<SEC-DOCUMENT>0000038723-14-000119-index.html : 20141217
<SEC-HEADER>0000038723-14-000119.hdr.sgml : 20141217
<ACCEPTANCE-DATETIME>20141217172942
ACCESSION NUMBER:		0000038723-14-000119
CONFORMED SUBMISSION TYPE:	424B3
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20141217
DATE AS OF CHANGE:		20141217

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			1st FRANKLIN FINANCIAL CORP
		CENTRAL INDEX KEY:			0000038723
		STANDARD INDUSTRIAL CLASSIFICATION:	PERSONAL CREDIT INSTITUTIONS [6141]
		IRS NUMBER:				580521233
		STATE OF INCORPORATION:			GA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B3
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-195014
		FILM NUMBER:		141293472

	BUSINESS ADDRESS:	
		STREET 1:		135 E TUGALO ST
		STREET 2:		P O BOX 880
		CITY:			TOCCOA
		STATE:			GA
		ZIP:			30577
		BUSINESS PHONE:		4048867571

	MAIL ADDRESS:	
		STREET 1:		135 EAST TUGALO STREET
		STREET 2:		PO  BOX  880
		CITY:			TOCCOA
		STATE:			GA
		ZIP:			30577

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FIRST FRANKLIN FINANCIAL CORP
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FRANKLIN DISCOUNT CO
		DATE OF NAME CHANGE:	19840115
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B3
<SEQUENCE>1
<FILENAME>prospectussupplement.htm
<DESCRIPTION>VARIABLE RATE SUBORDINATED DEBENTURE PROSPECTUS SUPPLEMENT
<TEXT>
Document 1 - file: prospectussupplement.htm

</DOCUMENT>
</SEC-DOCUMENT>