Finance Receivables (Tables)

12 Months Ended

Dec. 31, 2014

Net finance receivables [Table Text Block]

Finance receivables, net at December 31 were as follows (in millions):



	2014			2013
Consumer
Retail financing, gross	$	55,856		$	51,699
Less: Unearned interest supplements	(1,760		)	(1,502		)
Consumer finance receivables	54,096			50,197

Non-Consumer
Dealer financing	31,340			29,905
Other financing	1,026			1,071
Non-Consumer finance receivables	32,366			30,976
Total recorded investment	$	86,462		$	81,173

Recorded investment in finance receivables	$	86,462		$	81,173
Less: Allowance for credit losses	(321		)	(357		)
Finance receivables, net (a) (b)	$	86,141		$	80,816

Net finance receivables subject to fair value (c)	$	84,468		$	79,149
Fair value	85,941			80,838

__________

(a)

At December 31, 2014 and 2013, Finance receivables, net on the consolidated balance sheet were $81.1 billion and $77.5 billion, respectively. The balance is comprised of Financial Services sector finance receivables of $86.1 billion and $80.8 billion, respectively, net of $5 billion and $3.3 billion, respectively, of receivables purchased by Financial Services sector from Automotive sector, which are reclassified to Other receivables, net.


(b)	Finance receivables, net includes net investment in direct financing leases of $1.7 billion at December 31, 2014 and 2013.


(c)	Excludes $1.7 billion of certain receivables (primarily direct financing leases) that are not subject to fair value disclosure requirements at December 31, 2014 and 2013.

Schedule of Financing Receivables, Minimum Payments [Table Text Block]

Contractual maturities of total finance receivables outstanding at December 31, 2014 reflect contractual repayments due from customers or borrowers as follows (in millions):



	Due in Year Ending December 31,
	2015		2016		2017		Thereafter		Total
Consumer
Retail financing, gross (a)	$	16,080	$	14,821	$	11,694	$	13,261	$	55,856

Non-Consumer
Dealer financing	28,585		1,528		187		1,040		31,340
Other financing	1,016		9		1		—		1,026
Total finance receivables	$	45,681	$	16,358	$	11,882	$	14,301	$	88,222

__________


(a)	Contractual maturities of retail financing, gross include $154 million of estimated unguaranteed residual values related to direct finance leases

Aging analysis for total finance receivables [Text Block]

The aging analysis of our finance receivables balances at December 31 was as follows (in millions):



	2014		2013
Consumer
31-60 days past due	$	718	$	754
61-90 days past due	97		105
91-120 days past due	29		27
Greater than 120 days past due	52		63
Total past due	896		949
Current	53,200		49,248
Consumer finance receivables	54,096		50,197

Non-Consumer
Total past due	117		89
Current	32,249		30,887
Non-Consumer finance receivables	32,366		30,976
Total recorded investment	$	86,462	$	81,173

Non-consumer [Member]

Financing Receivables [Line Items]

Financing receivable credit quality indicators [Table Text Block]

The credit quality analysis of our dealer financing receivables at December 31 was as follows (in millions):



	2014		2013
Dealer Financing
Group I	$	23,125	$	23,408
Group II	6,350		5,381
Group III	1,783		1,073
Group IV	82		43
Total recorded investment	$	31,340	$	29,905