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SCHEDULE I CONDENSED FINANCIAL INFORMATION OF REGISTRANT - STATEMENTS OF INCOME (Details) - USD ($)
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
INTEREST INCOME:      
Finance Charges $ 276,974,396 $ 266,963,826 $ 236,651,728
Net Investment Income 10,038,606 8,177,846 7,457,734
Total Interest Income 287,013,002 275,141,672 244,109,462
INTEREST EXPENSE:      
Senior Debt 42,093,613 26,875,546 22,213,128
Subordinated Debt 1,099,749 971,958 977,093
Total interest expense 43,193,362 27,847,504 23,190,221
NET INTEREST INCOME 243,819,640 247,294,168 220,919,241
Provision for Credit Losses 87,387,765 84,287,916 42,183,163
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 156,431,875 163,006,252 178,736,078
NET INSURANCE INCOME 40,366,976 39,819,600 35,715,515
OTHER REVENUE 7,774,862 6,831,179 6,921,120
OPERATING EXPENSES:      
Personnel Expense 111,763,367 113,732,789 109,011,575
Occupancy Expense 20,705,383 18,173,248 17,382,787
Other Expense 66,754,481 57,173,463 49,173,951
Total Operating Expenses 199,223,231 189,079,500 175,568,313
INCOME BEFORE INCOME TAXES 5,350,482 20,577,531 45,804,400
PROVISION FOR INCOME TAXES 4,820,393 4,417,904 3,943,393
NET INCOME 530,089 16,159,627 41,861,007
Parent Company      
INTEREST INCOME:      
Finance Charges 276,974,396 266,963,826 236,651,728
Net Investment Income 124,042 (18,381) 309,412
Total Interest Income 277,098,438 266,945,445 236,961,140
INTEREST EXPENSE:      
Senior Debt 43,951,125 27,483,876 22,786,460
Subordinated Debt 1,099,749 971,958 977,093
Total interest expense 45,050,874 28,455,834 23,763,553
NET INTEREST INCOME 232,047,564 238,489,611 213,197,587
Provision for Credit Losses 87,387,765 84,287,916 42,183,163
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 144,659,799 154,201,695 171,014,424
NET INSURANCE INCOME 21,544,942 21,957,943 20,664,481
OTHER REVENUE 7,882,862 6,939,179 7,029,120
OPERATING EXPENSES:      
Personnel Expense 111,763,367 113,732,789 109,011,575
Occupancy Expense 20,705,383 18,173,248 17,382,787
Other Expense 65,182,973 56,955,705 47,765,457
Total Operating Expenses 197,651,723 188,861,742 174,159,819
INCOME BEFORE INCOME TAXES (23,564,120) (5,762,925) 24,548,206
PROVISION FOR INCOME TAXES 39,339 655,722 595,915
EQUITY IN EARNINGS OF SUBSIDIARIES, Net of Tax 24,133,548 22,578,274 17,908,716
NET INCOME $ 530,089 $ 16,159,627 $ 41,861,007