-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 TY8r8/lHJtUbt3PFW7j6BXJvVpavrFNO58SudsOuvjz/AGBWhSxbdtY14/nrmXXi
 QCai3EmZ0mdDH+dlgufCXg==

<SEC-DOCUMENT>0001209191-03-033252.txt : 20031203
<SEC-HEADER>0001209191-03-033252.hdr.sgml : 20031203
<ACCEPTANCE-DATETIME>20031203085400
ACCESSION NUMBER:		0001209191-03-033252
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20031202
FILED AS OF DATE:		20031203

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			MACE EDWARD J
		CENTRAL INDEX KEY:			0001195155

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-08144
		FILM NUMBER:		031033884

	BUSINESS ADDRESS:	
		STREET 1:		720 GOODLETTE ROAD
		STREET 2:		NORTH, SUITE 202
		CITY:			NAPLES
		STATE:			FL
		ZIP:			34102

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FNB CORP/FL/
		CENTRAL INDEX KEY:			0000037808
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				251255406
		STATE OF INCORPORATION:			FL
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		F.N.B. CENTER
		STREET 2:		2150 GOODLETTE ROAD NORTH
		CITY:			NAPLES
		STATE:			FL
		ZIP:			34102
		BUSINESS PHONE:		239-262-7600

	MAIL ADDRESS:	
		STREET 1:		F.N.B. CENTER
		STREET 2:		2150 GOODLETTE ROAD NORTH
		CITY:			NAPLES
		STATE:			FL
		ZIP:			34102

