Business Segments

3 Months Ended

Mar. 31, 2013

Segment Reporting [Abstract]

Business Segments

BUSINESS SEGMENTS

The Corporation operates in four reportable segments: Community Banking, Wealth Management, Insurance and Consumer Finance.

• The Community Banking segment provides services traditionally offered by full-service commercial banks, including commercial and individual demand, savings and time deposit accounts and commercial, mortgage and individual installment loans.

• The Wealth Management segment provides a broad range of personal and corporate fiduciary services including the administration of decedent and trust estates. In addition, it offers various alternative products, including securities brokerage and investment advisory services, mutual funds and annuities.

• The Insurance segment includes a full-service insurance agency offering all lines of commercial and personal insurance through major carriers. The Insurance segment also includes a reinsurer.

• The Consumer Finance segment primarily makes installment loans to individuals and purchases installment sales finance contracts from retail merchants. The Consumer Finance segment activity is funded through the sale of the Corporation’s subordinated notes at the finance company’s branch offices.

The following tables provide financial information for these segments of the Corporation. The information provided under the caption “Parent and Other” represents operations not considered to be reportable segments and/or general operating expenses of the Corporation, and includes the parent company, other non-bank subsidiaries and eliminations and adjustments which are necessary for purposes of reconciliation to the consolidated amounts.

	Community Banking		Wealth Management		Insurance		Consumer Finance		Parent and Other			Consolidated
At or for the Three Months Ended March 31, 2013
Interest income	$	94,051	$	—	$	28	$	9,016	$	2,023		$	105,118
Interest expense		8,918		—		—		856		2,248			12,022
Net interest income		85,133		—		28		8,160		(225	)		93,096
Provision for loan losses		5,820		—		—		1,527		194			7,541
Non-interest income		23,759		7,115		3,559		629		(1,389	)		33,673
Non-interest expense		62,968		6,086		2,811		4,516		496			76,877
Intangible amortization		1,809		76		101		—		—			1,986
Income tax expense (benefit)		11,172		350		239		1,048		(982	)		11,827
Net income (loss)		27,123		603		436		1,698		(1,322	)		28,538
Total assets		11,816,414		18,520		19,141		175,710		(31,795	)		11,997,990
Total intangibles		687,545		11,236		10,830		1,809		—			711,420
At or for the Three Months Ended March 31, 2012
Interest income	$	97,427	$	2	$	30	$	8,356	$	1,472		$	107,287
Interest expense		12,824		—		—		971		2,571			16,366
Net interest income		84,603		2		30		7,385		(1,099	)		90,921
Provision for loan losses		5,238		—		—		1,166		168			6,572
Non-interest income		23,447		5,882		3,503		497		(1,584	)		31,745
Non-interest expense		71,793		4,689		2,937		4,605		368			84,392
Intangible amortization		2,095		80		106		—		—			2,281
Income tax expense (benefit)		7,734		403		174		808		(1,280	)		7,839
Net income (loss)		21,190		712		316		1,303		(1,939	)		21,582
Total assets		11,534,775		19,212		16,951		167,758		(12,633	)		11,726,063
Total intangibles		689,570		11,552		11,245		1,809		—			714,176