CONDENSED STATEMENTS OF INCOME AND RETAINED EARNINGS (Unaudited) - USD ($)		3 Months Ended
		Mar. 31, 2016	Mar. 31, 2015
CONSOLIDATED STATEMENTS OF INCOME
Interest Income		$ 40,357,059	$ 38,023,452
Interest Expense		3,479,072	3,069,077
NET INTEREST INCOME		36,877,987	34,954,375
Provision for loan losses		11,179,000	6,222,076
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES		25,698,987	28,732,299
NET INSURANCE INCOME
Premiums		12,680,341	12,173,044
Insurance Claims and Expenses		2,801,252	2,607,844
Net Insurance Income, Total		9,879,089	9,565,200
OTHER REVENUE		551,636	943,548
OTHER OPERATING EXPENSES:
Personnel Expense		47,028	18,004,338
Occupancy Expense		3,453,626	3,438,364
Other Expense		7,188,017	8,128,765
Operating Expenses, Total		28,688,671	29,571,467
INCOME BEFORE INCOME TAXES		7,441,041	9,669,580
Provision for Income Taxes		1,471,495	1,113,590
Net Income (Loss)		5,969,546	8,555,990
RETAINED EARNINGS, Beginning of Period		220,177,382	204,613,711
Distributions on Common Stock		2,767,880	777,002
RETAINED EARNINGS, End of Period		$ 223,379,048	$ 212,392,699
BASIC EARNINGS PER SHARE	[1]	$ 35.11	$ 50.33

[1] Per share data is based on 170,000 Shares Outstanding for All Periods (1,700 voting, 168,300 non-voting).