Note 2 - Allowance For Loan Losses: Troubled Debt Restructurings on Financing Receivables (Tables)

9 Months Ended

Sep. 30, 2015

Tables/Schedules

Troubled Debt Restructurings on Financing Receivables

	Number Of Loans	Pre-Modification Recorded Investment	Post-Modification Recorded Investment
Consumer Loans	2,052	$ 4,531,163	$ 4,204,960
Real Estate Loans	17	142,923	142,812
Sales Finance Contracts	66	129,277	120,583
Total	2,135	$ 4,803,363	$ 4,468,355

The following table presents a summary of loans that were restructured during the three months ended September 30, 2014.

	Number Of Loans	Pre-Modification Recorded Investment	Post-Modification Recorded Investment
Consumer Loans	1,008	$ 3,238,641	$ 3,046,786
Real Estate Loans	8	87,548	80,548
Sales Finance Contracts	48	125,818	119,834
Total	1,064	$ 3,452,007	$ 3,247,168

The following table presents a summary of loans that were restructured during the nine months ended September 30, 2015.

	Number Of Loans	Pre-Modification Recorded Investment	Post-Modification Recorded Investment
Consumer Loans	4,944	$ 11,066,464	$ 10,360,791
Real Estate Loans	36	310,569	304,547
Sales Finance Contracts	176	333,237	310,099
Total	5,156	$ 11,710,270	$ 10,975,437

The following table presents a summary of loans that were restructured during the nine months ended September 30, 2014.

	Number Of Loans	Pre-Modification Recorded Investment	Post-Modification Recorded Investment
Consumer Loans	2,659	$ 8,455,145	$ 7,826,633
Real Estate Loans	44	382,487	375,431
Sales Finance Contracts	120	299,921	285,205
Total	2,823	$ 9,137,553	$ 8,487,269

TDRs that occurred during the previous twelve months and subsequently defaulted during the three months ended September 30, 2015 are listed below.

	Number Of Loans	Pre-Modification Recorded Investment
Consumer Loans	686	$ 944,944
Real Estate Loans	-	-
Sales Finance Contracts	21	28,186
Total	707	$ 973,130

TDRs that occurred during the twelve months ended September 30, 2014 and subsequently defaulted during the three months ended September 30, 2014 are listed below.

	Number Of Loans	Pre-Modification Recorded Investment
Consumer Loans.	204	$ 370,132
Real Estate Loans	2	3,768
Sales Finance Contracts	13	16,822
Total	219	$ 390,722

TDRs that occurred during the previous twelve months and subsequently defaulted during the nine months ended September 30, 2015 are listed below.

	Number Of Loans	Pre-Modification Recorded Investment
Consumer Loans	1,338	$ 1,891,431
Real Estate Loans	1	1,000
Sales Finance Contracts	51	61,358
Total	1,390	$ 1,953,789

TDRs that occurred during the twelve months ended September 30, 2014 and subsequently defaulted during the nine months ended September 30, 2014 are listed below.

	Number Of Loans	Pre-Modification Recorded Investment
Consumer Loans	512	$ 930,070
Real Estate Loans	3	7,294
Sales Finance Contracts	23	26,475
Total	538	$ 963,839