CONSOLIDATED STATEMENTS OF INCOME - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
INTEREST INCOME:
Finance Charges	$ 276,974,396	$ 266,963,826	$ 236,651,728
Net Investment Income	10,038,606	8,177,846	7,457,734
Total Interest Income	287,013,002	275,141,672	244,109,462
INTEREST EXPENSE:
Senior Debt	42,093,613	26,875,546	22,213,128
Subordinated Debt	1,099,749	971,958	977,093
Interest Cost	43,193,362	27,847,504	23,190,221
NET INTEREST INCOME	243,819,640	247,294,168	220,919,241
Provision for Credit Losses	87,387,765	84,287,916	42,183,163
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES	156,431,875	163,006,252	178,736,078
NET INSURANCE INCOME:
Premiums	56,570,776	56,984,335	53,231,581
Insurance Claims and Expense	(16,203,800)	(17,164,735)	(17,516,066)
Total	40,366,976	39,819,600	35,715,515
OTHER REVENUE	7,774,862	6,831,179	6,921,120
OPERATING EXPENSES:
Personnel Expense	111,763,367	113,732,789	109,011,575
Occupancy Expense	20,705,383	18,173,248	17,382,787
Other Expense	66,754,481	57,173,463	49,173,951
Total Operating Expenses	199,223,231	189,079,500	175,568,313
INCOME BEFORE INCOME TAXES	5,350,482	20,577,531	45,804,400
PROVISION FOR INCOME TAXES	4,820,393	4,417,904	3,943,393
NET INCOME	$ 530,089	$ 16,159,627	$ 41,861,007
BASIC EARNINGS PER SHARE (in dollars per share)	$ 3.12	$ 95.06	$ 246.24