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SCHEDULE I CONDENSED FINANCIAL INFORMATION OF REGISTRANT - STATEMENTS OF INCOME (Details) - USD ($)
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
INTEREST INCOME:      
Finance Charges $ 266,963,826 $ 236,651,728 $ 213,087,060
Net Investment Income 8,177,846 7,457,734 6,882,483
Total Interest Income 275,141,672 244,109,462 219,969,543
INTEREST EXPENSE:      
Senior Debt 26,875,546 22,213,128 20,281,290
Subordinated Debt 971,958 977,093 922,083
Total interest expense 27,847,504 23,190,221 21,203,373
NET INTEREST INCOME 247,294,168 220,919,241 198,766,170
Provision for Credit Losses 84,287,916 42,183,163 56,689,484
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 163,006,252 178,736,078 142,076,686
Insurance Income 39,819,600 35,715,515 34,291,064
OTHER REVENUE 6,831,179 6,921,120 5,419,562
OPERATING EXPENSES:      
Personnel Expense 113,732,789 109,011,575 99,684,473
Occupancy Expense 18,173,248 17,382,787 17,568,423
Other Expense 57,173,463 49,173,951 45,257,347
Total Operating Expenses 189,079,500 175,568,313 162,510,243
INCOME BEFORE INCOME TAXES 20,577,531 45,804,400 19,277,069
PROVISION FOR INCOME TAXES 4,417,904 3,943,393 3,386,807
NET INCOME 16,159,627 41,861,007 15,890,262
Parent Company      
INTEREST INCOME:      
Finance Charges 266,963,826 236,651,728 213,087,060
Net Investment Income (18,381) 309,412 21,732
Total Interest Income 266,945,445 236,961,140 213,108,792
INTEREST EXPENSE:      
Senior Debt 27,483,876 22,786,460 20,748,957
Subordinated Debt 971,958 977,093 922,083
Total interest expense 28,455,834 23,763,553 21,671,040
NET INTEREST INCOME 238,489,611 213,197,587 191,437,752
Provision for Credit Losses 84,287,916 42,183,163 56,689,484
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 154,201,695 171,014,424 134,748,268
Insurance Income 21,957,943 20,664,481 19,663,742
OTHER REVENUE 6,939,179 7,029,120 5,527,562
OPERATING EXPENSES:      
Personnel Expense 113,732,789 109,011,575 99,684,473
Occupancy Expense 18,173,248 17,382,787 17,568,423
Other Expense 56,955,705 47,765,457 43,592,038
Total Operating Expenses 188,861,742 174,159,819 160,844,934
INCOME BEFORE INCOME TAXES (5,762,925) 24,548,206 (905,362)
PROVISION FOR INCOME TAXES 655,722 595,915 205,779
Income (Loss) from Subsidiaries, Net of Tax 22,578,274 17,908,716 17,001,403
NET INCOME $ 16,159,627 $ 41,861,007 $ 15,890,262