-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 Ctr1f3naRjvk6XvYfUsNIt2jGvtNaL8BO02yYQH91Tc9cLLWN/Mz/ZGvwxP/RqcL
 c8aS4EWc5rt3RGoOFYzQ6w==

<SEC-DOCUMENT>0001209191-03-029030.txt : 20031106
<SEC-HEADER>0001209191-03-029030.hdr.sgml : 20031106
<ACCEPTANCE-DATETIME>20031106165028
ACCESSION NUMBER:		0001209191-03-029030
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20031105
FILED AS OF DATE:		20031106

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			TICE GARY L
		CENTRAL INDEX KEY:			0001195051

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-08144
		FILM NUMBER:		03982779

	BUSINESS ADDRESS:	
		STREET 1:		2150 GOODETTE RD NORTH
		CITY:			NAPLES
		STATE:			FL
		ZIP:			34102

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FNB CORP/FL/
		CENTRAL INDEX KEY:			0000037808
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				251255406
		STATE OF INCORPORATION:			FL
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		F.N.B. CENTER
		STREET 2:		2150 GOODLETTE ROAD NORTH
		CITY:			NAPLES
		STATE:			FL
		ZIP:			34102
		BUSINESS PHONE:		239-262-7600

	MAIL ADDRESS:	
		STREET 1:		F.N.B. CENTER
		STREET 2:		2150 GOODLETTE ROAD NORTH
		CITY:			NAPLES
		STATE:			FL
		ZIP:			34102

