EXHIBIT 23(A)

CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

We consent to the incorporation by reference in this Post-Effective Amendment No. 2 to Registration Statement No. 333-237642 on Form S-1 (the “Registration Statement”) of our report dated March 31, 2022 relating to the consolidated financial statements of 1^st Franklin Financial Corporation appearing in Exhibit 13 to the Annual Report on Form 10-K of 1^st Franklin Financial Corporation for the year ended December 31, 2021 (“2021 Form 10-K”) and incorporated by reference into the 2021 Form 10-K, and our audit report dated March 31, 2022 relating to the financial statement schedule of 1^st Franklin Financial Corporation appearing in the 2021 Form 10-K. We also consent to the reference to us under the heading "Experts" in such Registration Statement.

/s/ Deloitte & Touche LLP

Atlanta, Georgia

April 14, 2022