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SCHEDULE I CONDENSED FINANCIAL INFORMATION OF REGISTRANT - STATEMENTS OF FINANCIAL POSITION (Details) - USD ($)
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
ASSETS        
CASH AND CASH EQUIVALENTS $ 49,652,729 $ 33,060,390    
RESTRICTED CASH 15,781,499 7,306,430    
LOANS        
Direct Cash Loans 911,821,593 873,432,972    
Real Estate Loans 37,323,155 45,972,414    
Sales Finance Contracts 146,507,130 118,959,994    
Total 1,095,651,878 1,038,365,380    
Less: Unearned Finance Charges 154,630,023 151,081,033    
Unearned Insurance Premiums 65,536,077 69,124,817    
Allowance for Credit Losses 75,210,063 67,311,208 $ 66,328,000  
Net Loans 800,275,715 750,848,322    
INVESTMENT SECURITIES        
Available for Sale, at fair value 220,028,343 261,601,925    
OTHER ASSETS:        
Land, Buildings, Equipment and Leasehold Improvements, less accumulated depreciation and amortization of $50,116,238 and $46,347,589 in 2022 and 2021, respectively 13,111,394 12,265,626    
Operating Lease, Right-of-Use Asset 38,153,238 34,768,208    
Other Miscellaneous 22,153,048 11,237,055    
Other Assets 77,185,970 65,404,868    
TOTAL ASSETS 1,162,924,256 1,118,221,935 1,014,000,000  
SENIOR DEBT:        
Bank Borrowings 67,531,000 60,300,000    
Senior Demand Notes, including accrued interest 112,325,674 104,043,479    
Commercial Paper 624,585,553 552,192,882    
Total 804,442,227 716,536,361    
ACCOUNTS PAYABLE AND ACCRUED EXPENSES:        
Present Value of Lease Liability 39,019,208 35,439,377    
Other Accounts Payable and Accrued Expenses 31,163,971 39,796,100    
Total 70,183,179 75,235,477    
Subordinated Debt 29,005,826 29,692,344    
Total Liabilities 903,631,232 821,464,182    
STOCKHOLDERS' EQUITY:        
Preferred Stock; $100 par value 6,000 shares authorized; no shares outstanding 0 0    
Accumulated Other Comprehensive (Loss) Income (26,401,816) 9,736,651    
Retained Earnings 285,524,840 286,851,102    
Total Stockholders' Equity 259,293,024 296,757,753 278,439,328 $ 261,496,116
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY 1,162,924,256 1,118,221,935    
Voting Common Stock        
STOCKHOLDERS' EQUITY:        
Common Stock: 170,000 170,000    
Nonvoting Common Stock        
STOCKHOLDERS' EQUITY:        
Common Stock: 0 0    
Parent Company        
ASSETS        
CASH AND CASH EQUIVALENTS 6,659,184 694,240    
RESTRICTED CASH 532,706 1,107,688    
LOANS        
Direct Cash Loans 911,821,593 873,432,972    
Real Estate Loans 37,323,155 45,972,414    
Sales Finance Contracts 146,507,130 118,959,994    
Total 1,095,651,878 1,038,365,380    
Less: Unearned Finance Charges 154,630,023 151,081,033    
Unearned Insurance Premiums 26,914,714 28,486,409    
Allowance for Credit Losses 75,210,063 67,311,208    
Net Loans 838,897,078 791,486,730    
INVESTMENTS IN SUBSIDIARIES 248,545,940 262,106,133    
INVESTMENT SECURITIES        
Available for Sale, at fair value 380,316 418,548    
OTHER ASSETS:        
Land, Buildings, Equipment and Leasehold Improvements, less accumulated depreciation and amortization of $50,116,238 and $46,347,589 in 2022 and 2021, respectively 13,111,394 12,265,626    
Operating Lease, Right-of-Use Asset 38,153,238 34,768,208    
Other Miscellaneous 16,644,400 8,877,807    
Other Assets 67,909,032 55,911,641    
TOTAL ASSETS 1,162,924,256 1,111,724,980    
SENIOR DEBT:        
Bank Borrowings 67,531,000 60,300,000    
Senior Demand Notes, including accrued interest 112,325,674 104,043,479    
Commercial Paper 624,585,553 552,192,882    
Total 804,442,227 716,536,361    
ACCOUNTS PAYABLE AND ACCRUED EXPENSES:        
Present Value of Lease Liability 39,019,208 35,439,377    
Other Accounts Payable and Accrued Expenses 31,163,971 33,299,145    
Total 70,183,179 68,738,522    
Subordinated Debt 29,005,826 29,692,344    
Total Liabilities 903,631,232 814,967,227    
STOCKHOLDERS' EQUITY:        
Preferred Stock; $100 par value 6,000 shares authorized; no shares outstanding 0 0    
Accumulated Other Comprehensive (Loss) Income (26,401,816) 9,736,651    
Retained Earnings 285,524,840 286,851,102    
Total Stockholders' Equity 259,293,024 296,757,753 $ 278,439,328 $ 261,496,116
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY 1,162,924,256 1,111,724,980    
Parent Company | Voting Common Stock        
STOCKHOLDERS' EQUITY:        
Common Stock: 170,000 170,000    
Parent Company | Nonvoting Common Stock        
STOCKHOLDERS' EQUITY:        
Common Stock: $ 0 $ 0