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SEGMENT FINANCIAL INFORMATION (Tables)
 12 Months Ended
Dec. 31, 2022
Segment Reporting [Abstract]  
Schedule of Segment Reporting Information, by Segment
Below is a performance recap of each of the Company's divisions for the year ended December 31, 2022 followed by a reconciliation to consolidated Company data.
Year 2022Division
I		Division
II		Division
III		Division
IV		Division
V		Division
VI		Division
VII		Division
VIII		Division
IX		Total
(In Millions)
Revenues:
Finance Charges Earned$38 $35 $35 $43 $29 $— $29 $27 $31 $267 
Insurance Income$6 $7 $9 $5 $5 $— $4 $6 $6 $48 
Other$— $1 $1 $— $1 $— $1 $1 $1 $6 
$44 $43 $45 $48 $35 $— $34 $34 $38 $321 
 
Expenses:
Interest Cost$4 $4 $4 $4 $3 $— $3 $3 $3 $28 
Provision for Loan Losses$12 $8 $9 $12 $9 $— $10 $9 $7 $76 
Depreciation$— $— $— $1 $— $— $— $1 $— $2 
Other$14 $14 $13 $16 $12 $— $12 $14 $14 $109 
$30 $26 $26 $33 $24 $— $25 $27 $24 $215 
 
Division Profit$14 $17 $19 $15 $11 $— $9 $7 $14 $106 
 
Division Assets:
Net Receivables$118 $126 $123 $149 $92 $— $99 $93 $111 $911 
Cash$1 $1 $1 $1 $1 $— $1 $1 $1 $8 
Net Fixed Assets$1 $1 $1 $1 $1 $— $1 $2 $1 $9 
Other Assets$2 $5 $4 $6 $4 $— $(1)$6 $5 $31 
Total Division Assets$122 $133 $129 $157 $98 $— $100 $102 $118 $959 
RECONCILIATION:2022
(In Millions)
Revenues:
Total revenues from reportable divisions$321 
Corporate investment income earned not allocated to divisions$8 
Timing difference of insurance income allocation to divisions$10 
Consolidated Revenues (1)$339 
Net Income: 
Total profit or loss for reportable divisions$106 
Corporate earnings not allocated$18 
Corporate expenses not allocated$(103)
Consolidated Income Before Income Taxes$21 
Assets: 
Total assets for reportable divisions$959 
Loans held at corporate level$2 
Unearned insurance at corporate level$(37)
Allowance for loan losses at corporate level$(75)
Cash and cash equivalents held at corporate level$58 
Investment securities at corporate level$220 
Fixed assets at corporate level$4 
Other assets at corporate level$32 
Consolidated Assets$1,163 
Note 1: Includes Finance Charge Income, Investment Income, Insurance Premium Revenues and Other Revenue.
Below is a performance recap of each of the Company's divisions for the year ended December 31, 2021 followed by a reconciliation to consolidated Company data.
Year 2021
Division
I		Division
II		 Division
III		Division
IV		 Division
V		 Division
VII		 Division
VIII		Division
IX		 Total
 (In Millions)
Revenues:
Finance Charges Earned$35 $32 $33 $38 $25 $25 $20 $29 $237 
Insurance Income$5 $7 $8 $5 $4 $3 $5 $6 $43 
Other$— $1 $1 $1 $1 $1 $1 $1 $7 
$40 $40 $42 $44 $30 $29 $26 $36 $287 
Expenses:
Interest Cost$3 $3 $3 $4 $2 $2 $2 $3 $22 
Provision for Loan Losses$8 $4 $5 $6 $5 $5 $5 $5 $43 
Depreciation$— $— $— $1 $1 $— $— $— $2 
Other$14 $13 $13 $14 $11 $11 $13 $13 $102 
$25 $20 $21 $25 $19 $18 $20 $21 $169 
Division Profit$15 $20 $21 $19 $11 $11 $6 $15 $118 
Division Assets:
Net Receivables$111 $118 $120 $145 $86 $87 $85 $104 $856 
Cash$1 $1 $1 $1 $1 $— $— $— $5 
Net Fixed Assets$1 $1 $1 $1 $1 $1 $1 $1 $8 
Other Assets$3 $5 $5 $6 $4 $4 $4 $5 $36 
Total Division Assets$116 $125 $127 $153 $92 $92 $90 $110 $905 
RECONCILIATION:2021
(In Millions)
Revenues:
Total revenues from reportable divisions$287 
Corporate investment income earned not allocated to divisions$8 
Timing difference of insurance income allocation to divisions$9 
Consolidated Revenues (1)$304 
 
