SEC Form 4

FORM 4		UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940	OMB APPROVAL OMB Number: 3235-0287 Estimated average burden hours per response: 0.5
	Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person* MOGLE DAVID B (Last) (First) (Middle) 3484 PHEASANT CHASE (Street) HERMITAGE PA 16148 (City) (State) (Zip)	2. Issuer Name and Ticker or Trading Symbol FNB CORP/FL/ [ FNB ]	5. Relationship of Reporting Person(s) to Issuer (Check all applicable) Director 10% Owner X Officer (give title below) Other (specify below) Secretary
	3. Date of Earliest Transaction (Month/Day/Year) 01/01/2004
	4. If Amendment, Date of Original Filed (Month/Day/Year)	6. Individual or Joint/Group Filing (Check Applicable Line) X Form filed by One Reporting Person Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock(1)								4,489.5308(2)	D
Common Stock								1,332	D
Common Stock								1,278	D(3)
Common Stock								4,949.0676(4)	D
Common Stock	01/15/2004(5)		A	V	240.133	D	(6)	3,158.7486(7)	I	By Trust (Deferred 401K Plan)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Options (Granted 01/30/1996	$7.67							(8)	01/30/2006	Common Stock	16,706		16,706	D
Stock Options (Granted 01/26/1997)	$8.95							(8)	01/26/2007	Common Stock	6,724		6,724	D
Stock Options (Granted 01/18/1998)	$13.78							(8)	01/18/2008	Common Stock	7,687		7,687	D
Stock Options (Granted 01/24/1999)	$10.62							(8)	01/24/2009	Common Stock	7,972		7,972	D
Stock Options (Granted 01/23/2000)	$10.21							(9)	01/23/2010	Common Stock	8,956		8,956	D
Stock Options (Granted 01/22/2001)	$10.44							(9)	01/22/2011	Common Stock	9,373		9,373	D
Stock Options (Granted 01/20/2002)	$12.94							(9)	01/20/2012	Common Stock	5,677		5,677	D
Stock Options (Granted 01/20/2003)	$13.75							(9)	01/20/2013	Common Stock	5,726		5,726	D
Common Stock Equivalent(10)	$20.48	01/01/2004		A	V	95.7829(11)		(12)	(13)	Common Stock	212.9891(14)	(13)	212.9891(14)	I	Interest in Plan

Explanation of Responses:

1. Award of stock pursuant to the F.N.B. Corporation 2001 Incentive Plan. Vests 50% on third anniversary of grant date and 50% to vest on the fourth anniversary of the grant date, with the second 50% being subject to the satisfaction of certain performance criteria.

2. Includes 189.5308 shares acquired under the F.N.B. Corporation Dividend Reinvestment Plan.

3. Shares held jointly with wife.

4. Includes 208.9266 shares acquired under the F.N.B. Corporation Dividend Reinvestment Plan.

5. Transaction under exempt 401(k) Plan during 2004.

6. Represents employer matching contributions pursuant to exempt 401(k) Plan.

7. Includes 129.3386 shares acquired under the F.N.B. Corporation Dividend Reinvestment Plan.

8. Options are fully vested and are available for immediate exercise.

9. Options vest over a five year period, 20% each year on the anniversary of grant date.

10. Represents credit under a supplemental retirement plan for employer matching stock contributions which reporting person receives upon retirement.

11. Reflects the conversion of the common stock equivalent's price and number of shares due to the spin-off of First National Bankshares of Florida, Inc. from F.N.B. Corporation on 01/01/2004.

12. Upon entitlement to amounts under exempt 401(k) Plan.

13. Not applicable; represents credit under supplemental retirement plan for employer matching stock contribution which reporting person was prevented from receiving under exempt 401(k) plan.

14. Includes 8.9891 shares acquired under the F.N.B. Corporation Dividend Reinvestment Plan.

Remarks:

Statement of holdings for 2004.

	/s/ David B. Mogle	02/11/2005
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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