<SEC-DOCUMENT>0001376474-20-000201-index.html : 20200819
<SEC-HEADER>0001376474-20-000201.hdr.sgml : 20200819
<ACCEPTANCE-DATETIME>20200819135802
ACCESSION NUMBER:		0001376474-20-000201
CONFORMED SUBMISSION TYPE:	424B3
PUBLIC DOCUMENT COUNT:		3
FILED AS OF DATE:		20200819
DATE AS OF CHANGE:		20200819

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			1st FRANKLIN FINANCIAL CORP
		CENTRAL INDEX KEY:			0000038723
		STANDARD INDUSTRIAL CLASSIFICATION:	PERSONAL CREDIT INSTITUTIONS [6141]
		IRS NUMBER:				580521233
		STATE OF INCORPORATION:			GA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B3
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-237642
		FILM NUMBER:		201116569

	BUSINESS ADDRESS:	
		STREET 1:		135 E TUGALO ST
		STREET 2:		P O BOX 880
		CITY:			TOCCOA
		STATE:			GA
		ZIP:			30577
		BUSINESS PHONE:		7068867571

	MAIL ADDRESS:	
		STREET 1:		135 EAST TUGALO STREET
		STREET 2:		PO  BOX  880
		CITY:			TOCCOA
		STATE:			GA
		ZIP:			30577

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FIRST FRANKLIN FINANCIAL CORP
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FRANKLIN DISCOUNT CO
		DATE OF NAME CHANGE:	19840115
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B3
<SEQUENCE>1
<FILENAME>ff-deb_424b3.htm
<DESCRIPTION>PROSPECTUS SUPPLEMENT
<TEXT>
Document 1 - file: ff-deb_424b3.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.1
<SEQUENCE>2
<FILENAME>ff_ex10z1.htm
<DESCRIPTION>FIRST AMENDMENT TO AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT
<TEXT>
Document 2 - file: ff_ex10z1.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.2
<SEQUENCE>3
<FILENAME>ff_ex10z2.htm
<DESCRIPTION>PROMISSORY NOTE
<TEXT>
Document 3 - file: ff_ex10z2.htm

</DOCUMENT>
</SEC-DOCUMENT>