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FNB CORP/PA
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CITIZENS BUDGET CO
		DATE OF NAME CHANGE:	19750909
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>doc4.xml
<DESCRIPTION>FORM 4 SUBMISSION
<TEXT>
<XML>
<?xml version="1.0"?><ownershipDocument><schemaVersion>X0201</schemaVersion>    <documentType>4</documentType><periodOfReport>2003-11-05</periodOfReport><notSubjectToSection16>0</notSubjectToSection16><issuer><issuerCik>0000037808</issuerCik><issuerName>FNB CORP/FL/</issuerName>        <issuerTradingSymbol>FBAN</issuerTradingSymbol></issuer><reportingOwner><reportingOwnerId><rptOwnerCik>0001195051</rptOwnerCik><rptOwnerName>TICE GARY L</rptOwnerName></reportingOwnerId><reportingOwnerAddress><rptOwnerStreet1>2150 GOODLETTE ROAD NORTH</rptOwnerStreet1><rptOwnerStreet2></rptOwnerStreet2><rptOwnerCity>NAPLES</rptOwnerCity><rptOwnerState>FL</rptOwnerState><rptOwnerZipCode>34102</rptOwnerZipCode><rptOwnerStateDescription></rptOwnerStateDescription></reportingOwnerAddress><reportingOwnerRelationship><isDirector>1</isDirector><isOfficer>1</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>0</isOther><officerTitle>President &amp; CEO</officerTitle></reportingOwnerRelationship></reportingOwner><nonDerivativeT
able><nonDerivativeTransaction><securityTitle><value>Common Stock</value></securityTitle><transactionDate><value>2003-11-05</value></transactionDate><deemedExecutionDate></deemedExecutionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>F</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionTimeliness><value></value></transactionTimeliness><transactionAmounts><transactionShares><value>1186.0000</value></transactionShares><transactionPricePerShare><value>33.5800</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>D</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>97788.1997</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></nonDerivativeTransaction><nonDerivativeTransaction><securityTitle><value>Common Stock</value></se
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910</value><footnoteId id="F1" /></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>By Wife</value></natureOfOwnership></ownershipNature></nonDerivativeHolding><nonDerivativeHolding><securityTitle><value>Common Stock</value></securityTitle><postTransactionAmounts><sharesOwnedFollowingTransaction><value>4094.3310</value><footnoteId id="F2" /></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>By Trust (Deferred Plan)</value></natureOfOwnership></ownershipNature></nonDerivativeHolding></nonDerivativeTable><derivativeTable><derivativeTransaction><securityTitle><value>Stock Options (Granted 11/15/1993)</value></securityTitle><conversionOrExercisePrice><value>8.3100</value></conversionOrExercisePrice><transactionDate><value>2003-11-05</value></transactionDate><deemedExecutio
nDate></deemedExecutionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>M</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionTimeliness><value></value></transactionTimeliness><transactionAmounts><transactionShares><value>4796.0380</value></transactionShares><transactionPricePerShare><footnoteId id="F5" /></transactionPricePerShare><transactionAcquiredDisposedCode><value>D</value></transactionAcquiredDisposedCode></transactionAmounts><exerciseDate><footnoteId id="F3" /></exerciseDate><expirationDate><value>2003-11-15</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>4796.0380</value><footnoteId id="F4" /></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>0</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>
D</value></directOrIndirectOwnership></ownershipNature></derivativeTransaction><derivativeHolding><securityTitle><value>Stock Options (Granted 01/18/1998)</value></securityTitle><conversionOrExercisePrice><value>25.9800</value></conversionOrExercisePrice><exerciseDate><footnoteId id="F6" /></exerciseDate><expirationDate><value>2008-01-18</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>43544.0000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>43544.0000</value><footnoteId id="F4" /></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Stock Options (Granted 01/24/1999)</value></securityTitle><conversionOrExercisePrice><value>20.0300</value></conversionOrExercisePri
ce><exerciseDate><footnoteId id="F6" /></exerciseDate><expirationDate><value>2009-01-24</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>44114.0000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>44114.0000</value><footnoteId id="F4" /></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Stock Options (Granted 04/29/1999)</value></securityTitle><conversionOrExercisePrice><value>18.8500</value></conversionOrExercisePrice><exerciseDate><value>2000-04-30</value></exerciseDate><expirationDate><value>2009-04-29</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>428.83
10</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>428.8310</value><footnoteId id="F4" /></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Stock Options (Granted 01/23/2000)</value></securityTitle><conversionOrExercisePrice><value>19.2600</value></conversionOrExercisePrice><exerciseDate><footnoteId id="F6" /></exerciseDate><expirationDate><value>2010-01-23</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>46994.0000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>46994.0000</value><footnoteId id="F4" /></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirec
tOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Stock Options (Granted 01/23/2000)</value></securityTitle><conversionOrExercisePrice><value>19.2600</value></conversionOrExercisePrice><exerciseDate><value>2001-01-24</value></exerciseDate><expirationDate><value>2010-01-23</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>1401.4790</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>1401.4790</value><footnoteId id="F4" /></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Stock Options (Granted 01/22/2001)</value></securityTitle><conversionOrExercisePrice><value>19.6800</value></conversi
onOrExercisePrice><exerciseDate><footnoteId id="F6" /></exerciseDate><expirationDate><value>2011-01-22</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>81810.0000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>81810.0000</value><footnoteId id="F4" /></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Stock Options (Granted 01/22/2001)</value></securityTitle><conversionOrExercisePrice><value>19.6800</value></conversionOrExercisePrice><exerciseDate><value>2002-01-23</value></exerciseDate><expirationDate><value>2011-01-22</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShare
s><value>1546.5870</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>1546.5870</value><footnoteId id="F4" /></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Stock Options (Granted 01/20/2002)</value></securityTitle><conversionOrExercisePrice><value>24.4000</value></conversionOrExercisePrice><exerciseDate><footnoteId id="F6" /></exerciseDate><expirationDate><value>2012-01-20</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>61477.0000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>61477.0000</value><footnoteId id="F4" /></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature
><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Stock Options (Granted 01/20/2002)</value></securityTitle><conversionOrExercisePrice><value>24.4000</value></conversionOrExercisePrice><exerciseDate><value>2003-01-21</value></exerciseDate><expirationDate><value>2012-01-20</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>1332.9230</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>1332.9230</value><footnoteId id="F4" /></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Stock Options (Granted 01/20/2003)</value></securityTitle><conversionOrExercisePrice><value>25.9200<
/value></conversionOrExercisePrice><exerciseDate><footnoteId id="F6" /></exerciseDate><expirationDate><value>2013-01-20</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>62683.0000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>62683.0000</value><footnoteId id="F4" /></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Stock Options (Granted 01/20/2003)</value></securityTitle><conversionOrExercisePrice><value>25.9200</value></conversionOrExercisePrice><exerciseDate><value>2004-01-21</value></exerciseDate><expirationDate><value>2013-01-20</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underl
yingSecurityShares><value>2299.5000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>2299.5000</value><footnoteId id="F4" /></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Common Stock Equivalent</value></securityTitle><conversionOrExercisePrice><footnoteId id="F7" /></conversionOrExercisePrice><exerciseDate><footnoteId id="F8" /></exerciseDate><expirationDate><footnoteId id="F9" /></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>3171.3364</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>3171.3364</value><footnoteId id="F10" /></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNatu
re><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>Interest in Plan</value></natureOfOwnership></ownershipNature></derivativeHolding></derivativeTable><footnotes><footnote id="F1">Includes 33.808 shares acquired as a result of a 5% stock dividend on 05/30/2003 and 15.812 shares acquired under the F.N.B. Corporation Dividend Reinvestment Plan.</footnote><footnote id="F2">Includes 192.122 shares acquired as a result of a 5% stock dividend on 05/30/2003 and 89.85 shares acquired under the F.N.B. Corporation Dividend Reinvestment Plan.</footnote><footnote id="F3">Options vest 10% on grant date and an additional 10% as of each successive anniversary of grant date until fully vested.</footnote><footnote id="F4">Represents change in exercise price and number of shares obtainable upon exercise due to a 5% stock dividend on 05/30/2003.</footnote><footnote id="F5">The price of the derivative security does not apply to this transaction.</footnote><footnote id="F6">Option
s vest over a five year period, 20% each year on anniversary of grant date.</footnote><footnote id="F7">The price is to be determined at retirement when the reporting person receives these shares. The price will be based on the average of the bid and ask prices at the time of the individual???s retirement.</footnote><footnote id="F8">There is no exercisable date on these shares. These shares represent credit under supplemental retirement plan for employer matching contributions which reporting person was prevented from receiving under exempt 401(k) Plan. These shares are received at retirement.</footnote><footnote id="F9">There is no expiration date on these shares. These shares represent credit under supplemental retirement plan for employer matching contributions which reporting person was prevented from receiving under exempt 401(k) Plan. These shares are received at retirement.</footnote><footnote id="F10">Includes 148.8114 shares acquired as a result of a 5% stock dividend on 05/30/2003 and 69.7617 shar
es acquired under the F.N.B. Corporation Dividend Reinvestment Plan.</footnote></footnotes><remarks></remarks><ownerSignature><signatureName>/s/ Gary L. Tice</signatureName><signatureDate>2003-11-06</signatureDate></ownerSignature></ownershipDocument>

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</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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