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FNB CORP/PA
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CITIZENS BUDGET CO
		DATE OF NAME CHANGE:	19750909
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>doc4.xml
<DESCRIPTION>FORM 4 SUBMISSION
<TEXT>
<XML>
<?xml version="1.0"?><ownershipDocument><schemaVersion>X0201</schemaVersion>    <documentType>4</documentType><periodOfReport>2003-12-02</periodOfReport><notSubjectToSection16>0</notSubjectToSection16><issuer><issuerCik>0000037808</issuerCik><issuerName>FNB CORP/FL/</issuerName>        <issuerTradingSymbol>FBAN</issuerTradingSymbol></issuer><reportingOwner><reportingOwnerId><rptOwnerCik>0001195155</rptOwnerCik><rptOwnerName>MACE EDWARD J</rptOwnerName></reportingOwnerId><reportingOwnerAddress><rptOwnerStreet1>720 GOODLETTE ROAD NORTH</rptOwnerStreet1><rptOwnerStreet2>SUITE 202</rptOwnerStreet2><rptOwnerCity>NAPLES</rptOwnerCity><rptOwnerState>FL</rptOwnerState><rptOwnerZipCode>34102</rptOwnerZipCode><rptOwnerStateDescription></rptOwnerStateDescription></reportingOwnerAddress><reportingOwnerRelationship><isDirector>1</isDirector><isOfficer>0</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>0</isOther></reportingOwnerRelationship></reportingOwner><nonDerivativeTable><nonDerivativeTransaction><securi
tyTitle><value>COMMON STOCK</value></securityTitle><transactionDate><value>2003-12-02</value></transactionDate><deemedExecutionDate></deemedExecutionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>A</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionTimeliness><value></value></transactionTimeliness><transactionAmounts><transactionShares><value>127.3130</value></transactionShares><transactionPricePerShare><value>32.9895</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>19293.8593</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></nonDerivativeTransaction><nonDerivativeHolding><securityTitle><value>COMMON STOCK</value></securityTitle><postTransactionAmounts><shares
OwnedFollowingTransaction><value>75859.0000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>RIBEK CORP</value></natureOfOwnership></ownershipNature></nonDerivativeHolding><nonDerivativeHolding><securityTitle><value>COMMON STOCK</value></securityTitle><postTransactionAmounts><sharesOwnedFollowingTransaction><value>629.3510</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>BY DEFERRED TRUST PLAN</value></natureOfOwnership></ownershipNature></nonDerivativeHolding><nonDerivativeHolding><securityTitle><value>COMMON STOCK</value></securityTitle><postTransactionAmounts><sharesOwnedFollowingTransaction><value>180.1877</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirec
tOwnership><natureOfOwnership><value>CUST FOR NICHOLAS MACE</value></natureOfOwnership></ownershipNature></nonDerivativeHolding><nonDerivativeHolding><securityTitle><value>COMMON STOCK</value></securityTitle><postTransactionAmounts><sharesOwnedFollowingTransaction><value>180.1877</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>CUST FOR SPENCER MACE</value></natureOfOwnership></ownershipNature></nonDerivativeHolding><nonDerivativeHolding><securityTitle><value>COMMON STOCK</value></securityTitle><postTransactionAmounts><sharesOwnedFollowingTransaction><value>180.1877</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>CUST FOR TREVOR MACE</value></natureOfOwnership></ownershipNature></nonDerivativeHolding><nonDerivativeHolding><securityTitle><value>COMMON
 STOCK</value></securityTitle><postTransactionAmounts><sharesOwnedFollowingTransaction><value>2392.1600</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>TRUSTEE FOR JUDITH BECKLER</value></natureOfOwnership></ownershipNature></nonDerivativeHolding><nonDerivativeHolding><securityTitle><value>COMMON STOCK</value></securityTitle><postTransactionAmounts><sharesOwnedFollowingTransaction><value>2392.1600</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>TRUSTEE FOR SARAH BECKLER</value></natureOfOwnership></ownershipNature></nonDerivativeHolding><nonDerivativeHolding><securityTitle><value>COMMON STOCK</value></securityTitle><postTransactionAmounts><sharesOwnedFollowingTransaction><value>2392.1600</value></sharesOwnedFollowingTransaction></postTransactionAmou
nts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>TRUSTEE FOR WILLIAM BECKLER</value></natureOfOwnership></ownershipNature></nonDerivativeHolding><nonDerivativeHolding><securityTitle><value>COMMON STOCK</value></securityTitle><postTransactionAmounts><sharesOwnedFollowingTransaction><value>26972.0000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>TRUSTEE FOR RIBEK CORP PENSION</value></natureOfOwnership></ownershipNature></nonDerivativeHolding></nonDerivativeTable><derivativeTable><derivativeHolding><securityTitle><value>Stock Options (Granted 01/24/1999)</value></securityTitle><conversionOrExercisePrice><value>20.0300</value></conversionOrExercisePrice><exerciseDate><value>2000-01-25</value></exerciseDate><expirationDate><value>2009-01-24</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><val
ue>COMMON STOCK</value></underlyingSecurityTitle><underlyingSecurityShares><value>1618.0000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>1618.0000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Stock Options (Granted 04/29/1999)</value></securityTitle><conversionOrExercisePrice><value>18.8500</value></conversionOrExercisePrice><exerciseDate><value>2000-04-30</value></exerciseDate><expirationDate><value>2009-04-29</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>COMMON STOCK</value></underlyingSecurityTitle><underlyingSecurityShares><value>428.0000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>428.0000</value></sharesOwnedFollowingTransaction></postTransac
tionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Stock Options (Granted 01/23/2000)</value></securityTitle><conversionOrExercisePrice><value>19.2600</value></conversionOrExercisePrice><exerciseDate><value>2001-01-24</value></exerciseDate><expirationDate><value>2010-01-23</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>COMMON STOCK</value></underlyingSecurityTitle><underlyingSecurityShares><value>1423.0000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>1423.0000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Stock Options (Granted 01/22/2001)</value></securityTitle><conversionOrExercisePrice><value>19
.6800</value></conversionOrExercisePrice><exerciseDate><value>2002-01-23</value></exerciseDate><expirationDate><value>2011-01-22</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>COMMON STOCK</value></underlyingSecurityTitle><underlyingSecurityShares><value>1478.0000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>1478.0000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Stock Options (Granted 01/20/2002)</value></securityTitle><conversionOrExercisePrice><value>24.4000</value></conversionOrExercisePrice><exerciseDate><value>2003-01-21</value></exerciseDate><expirationDate><value>2012-01-20</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>COMMON STOCK</value></underlyingSecurityTitle><underlyingSecuritySha
res><value>1447.0000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>1447.0000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Stock Options (Granted 01/20/2003)</value></securityTitle><conversionOrExercisePrice><value>25.9200</value></conversionOrExercisePrice><exerciseDate><value>2004-01-21</value></exerciseDate><expirationDate><value>2013-01-20</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>COMMON STOCK</value></underlyingSecurityTitle><underlyingSecurityShares><value>2725.0000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>2725.0000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</val
ue></directOrIndirectOwnership></ownershipNature></derivativeHolding></derivativeTable><footnotes></footnotes><remarks></remarks><ownerSignature><signatureName>/s/ Edward J. Mace</signatureName><signatureDate>2003-12-03</signatureDate></ownerSignature></ownershipDocument>

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</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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