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PROSPECTUS SUPPLEMENT    Filed Pursuant to Rule 424(b)(2)
(To Prospectus Dated August 31, 2021)    Registration No. 333-259204 and 333-259204-01

FNB FINANCIAL SERVICES, LP

$500,000,000

SUBORDINATED TERM NOTES AND DAILY NOTES

Pursuant to the prospectus, FNB Financial Services, LP is offering up to Five Hundred Million Dollars ($500,000,000) aggregate principal amount of its nonnegotiable subordinated term, daily and special daily notes (the “New Notes”), which are fully and unconditionally guaranteed by F.N.B. Corporation, (the “Company”). Renewals of Notes issued by the Company prior to 2005 and still outstanding carry the same interest rates as their corollary New Notes.

The following annual interest rates are applicable to both New Notes

and Outstanding Notes effective March 8, 2023.

 

     ANNUAL     ANNUAL  
     INTEREST     PERCENTAGE  
     RATE     YIELD  

Subordinated Daily Notes

     1.00     1.00

Subordinated Special Daily Notes

     2.70     2.73

MINIMUM BALANCE $25,000.00

    

Subordinated JUMBO Daily Notes

     3.70     3.75

MINIMUM BALANCE $100,000.00

    

Subordinated Term Notes

    

3 Month

     3.20     3.24

6 Month

     3.20     3.24

9 Month

     3.30     3.34

12 Month

     3.50     3.55

15 Month     SPECIAL

     4.60     4.68

18 Month

     3.70     3.75

21 Month

     N/A       N/A  

24 Month

     3.70     3.75

27 Month     SPECIAL

     4.70     4.78

30 Month

     3.90     3.96

36 Month

     3.90     3.96

48 Month

     4.00     4.06

60 Month

     4.10     4.16

84 Month     SPECIAL

     4.50     4.58

120 Month     SPECIAL

     5.00     5.09

This Prospectus Supplement is dated March 8, 2023.