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CONSOLIDATED STATEMENTS OF FINANCIAL POSITION - USD ($)
Dec. 31, 2020
Dec. 31, 2019
Cash, Cash Equivalents, and Short-term Investments    
Cash and Due From Banks [1] $ 5,323,448 $ 3,429,386
Short-term Investments [1] 53,890,255 48,504,879
Cash and Cash Equivalents [1] 59,213,703 51,934,265
Restricted Cash [2] 8,464,719 6,524,315
LOANS:    
Direct Cash Loans [3] 777,568,737 737,254,501
Real Estate Loans [3] 39,960,390 37,255,330
Sales Finance Contracts [3] 103,258,326 70,019,005
Loans and Leases Receivable, Gross [3] 920,787,453 844,528,836
Unearned Finance Charges 132,703,130 118,748,137
Unearned Insurance Premiums 61,018,635 57,620,339
Allowance for Credit Losses 66,327,674 53,000,000
Loans and Leases Receivable, Net Amount 660,738,014 615,160,360
Investments, Debt and Equity Securities    
Available for Sale, at fair value [4] 221,054,418 204,457,522
Held to Maturity, at amortized cost [4] 379,002 380,561
Marketable Debt Securities, Total [4] 221,433,420 204,838,083
Other Assets    
Property, Plant and Equipment, Net 13,577,945 15,410,942
Operating Lease Right of Use Assets [5] 33,610,067 31,313,793
Deferred Acquisition Costs 3,625,611 3,472,783
Due from Non-affiliated Insurance Company 2,970,476 2,933,146
Other Miscellaneous 10,022,417 7,591,891
Other Assets 63,806,516 60,722,555
ASSETS, Total 1,013,656,372 939,179,578
SENIOR DEBT:    
Bank Borrowings [6] 118,900,000 111,350,000
Senior Demand Notes, including accrued interest [6] 86,622,503 76,249,795
Commercial Paper [6] 432,273,538 403,491,300
Senior Debt, total [6] 637,796,041 591,091,095
ACCOUNTS PAYABLE AND ACCRUED EXPENSES    
Operating Lease Liabilities 34,163,153 31,655,563
Other Accounts Payable and Accrued Expenses 33,182,451 25,931,780
Accounts Payable and Accrued Liabilities, Current 67,345,604 57,587,343
Subordinated Debt [7] 30,075,399 29,005,024
LIABILITIES, Total 735,217,044 677,683,462
COMMITMENTS AND CONTINGENCIES [8]
STOCKHOLDERS' EQUITY:    
Preferred Stock 0 0
Accumulated Other Comprehensive Income 13,266,927 9,614,846
Retained Earnings 265,002,401 251,711,270
Total Stockholders' Equity 278,439,328 261,496,116
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY 1,013,656,372 939,179,578
Voting Common Stock    
STOCKHOLDERS' EQUITY:    
Common Stock 170,000 170,000
Nonvoting Common Stock    
STOCKHOLDERS' EQUITY:    
Common Stock $ 0 $ 0
[1] See Note 5.
[2] See Note 1.
[3] See Note 2.
[4] See Note 3.
[5] See Note 8.
[6] See Note 6.
[7] See Note 7.
[8] See note 9.