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Credit Agreement
3 Months Ended
Mar. 31, 2023
Line of Credit Facility [Abstract]  
Credit Agreement Credit AgreementThe Company is party to a credit agreement with Wells Fargo Bank, N.A. As amended to date, the credit agreement provides for borrowings and reborrrowings up to the lesser of $230.0 million or 70% of the Company’s net finance receivables (as defined in the credit agreement). Available borrowings under the credit agreement were $149.4 million and $162.5 million at March 31, 2023 and December 31, 2022, at an interest rate of 7.52% and 6.97%, respectively. Outstanding borrowings on the credit line were $80.6 million and $67.5 million at March 31, 2023 and December 31, 2022, respectively. The credit agreement contains covenants customary for financing transactions of this type. The credit agreement has a commitment termination date of February 28, 2025.