424B3 1 k90042e424b3.txt PRICING SUPPLEMENT NO. 51 TO PROSPECTUS On the Issue Date specified, Ford Motor Credit Company ("Ford Credit") will issue the series of its Continuously Offered Bonds for Retail Accounts Due Nine Months or More from the Date of Issue described below. Merrill Lynch, Pierce, Fenner & Smith Incorporated has agreed to purchase each series of the Notes at the price indicated, for resale at the Price to Public shown below. After the initial public offering of each series, the offering price for that series may be changed. Filed under Rule 424(b)(3), Registration Statement No. 333-86832 Pricing Supplement No. 51, dated November 22, 2004 (To prospectus dated May 17, 2002, and prospectus supplement dated November 21, 2003) FORD MOTOR CREDIT COMPANY CONTINUOUSLY OFFERED BONDS FOR RETAIL ACCOUNTS DUE NINE MONTHS OR MORE FROM THE DATE OF ISSUE
============================================================================================================================== FIXED RATE NOTE PRICE TO FIXED CUSIP PURCHASING INTEREST RATE PER INTEREST STATED MATURITY SURVIVOR'S NUMBER PRICE TO PUBLIC(1) AGENT(1) ANNUM PAYMENT FREQUENCY DATE OPTION ============================================================================================================================== 34539C WS7 100.0% 99.6125% 4.000% Monthly December 20, 2006 YES REDEMPTION INFORMATION: N/A ------------------------------------------------------------------------------------------------------------------------------ 34539C WT5 100.0% 99.3875% 4.300% Quarterly December 20, 2007 YES REDEMPTION INFORMATION: N/A ------------------------------------------------------------------------------------------------------------------------------ 34539C WU2 100.0% 99.0250% 5.350% Quarterly December 21, 2009 YES REDEMPTION INFORMATION: REDEEMABLE AT THE OPTION OF FORD CREDIT ON ANY INTEREST PAYMENT DATE BEGINNING DECEMBER 20, 2005. SEE THE PROSPECTUS SUPPLEMENT FOR FURTHER INFORMATION. ------------------------------------------------------------------------------------------------------------------------------ 34539C WV0 100.0% 98.8250% 5.700% Semi-Annually December 20, 2011 YES REDEMPTION INFORMATION: REDEEMABLE AT THE OPTION OF FORD CREDIT ON ANY INTEREST PAYMENT DATE BEGINNING DECEMBER 20, 2006. SEE THE PROSPECTUS SUPPLEMENT FOR FURTHER INFORMATION. ------------------------------------------------------------------------------------------------------------------------------ 34539C WW8 100.0% 98.5250% 6.050% Semi-Annually December 22, 2014 YES REDEMPTION INFORMATION: REDEEMABLE AT THE OPTION OF FORD CREDIT ON ANY INTEREST PAYMENT DATE BEGINNING DECEMBER 20, 2006. SEE THE PROSPECTUS SUPPLEMENT FOR FURTHER INFORMATION. ============================================================================================================================== --------------- (1) Expressed as a percentage of the aggregate principal amount. Trade Date: November 22, 2004 Issue Date: December 1, 2004 MERRILL LYNCH & CO. Minimum Denominations/Increments: $1,000/$1,000 PURCHASING AGENT All trades in the Notes described in this pricing supplement will settle on the ACTING AS PRINCIPAL Issue Date in same-day funds without accrued interest, in book-entry form only through DTC. Merrill Lynch & Co. DTC Participant Number: 161