424B3 1 bondspr61.txt
On the Issue Date specified, Ford Motor Credit Company ("Ford Credit") will issue the series of its Continuously Offered Bonds for Retail Accounts Due Nine Months or More from the Date of Issue described below. Merrill Lynch, Pierce, Fenner & Smith Incorporated has agreed to purchase each series of the Notes at the price indicated, for resale at the Price to Public shown below. After the initial public offering of each series, the offering price for that series may be changed. Filed under Rule 424(b)(3), Registration Statement No. 333-86832 Pricing Supplement No. 61 dated February 14, 2005 (To prospectus dated May 17, 2002, and prospectus supplement dated November 21, 2003) Ford Motor Credit Company Continuously Offered Bonds for Retail Accounts Due Nine Months or More from the Date of Issue ------------------------------------------------------------------------------------------------------------------------------------ Fixed Rate Note Fixed CUSIP Price to Interest Rate per Interest Stated Maturity Survivor's Number Price to Public1 Purchasing Annum Payment Date Option Agent1 Frequency ------------------------------------------------------------------------------------------------------------------------------------ 34539C YU0 100.0% 99.6500% 4.000% Monthly August 21, 2006 YES Redemption Information: N/A ------------------------------------------------------------------------------------------------------------------------------------ 34539C YV8 100.0% 99.6125% 4.250% Monthly February 20, 2007 YES Redemption Information: N/A ------------------------------------------------------------------------------------------------------------------------------------ 34539C YW6 100.0% 99.3875% 4.750% Quarterly February 20, 2008 YES Redemption Information: N/A ------------------------------------------------------------------------------------------------------------------------------------ 34539C YX4 100.0% 99.0250% 5.500% Quarterly February 22, 2010 YES Redemption Information: Redeemable at the option of Ford Credit on any Interest Payment Date beginning February 20, 2006. See the prospectus supplement for further information. ------------------------------------------------------------------------------------------------------------------------------------ 34539C YY2 100.0% 98.5250% 6.050% Semi-Annually February 20, 2015 YES Redemption Information: Redeemable at the option of Ford Credit on any Interest Payment Date beginning February 20, 2007. See the prospectus supplement for further information. ------------------------------------------------------------------------------------------------------------------------------------ -------- 1 Expressed as a percentage of the aggregate principal amount. Trade Date: February 14, 2005 Merrill Lynch & Co. Issue Date: February 24, 2005 Purchasing Agent Minimum Denominations/Increments: $1,000/$1,000 Acting as Principal All trades in the Notes described in this pricing supplement will settle on the Issue Date in same-day funds without accrued interest, in book-entry form only through DTC. Merrill Lynch & Co. DTC Participant Number: 161