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CONDENSED CONSOLIDATED STATEMENTS OF FINANCIAL POSITION (Unaudited) (USD $)
Jun. 30, 2011
Dec. 31, 2010
ASSETS    
CASH AND CASH EQUIVALENTS $ 33,001,897 $ 30,701,414
RESTRICTED CASH 4,036,604 3,778,734
LOANS    
Direct Cash Loans 344,199,426 347,445,192
Real Estate Loans 22,308,765 22,967,279
Sales Finance Contracts 20,988,126 21,694,633
Loans, Total 387,496,317 392,107,104
Unearned Finance Charges 44,082,066 45,811,133
Unearned Insurance Premiums and Commissions 26,276,981 27,211,693
Allowance for Loan Losses 23,360,085 24,110,085
Net Loans 293,777,185 294,974,193
INVESTMENT SECURITIES    
Available for Sale, at fair market value 57,510,205 66,310,922
Held to Maturity, at amortized cost 37,877,545 11,890,954
Investment Securities 95,387,750 78,201,876
OTHER ASSETS 15,126,228 14,407,679
TOTAL ASSETS 441,329,664 422,063,896
LIABILITIES AND STOCKHOLDERS' EQUITY    
SENIOR DEBT 229,807,975 208,492,279
ACCRUED EXPENSES AND OTHER LIABILITIES 16,328,763 21,081,545
SUBORDINATED DEBT 52,876,353 59,779,620
Total Liabilities 299,013,091 289,353,444
COMMITMENTS AND CONTINGENCIES   [1]   [1]
STOCKHOLDERS' EQUITY    
Preferred Stock   [2]   [2]
Common Stock 170,000 [3] 170,000 [3]
Non-Voting Shares   [4]   [4]
Accumulated Other Comprehensive Income 1,951,344 1,550,273
Retained Earnings 140,195,229 130,990,179
Total Stockholders' Equity 142,316,573 132,710,452
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY $ 441,329,664 $ 422,063,896
[1] See Notes to the Financial Statements, Note 5
[2] $100 par value, 6,000 shares authorized; no shares outstanding.
[3] Voting Shares; $100 par value; 2,000 shares authorized; 1,700 shares outstanding.
[4] No par value; 198,000 shares authorized; 168,300 shares outstanding