Filed by F.N.B. Corporation
(Commission File No. 001-31940)
Pursuant to Rule 425 under the Securities Act of 1933
and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934
Subject Company: PVF Capital Corp.
(Commission File No. 0-24948)
The following slides were included in the presentation of Vincent J. Delie, Jr., President and Chief Executive Officer of F.N.B. Corporation, at the Keefe, Bruyette & Woods Boston Bank Conference on February 27, 2013:
 Additional Information About the Mergers
INFORMATION ABOUT THE MERGER WITH PVFC F.N.B. Corporation (FNB)
and PVF Capital Corp. (PVFC) will file a proxy statement/prospectus and other relevant documents with the SEC in connection with
their pending merger.
SHAREHOLDERS OF PVF CAPITAL CORP. ARE ADVISED TO READ THE PROXY STATEMENT/PROSPECTUS WHEN IT
BECOMES AVAILABLE AND ANY OTHER RELEVANT DOCUMENT FILED WITH THE SEC, AS WELL AS ANY
AMENDMENTS OR SUPPLEMENTS TO THOSE DOCUMENTS, BECAUSE THEY WILL CONTAIN IMPORTANT
INFORMATION. FNB, PVFC and certain of their directors and executive officers may be deemed to be
participants in the solicitation of proxies from shareholders of PVFC in connection
with the proposed merger. The proxy statement/prospectus, when it becomes available, will describe any interest in the merger they may have.
INFORMATION ABOUT THE MERGER WITH ANNB In connection with the
pending merger between FNB and Annapolis Bancorp, Inc. (ANNB), FNB has filed a Registration Statement on Form S-4 (Registration No.
333-186159) with the SEC, which includes a Proxy Statement of ANNB and a Prospectus of
FNB. STOCKHOLDERS OF ANNAPOLIS BANCORP, INC. ARE ADVISED TO READ THE REGISTRATION STATEMENT AND THE
PROXY STATEMENT/PROSPECTUS REGARDING THE MERGER AND ANY OTHER RELEVANT DOCUMENTS FILED
WITH THE SEC, AS WELL AS ANY AMENDMENTS OR SUPPLEMENTS TO THOSE DOCUMENTS, BECAUSE THEY
WILL CONTAIN IMPORTANT INFORMATION.
FNB, ANNB and certain of their directors and executive officers may be deemed to be
participants in the solicitation of proxies from the stockholders of ANNB in connection
with the merger. A description of their interests in the merger is included in the proxy statement/prospectus of ANNB and FNB.
HOW TO OBTAIN ADDITIONAL INFORMATION Free copies of the
documents referred to above may be obtained, free of charge, at the SEC’s website at www. sec.gov, or by contacting any of the persons
listed below:
For documents filed by FNB -- James G. Orie, Chief Legal Officer, F.N.B.
Corporation, One F.N.B. Boulevard, Hermitage, PA 16148, telephone (724) 983-3317
For documents filed by PVFC -- Jeffrey N. Male, Secretary, PVF Capital Corp., 30000
Aurora Road, Solon, OH 44139, telephone (440) 248-7171
For documents filed by ANNB -- Edward J. Schneider, Treasurer and Chief Financial
Officer, Annapolis Bancorp, Inc., 1000 Bestgate Road, Suite 400, Annapolis, MD 21401,
telephone (410) 224-4455
This communication does not constitute an offer of any securities for sale. |
 Positioning for Market Share Expansion
Source: SNL Financial, Pro-Forma
ANNB
Acquisition
PVFC
Acquisition
Cleveland MSA
Pittsburgh MSA
Baltimore MSA |