Finance Receivables (Tables)

12 Months Ended

Dec. 31, 2012

Finance receivable balances were as follows (in millions):



	December 31, 2012			December 31, 2011
Automotive sector (a)	$	519		$	355
Financial Services sector	75,770			73,330
Reclassification of receivables purchased by Financial Services sector from Automotive sector to Other receivables, net	(4,779		)	(3,709		)
Finance receivables, net	$	71,510		$	69,976

__________


(a)	Finance receivables are reported on our sector balance sheet in Receivables, less allowances and Other assets.

Net notes receivable [Table Text Block]

Notes receivable, net were as follows (in millions):



	December 31, 2012			December 31, 2011
Notes receivable	$	542		$	384
Less: Allowance for credit losses	(23		)	(29		)
Notes receivable, net	$	519		$	355

Net finance receivables [Table Text Block]

Finance receivables, net were as follows (in millions):



	December 31, 2012									December 31, 2011
	North America			International			Total Finance Receivables			North America			International			Total Finance Receivables
Consumer
Retail financing, gross	$	39,504		$	10,460		$	49,964		$	38,410		$	11,083		$	49,493
Less: Unearned interest supplements	(1,264		)	(287		)	(1,551		)	(1,407		)	(335		)	(1,742		)
Consumer finance receivables	$	38,240		$	10,173		$	48,413		$	37,003		$	10,748		$	47,751
Non-Consumer
Dealer financing	$	19,429		$	7,242		$	26,671		$	16,501		$	8,479		$	24,980
Other	689			386			1,075			723			377			1,100
Non-Consumer finance receivables	20,118			7,628			27,746			17,224			8,856			26,080
Total recorded investment	$	58,358		$	17,801		$	76,159		$	54,227		$	19,604		$	73,831

Recorded investment in finance receivables	$	58,358		$	17,801		$	76,159		$	54,227		$	19,604		$	73,831
Less: Allowance for credit losses	(309		)	(80		)	(389		)	(388		)	(113		)	(501		)
Finance receivables, net	$	58,049		$	17,721		$	75,770		$	53,839		$	19,491		$	73,330

Net finance receivables subject to fair value (a)							$	73,618								$	70,754
Fair value							75,618									72,294

__________


(a)	At December 31, 2012 and 2011, excludes $2.2 billion and $2.6 billion, respectively, of certain receivables (primarily direct financing leases) that are not subject to fair value disclosure requirements. All finance receivables are categorized within Level 3 of the fair value hierarchy. See Note 4 for additional information.

Schedule of Financing Receivables, Minimum Payments [Table Text Block]

Contractual maturities of total finance receivables, excluding unearned interest supplements, outstanding at December 31, 2012 reflect contractual repayments due from customers or borrowers as follows (in millions):



	Due in Year Ending December 31,
	2013		2014		2015		Thereafter		Total
North America
Consumer
Retail financing, gross	$	11,599	$	9,992	$	8,096	$	9,817	$	39,504
Non-Consumer
Dealer financing	17,966		546		72		845		19,429
Other	685		2		1		1		689
Total North America	$	30,250	$	10,540	$	8,169	$	10,663	$	59,622

International
Consumer
Retail financing, gross	$	4,381	$	3,096	$	1,826	$	1,157	$	10,460
Non-Consumer
Dealer financing	6,464		717		58		3		7,242
Other	386		—		—		—		386
Total International	$	11,231	$	3,813	$	1,884	$	1,160	$	18,088

Aging analysis for total finance receivables [Text Block]

The aging analysis of our Financial Services sector finance receivables balances at December 31 were as follows (in millions):



	2012						2011
	North America		International		Total		North America		International		Total
Consumer
31-60 days past due	$	783	$	50	$	833	$	732	$	64	$	796
61-90 days past due	97		18		115		68		28		96
91-120 days past due	21		9		30		22		12		34
Greater than 120 days past due	52		29		81		70		43		113
Total past due	953		106		1,059		892		147		1,039
Current	37,287		10,067		47,354		36,111		10,601		46,712
Consumer finance receivables	$	38,240	$	10,173	$	48,413	$	37,003	$	10,748	$	47,751

Non-Consumer
Total past due	$	29	$	11	$	40	$	30	$	9	$	39
Current	20,089		7,617		27,706		17,194		8,847		26,041
Non-Consumer finance receivables	20,118		7,628		27,746		17,224		8,856		26,080
Total recorded investment	$	58,358	$	17,801	$	76,159	$	54,227	$	19,604	$	73,831

Schedule of Direct Financing Leases [Table Text Block]

Investment in direct financing leases, which are included in consumer receivables, were as follows (in millions):



	December 31, 2012									December 31, 2011
	North America			International			Total Direct Financing Leases			North America			International			Total Direct Financing Leases
Total minimum lease rentals to be received	$	58		$	1,466		$	1,524		$	4		$	1,897		$	1,901
Initial direct costs	1			16			17			—			18			18
Estimated residual values	—			851			851			1			971			972
Less: Unearned income	(7		)	(152		)	(159		)	(1		)	(203		)	(204		)
Less: Unearned interest supplements	—			(82		)	(82		)	—			(116		)	(116		)
Recorded investment in direct financing leases	52			2,099			2,151			4			2,567			2,571
Less: Allowance for credit losses	(1		)	(8		)	(9		)	—			(12		)	(12		)
Net investment in direct financing leases	$	51		$	2,091		$	2,142		$	4		$	2,555		$	2,559

Schedule Of Future Minimum Rental Payments Due From Direct Financing Leases [Table Text Block]

Future minimum rental payments due from direct financing leases at December 31, 2012 were as follows (in millions):



	2013		2014		2015		2016		Thereafter
North America	$	21	$	12	$	13	$	9	$	3
International	571		430		317		136		12

Non-consumer [Member]

Financing Receivables [Line Items]

Financing receivable credit quality indicators [Table Text Block]

The credit quality analysis of our dealer financing receivables at December 31 were as follows (in millions):



	2012						2011
	North America		International		Total		North America		International		Total
Dealer Financing
Group I	$	16,526	$	4,551	$	21,077	$	13,506	$	5,157	$	18,663
Group II	2,608		1,405		4,013		2,654		1,975		4,629
Group III	277		1,279		1,556		331		1,337		1,668
Group IV	18		7		25		10		10		20
Total recorded investment	$	19,429	$	7,242	$	26,671	$	16,501	$	8,479	$	24,980