9. Deposits

Following is a summary of deposits:


December 31	2014		2013
Non-interest bearing demand	$	2,647,623	$	2,200,081
Interest bearing demand		4,547,628		3,968,679
Savings		1,575,922		1,423,399
Certificates and other time deposits		2,611,035		2,606,073

	$	11,382,208	$	10,198,232

Time deposits of $250,000 or more were $228,810 and $210,983 at December 31, 2014 and 2013, respectively. Time deposits of $100,000 or more were $895,505 and $857,470 at December 31, 2014 and 2013, respectively. Following is a summary of the time deposits of $100,000 or more by remaining maturity at December 31, 2014:


	Certificates of Deposit		Other Time Deposits		Total
Three months or less	$	116,203	$	17,752	$	133,955
Three to six months		120,411		14,970		135,381
Six to twelve months		159,483		25,871		185,354
Over twelve months		322,572		118,243		440,815

	$	718,669	$	176,836	$	895,505

Following is a summary of the scheduled maturities of certificates and other time deposits for the years following December 31, 2014:


2015	$	1,412,807
2016		501,143
2017		277,148
2018		149,668
2019		185,642
Later years		84,627