577081102 208 11718 SH DEFINED 11718 0 0 MATTEL INC COM COMMON STOCK 577081102 16 891 SH OTHER 0 891 0 MAXIMUS INC COM COMMON STOCK 577933104 1809 61100 SH DEFINED 61100 0 0 MBNA CORP COM * COMMON STOCK 55262L100 10673 322439 SH DEFINED 310232 0 12207 MBNA CORP COM * COMMON STOCK 55262L100 892 26947 SH OTHER 22282 0 4665 MCDONALD'S CORP COM * COMMON 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