SEC Form 4

FORM 4		UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940	OMB APPROVAL OMB Number: 3235-0287 Estimated average burden hours per response: 0.5
	Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person* MCINTYRE JAMES ALBERT (Last) (First) (Middle) 2425 OLYMPIC BLVD., 3RD FLOOR (Street) SANTA MONICA CA 90404 (City) (State) (Zip)	2. Issuer Name and Ticker or Trading Symbol FREMONT GENERAL CORP [ FMT ]	5. Relationship of Reporting Person(s) to Issuer (Check all applicable) X Director X 10% Owner X Officer (give title below) Other (specify below) Chairman
	3. Date of Earliest Transaction (Month/Day/Year) 10/31/2005
	4. If Amendment, Date of Original Filed (Month/Day/Year)	6. Individual or Joint/Group Filing (Check Applicable Line) X Form filed by One Reporting Person Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock								579,580(1)	D
Common Stock								3,885,495(2)	I	James A. McIntyre Living Trust
Common Stock								50,700(2)	I	Grandchildrens Trust
Common Stock								678,339.11(3)	I	By 401(k)
Common Stock								55,271.42(4)	I	by ESOP
Common Stock								1,266.57(5)	I	Excess Benefit Plan
Common Stock								3,000,000(6)	I	Padaro Partnership LP
Trust Originated Preferred Securities 9%								1,800(2)	I	Grandchildrens Trust
Trust Originated Preferred Securities 9%								36,820(2)	I	James A. McIntyre Living Trust

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Non-Qualified Stock Option (right to buy)	$14.938							(7)	02/13/2007	Common Stock	300,000		300,000(7)	D
Phantom Stock	(8)	10/31/2005	11/02/2005	A		560.77		(9)	(10)	Common Stock	560.77	$21.24	149,444.29	I	by SERP

Explanation of Responses:

1. Includes 579,580 shares of restricted Common Stock awarded under the 1995 Restricted Stock Plan and/or 1997 Stock Plan.

2. The reporting person is Trustee and holds a vested beneficiary interest in the James A. McIntyre Living Trust, the McIntyre 1998 Charitable Remainder Unitrust, and the McIntyre Grandchildrens' Trust, respectively.

3. Between July 30, 2005 and October 31, 2005 the reporting person acquired 2,480.03 shares of Company common stock under the 401(k) Plan including automatic dividend reinvestments.

4. Between July 30, 2005 and October 31, 2005 the reporting person acquired 204.53 shares of Company common stock under the ESOP Plan including automatic dividend reinvestments.

5. Between July 30, 2005 and October 31, 2005 the reporting person acquired 4.75 shares of Company common stock under the Excess Benefit Plan including automatic dividend reinvestments.

6. The Padaro Partnership, L.P. owns 3,000,000 shares of common stock of the Issuer. The James A. McIntyre Living Trust (of which Mr. James A. McIntyre is trustee and ho lds a vested beneficiary interest), as gen e ral partner, owns 66.7% of the Common Stock interest (2,000,000 shares) held in the Padaro Partne rship, L.P. Mr. James A. McIntyre, as the limited partner owns 33.3% (1,000,000 shares) of the common stock interest h e ld in the Padaro Partnership, L.P. and holds a vested benefic iary interest.

7. Non-qualified stock option granted to the reporting person on February 13, 1997 that vested in four annual installments beginning on February 13, 1998.

8. 1-for-1

9. Immediate

10. Shares of phantom stock under the Supplemental Executive Retirement Plan are payable in shares of stock following termination of the reporting person's employment.

Remarks:

	Lynn C. Brown, As Attorney-In-Fact for James A. McIntyre	11/04/2005
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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