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Condensed Consolidated Statements of Financial Position (Unaudited) - USD ($)
Sep. 30, 2022
Dec. 31, 2021
ASSETS    
CASH AND CASH EQUIVALENTS $ 46,679,743 $ 33,060,390
RESTRICTED CASH 12,429,013 7,306,430
LOANS:    
Direct Cash Loans 928,691,200 873,432,972
Real Estate Loans 39,934,883 45,972,414
Sales Finance Contracts 140,644,882 118,959,994
Total 1,109,270,965 1,038,365,380
Less: Unearned Finance Charges 158,316,174 151,081,033
Unearned Insurance Premiums and Commissions 68,653,029 69,124,817
Allowance for Credit Losses 73,226,636 67,311,208
Net Loans 809,075,126 750,848,322
INVESTMENT SECURITIES:    
Available for Sale, at fair value 209,554,380 261,601,925
OTHER ASSETS:    
Operating Lease Right-of-Use Assets 37,908,784 34,768,208
Other Assets 30,649,965 30,636,660
Total other assets 68,558,749 65,404,868
TOTAL ASSETS 1,146,297,011 1,118,221,935
LIABILITIES AND STOCKHOLDERS' EQUITY    
SENIOR DEBT 804,119,420 716,536,361
OPERATING LEASE LIABILITIES 38,738,886 35,439,377
ACCRUED EXPENSES AND OTHER LIABILITIES 24,898,612 39,796,100
SUBORDINATED DEBT 29,049,055 29,692,344
Total Liabilities 896,805,973 821,464,182
STOCKHOLDERS' EQUITY:    
Preferred Stock: $100 par value, 6,000 shares authorized; no shares outstanding 0 0
Accumulated Other Comprehensive (Loss) Income (37,004,681) 9,736,651
Retained Earnings 286,325,719 286,851,102
Total Stockholders' Equity 249,491,038 296,757,753
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY 1,146,297,011 1,118,221,935
Voting Common Stock    
STOCKHOLDERS' EQUITY:    
Common Stock 170,000 170,000
Nonvoting Common Stock    
STOCKHOLDERS' EQUITY:    
Common Stock $ 0 $ 0