424B3 1 bondspr07.txt
On the Issue Date specified, Ford Motor Credit Company ("Ford Credit") will issue the series of its Continuously Offered Bonds for Retail Accounts Due Nine Months or More from the Date of Issue described below. Merrill Lynch, Pierce, Fenner & Smith Incorporated has agreed to purchase each series of the Notes at the price indicated, for resale at the Price to Public shown below. After the initial public offering of each series, the offering price for that series may be changed. Filed under Rule 424(b)(3), Registration Statement No. 333-86832 Pricing Supplement No. 7, dated January 20, 2004 (To prospectus dated May 17, 2002, and prospectus supplement dated November 21, 2003) Ford Motor Credit Company Continuously Offered Bonds for Retail Accounts Due Nine Months or More from the Date of Issue ------------------------------------------------------------------------------------------------------------------------------------ CUSIP Price to Interest Rate per Interest Stated Maturity Survivor's Number Price to Public1 Purchasing Annum Payment Date Option Agent1 Frequency ------------------------------------------------------------------------------------------------------------------------------------ 34539C ML3 100.0% 99.6125% 2.650% Quarterly January 20, 2006 YES Redemption Information: N/A ------------------------------------------------------------------------------------------------------------------------------------ 34539C MM1 100.0% 99.3875% 3.400% Monthly January 22, 2007 YES Redemption Information: N/A ------------------------------------------------------------------------------------------------------------------------------------ 34539C MN9 100.0% 99.0250% 4.250% Quarterly January 20, 2009 YES Redemption Information: N/A ------------------------------------------------------------------------------------------------------------------------------------ 34539C MP4 100.0% 98.8250% 5.000% Semi-Annually January 20, 2011 YES Redemption Information: Redeemable at the option of Ford Credit on any Interest Payment Date beginning January 20, 2006. See the prospectus supplement for further information. ------------------------------------------------------------------------------------------------------------------------------------ 34539C MQ2 100.0% 98.5250% 5.650% Semi-Annually January 21, 2014 YES Redemption Information: Redeemable at the option of Ford Credit on any Interest Payment Date beginning January 20, 2006. See the prospectus supplement for further information. ------------------------------------------------------------------------------------------------------------------------------------ -------- 1 Expressed as a percentage of the aggregate principal amount. Trade Date: January 20, 2004 Merrill Lynch & Co. Issue Date: January 28, 2004 Purchasing Agent Minimum Denominations/Increments: $1,000/$1,000 Acting as Principal All trades in the Notes described in this pricing supplement will settle on the Issue Date in same-day funds without accrued interest, in book-entry form only through DTC. DTC Participant Number: 161