Note 2 - Allowance For Loan Losses: Troubled Debt Restructurings on Financing Receivables (Tables)

9 Months Ended

Sep. 30, 2013

Tables/Schedules

Troubled Debt Restructurings on Financing Receivables

	Number Of Loans	Pre-Modification Recorded Investment	Post-Modification Recorded Investment
Consumer Loans	1,090	$ 3,319,113	$ 3,077,259
Real Estate Loans	13	98,077	98,077
Sales Finance Contracts	45	90,740	86,593
Total	1,148	$ 3,507,930	$ 3,261,929

The following table presents a summary of loans that were restructured during the three months ended September 30, 2012.

	Number Of Loans	Pre-Modification Recorded Investment	Post-Modification Recorded Investment
Consumer Loans	1,009	$ 3,119,185	$ 2,855,504
Real Estate Loans	13	70,857	64,608
Sales Finance Contracts	44	130,325	116,979
Total	1,066	$ 3,320,367	$ 3,037,091

The following table presents a summary of loans that were restructured during the nine months ended September 30, 2013.

	Number Of Loans	Pre-Modification Recorded Investment	Post-Modification Recorded Investment
Consumer Loans	2,682	$ 8,258,864	$ 7,598,031
Real Estate Loans	44	329,983	325,681
Sales Finance Contracts	125	242,193	226,547
Total	2,851	$ 8,831,040	$ 8,150,259

The following table presents a summary of loans that were restructured during the nine months ended September 30, 2012.

	Number Of Loans	Pre-Modification Recorded Investment	Post-Modification Recorded Investment
Consumer Loans	2,861	$ 8,816,999	$ 8,095,855
Real Estate Loans	51	374,756	335,217
Sales Finance Contracts	165	404,465	370,761
Total	3,077	$ 9,596,220	$ 8,801,833

TDRs that occurred during the previous twelve months and subsequently defaulted during the three months ended September 30, 2013 are listed below. 

	Number Of Loans	Pre-Modification Recorded Investment
Consumer Loans	181	$ 347,757
Real Estate Loans	-	-
Sales Finance Contracts	11	11,091
Total	192	$ 358,848

TDRs that occurred during the twelve months ended September 30, 2012 and subsequently defaulted during the three months ended September 30, 2012 are listed below.

	Number Of Loans	Pre-Modification Recorded Investment
Consumer Loans	207	$ 422,352
Real Estate Loans	-	-
Sales Finance Contracts	12	8,965
Total	219	$ 431,317

TDRs that occurred during the previous twelve months and subsequently defaulted during the nine months ended September 30, 2013 are listed below.

	Number Of Loans	Pre-Modification Recorded Investment
Consumer Loans	443	$ 813,951
Real Estate Loans	2	6,464
Sales Finance Contracts	19	16,773
Total	464	$ 837,188

TDRs that occurred during the twelve months ended September 30, 2012 and subsequently defaulted during the nine months ended September 30, 2012 are listed below.

	Number Of Loans	Pre-Modification Recorded Investment
Consumer Loans	469	$ 896,124
Real Estate Loans	1	5,351
Sales Finance Contracts	29	34,767
Total	499	$ 936,242