CONDENSED STATEMENTS OF INCOME AND RETAINED EARNINGS (Unaudited) (USD $)	3 Months Ended				9 Months Ended
	Sep. 30, 2014		Sep. 30, 2013		Sep. 30, 2014		Sep. 30, 2013
CONSOLIDATED STATEMENTS OF INCOME
Interest Income	$ 36,242,696		$ 33,298,540		$ 107,014,316		$ 97,917,934
Interest Expense	3,044,431		2,879,116		8,875,205		8,577,139
NET INTEREST INCOME	33,198,265		30,419,424		98,139,111		89,340,795
Provision for loan losses	9,184,293		7,268,188		22,250,160		18,492,721
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	24,013,972		23,151,236		75,888,951		70,848,074
INSURANCE INCOME
Premiums and Commissions	12,164,655		11,564,708		35,664,596		33,715,417
Insurance Claims and Expenses	2,566,013		2,643,271		7,458,158		7,337,330
Net Insurance Income, Total	9,598,642		8,921,437		28,206,438		26,378,087
OTHER REVENUE	1,974,173		1,818,869		5,792,270		5,116,753
OPERATING EXPENSES:
Personnel Expense	17,745,525		15,715,176		49,841,998		47,368,694
Occupancy Expense	3,363,695		3,122,083		9,856,083		9,207,501
Other Expense	6,101,232		5,568,212		19,119,603		16,768,298
Operating Expenses, Total	27,210,452		24,405,471		78,817,684		73,344,493
INCOME BEFORE INCOME TAXES	8,376,335		9,486,071		31,069,975		28,998,421
Provision for Income Taxes	1,104,842		969,462		3,237,421		2,960,698
Net Income (Loss)	7,271,493		8,516,609		27,832,554		26,037,723
RETAINED EARNINGS, Beginning of Period	201,706,428		181,307,421		194,655,367		174,265,215
Distributions on Common Stock	8,875,402		3,538,701		22,385,402		14,017,609
RETAINED EARNINGS, End of Period	$ 200,102,519		$ 186,285,329		$ 200,102,519		$ 186,285,329
BASIC EARNINGS PER SHARE	$ 42.77	[1]	$ 50.10	[1]	$ 163.72	[1]	$ 153.16	[1]

[1] Per share data is based on 170,000 Shares Outstanding for All Periods (1,700 voting, 168,300 non-voting)