Net Income: 
Total profit or loss for reportable divisions$118 
Corporate earnings not allocated$20 
Corporate expenses not allocated$(92)
Consolidated Income Before Income Taxes$46 
 
Assets: 
Total assets for reportable divisions$905 
Loans held at corporate level$2 
Unearned insurance at corporate level$(39)
Allowance for loan losses at corporate level$(67)
Cash and cash equivalents held at corporate level$36 
Investment securities at corporate level$262 
Fixed assets at corporate level$5 
Other assets at corporate level$14 
Consolidated Assets$1,118 
Note 1: Includes Finance Charge Income, Investment Income, Insurance Premium Revenues and Other Revenue.
Below is a performance recap of each of the Company's divisions for the year ended December 31, 2020 followed by a reconciliation to consolidated Company data.
Year 2020
Division
I		Division
II		Division
III		Division
IV		Division
V		Division
VII		Division
VIII		Division
IX		Total
(In Millions)
Revenues:
Finance Charges Earned$33 $29 $30 $34 $22 $22 $17 $27 $214 
Insurance Income$5 $7 $8 $4 $4 $3 $4 $5 $40 
Other$— $1 $1 $1 $1 $1 $— $1 $6 
$38 $37 $39 $39 $27 $26 $21 $33 $260 
        
Expenses:        
Interest Cost$3 $3 $3 $4 $2 $2 $2 $3 $22 
Provision for Loan Losses$9 $5 $6 $7 $4 $6 $5 $5 $47 
Depreciation$— $— $— $1 $1 $1 $— $1 $4 
Other$14 $13 $13 $14 $10 $10 $11 $13 $98 
$26 $21 $22 $26 $17 $19 $18 $22 $171 
        
Division Profit$12 $16 $17 $13 $10 $7 $3 $11 $89 
        
Division Assets:        
Net Receivables$103 $106 $111 $129 $71 $77 $65 $97 $759 
Cash$1 $1 $1 $1 $1 $— $— $— $5 
Net Fixed Assets$1 $1 $1 $1 $2 $1 $1 $1 $9 
Other Assets$3 $5 $4 $6 $4 $4 $3 $5 $34 
Total Division Assets$108 $113 $117 $137 $78 $82 $69 $103 $807 
RECONCILIATION:2020
(In Millions)
Revenues:
Total revenues from reportable divisions$260 
Corporate investment income earned not allocated to divisions$7 
Timing difference of insurance income allocation to divisions$8 
Consolidated Revenues (1)$275 
 
Net Income: 
Total profit or loss for reportable divisions$89 
Corporate earnings not allocated$17 
Corporate expenses not allocated$(87)
Consolidated Income Before Income Taxes$19 
 
Assets: 
Total assets for reportable divisions$807 
Loans held at corporate level$2 
Unearned insurance at corporate level$(34)
Allowance for loan losses at corporate level$(66)
Cash and cash equivalents held at corporate level$64 
Investment securities at corporate level$221 
Fixed assets at corporate level$5 
Other assets at corporate level$15 
Consolidated Assets$1,014 
Note 1: Includes Finance Charge Income, Investment Income, Insurance Premium Revenues and Other Revenue.