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CONSOLIDATED STATEMENTS OF FINANCIAL POSITION - USD ($)
Dec. 31, 2015
Dec. 31, 2014
CASH AND CASH EQUIVALENTS    
Cash and Due From Banks $ 5,531,687 $ 1,524,217
Short-term Investments 45,917,730 13,202,325
Cash and Cash Equivalents, net 51,449,417 14,726,542
RESTRICTED CASH [1] 9,335,466 1,073,157
LOANS:    
Direct Cash Loans 494,836,733 471,195,331
Real Estate Loans 22,128,090 20,271,000
Sales Finance Contracts 30,071,077 23,906,111
Loans, Total 547,035,900 515,372,442
Unearned Finance Charges 65,699,425 63,079,794
Unearned Insurance Premiums and Commissions 41,446,393 35,331,723
Allowance for Loan Losses 33,500,000 28,620,000
Net Loans 406,390,082 388,340,925
MARKETABLE DEBT SECURITIES:    
Available for Sale, at fair value 143,862,165 132,847,073
Held to Maturity, at amortized cost 17,058,181 22,762,252
Marketable Debt Securities, Total 160,920,346 155,609,325
EQUITY METHOD INVESTMENTS [2] 24,989,505 26,059,579
OTHER ASSETS    
Land, Buildings, Equipment and Leasehold Improvements 9,918,857 [3] 10,205,126 [4]
Deferred Acquisition Costs 2,483,781 2,028,468
Due from Non-affiliated Insurance Company 2,886,086 2,102,978
Other Miscellaneous 6,040,269 5,441,945
Other Assets, total 21,328,993 19,778,517
ASSETS, Total 674,413,809 605,588,045
SENIOR DEBT:    
Senior Demand Notes, including accrued interest 71,001,087 58,530,148
Commercial Paper 317,488,208 276,656,052
Senior Debt, total 388,489,295 335,186,200
ACCOUNTS PAYABLE AND ACCRUED EXPENSES 25,430,137 24,228,121
SUBORDINATED DEBT [5] 36,004,009 37,726,538
LIABILITIES, Total $ 449,923,441 $ 397,140,859
COMMITMENTS AND CONTINGENCIES [6]
STOCKHOLDERS' EQUITY:    
Preferred Stock [7]
Common Stock [8] $ 170,000 $ 170,000
Accumulated Other Comprehensive Income (Loss) 4,142,986 3,663,475
Retained Earnings 220,177,382 204,613,711
Stockholders' Equity, Total 224,490,368 208,447,186
LIABILITIES AND STOCKHOLDERS' EQUITY, TOTAL $ 674,413,809 $ 605,588,045
Nonvoting Common Stock    
STOCKHOLDERS' EQUITY:    
Common Stock [9]
[1] See Note 1.
[2] See Note 5.
[3] Less accumulated depreciation and amortization of $26,780,217.
[4] Less accumulated depreciation and amortization of $24,049,665.
[5] See Note 8.
[6] See Note 9.
[7] Preferred Stock; $100 par value; 6,000 shares authorized; no shares outstanding.
[8] Common Stock: Voting Shares; $100 par value; 2,000 shares authorized; 1,700 shares outstanding.
[9] Common stock: Non-Voting Shares; no par value; 198,000 shares authorized; 168,300 shares outstanding.