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Note 2 - Allowance For Loan Losses: Troubled Debt Restructurings on Financing Receivables (Tables)
 6 Months Ended
Jun. 30, 2015
Tables/Schedules  
Troubled Debt Restructurings on Financing Receivables

 

 

 

Number

Of

Loans

 

Pre-Modification

Recorded

Investment

 

Post-Modification

Recorded

Investment

 

 

 

 

 

 

 

Consumer Loans

 

2,031   

 

$ 4,362,336   

 

$ 4,111,093   

Real Estate Loans

 

12   

 

101,501   

 

95,640   

Sales Finance Contracts

 

67   

 

123,912   

 

112,384   

   Total

 

2,110   

 

$ 4,587,749   

 

$ 4,319,117   

 

The following table presents a summary of loans that were restructured during the three months ended June 30, 2014.

 

 

 

Number

Of

Loans

 

Pre-Modification

Recorded

Investment

 

Post-Modification

Recorded

Investment

 

 

 

 

 

 

 

Consumer Loans

 

972   

 

$ 3,149,774   

 

$ 2,895,294   

Real Estate Loans

 

25   

 

209,797   

 

209,742   

Sales Finance Contracts

 

39   

 

106,204   

 

101,096   

   Total

 

1,036   

 

$ 3,465,775   

 

$ 3,206,132   

 

The following table presents a summary of loans that were restructured during the six months ended June 30, 2015.

 

 

 

Number

Of

Loans

 

Pre-Modification

Recorded

Investment

 

Post-Modification

Recorded

Investment

 

 

 

 

 

 

 

Consumer Loans

 

3,055   

 

$ 7,022,140   

 

$ 6,628,457   

Real Estate Loans

 

21   

 

177,574   

 

171,663   

Sales Finance Contracts

 

114   

 

217,208   

 

202,764   

   Total

 

3,190   

 

$ 7,416,922   

 

$ 7,002,884   

 

The following table presents a summary of loans that were restructured during the six months ended June 30, 2014.

 

 

 

Number

Of

Loans

 

Pre-Modification

Recorded

Investment

 

Post-Modification

Recorded

Investment

 

 

 

 

 

 

 

Consumer Loans

 

1,770   

 

$ 5,645,802   

 

$ 5,207,480   

Real Estate Loans

 

38   

 

299,528   

 

299,472   

Sales Finance Contracts

 

78   

 

203,935   

 

195,202   

   Total

 

1,886   

 

$ 6,149,265   

 

$ 5,702,154   

 

TDRs that occurred during the previous twelve months and subsequently defaulted during the three months ended June 30, 2015 are listed below.

 

 

 

Number

Of

Loans

 

Pre-Modification

Recorded

Investment

 

 

 

 

 

Consumer Loans

 

560   

 

$ 798,237   

Real Estate Loans

 

-   

 

-   

Sales Finance Contracts

 

25   

 

28,184   

   Total

 

585   

 

$ 826,421   

 

TDRs that occurred during the twelve months ended June 30, 2014 and subsequently defaulted during the three months ended June 30, 2014 are listed below.

 

 

 

Number

Of

Loans

 

Pre-Modification

Recorded

Investment

 

 

 

 

 

Consumer Loans.

 

215   

 

$ 387,551   

Real Estate Loans

 

1   

 

3,526   

Sales Finance Contracts

 

7   

 

6,947   

   Total

 

223   

 

$ 398,024   

 

TDRs that occurred during the previous twelve months and subsequently defaulted during the six months ended June 30, 2015 are listed below.

 

 

 

Number

Of

Loans

 

Pre-Modification

Recorded

Investment

 

 

 

 

 

Consumer Loans

 

728   

 

$ 1,089,968   

Real Estate Loans

 

1   

 

1,000   

Sales Finance Contracts

 

31   

 

33,522   

   Total

 

760   

 

$ 1,124,490   

 

TDRs that occurred during the twelve months ended June 30, 2014 and subsequently defaulted during the six months ended June 30, 2014 are listed below.

 

 

 

Number

Of

Loans

 

Pre-Modification

Recorded

Investment

 

 

 

 

 

Consumer Loans

 

368   

 

$ 675,801   

Real Estate Loans

 

1   

 

3,526   

Sales Finance Contracts

 

13   

 

13,232   

   Total

 

382   

 

$ 692,559