Allowance For Loan Losses (Tables)

6 Months Ended

Jun. 30, 2011

Allowance For Loan Losses

Summary Of Changes In The Allowance For Loan Losses

	Three Months Ended June 30,						Six Months Ended June 30,
	2011			2010			2011			2010
Balance at beginning of period	$	107,612		$	109,592		$	106,120		$	104,655
Charge-offs		(7,570	)		(8,636	)		(14,903	)		(16,285	)
Recoveries		631			845			1,228			1,467
Net charge-offs		(6,939	)		(7,791	)		(13,675	)		(14,818	)
Provision for loan losses		8,551			12,239			16,779			24,203
Balance at end of period	$	109,224		$	114,040		$	109,224		$	114,040
Allowance for loan losses to:
Total loans, net of unearned income								1.63	%		1.91	%
Non-performing loans								85.84	%		76.19	%

Summary Of Changes In The Allowance For Loan Losses By Class

	Balance at Beginning of Period		Charge-Offs			Recoveries		Provision for Loan Losses		Balance at End of Period
Commercial	$	76,408	$	(3,739	)	$	189	$	5,100	$	77,958
Direct installment		14,767		(2,274	)		205		2,217		14,915
Residential mortgages		4,514		(169	)		23		112		4,480
Indirect installment		5,761		(604	)		156		392		5,705
Consumer lines of credit		4,612		(422	)		44		562		4,796
Commercial leases		1,254		(120	)		13		126		1,273
Other		296		(242	)		1		42		97
	$	107,612	$	(7,570	)	$	631	$	8,551	$	109,224

Summary Of Changes In The Allowance For Loan Losses By Class For Six Months

	Balance at Beginning of Period		Charge-Offs			Recoveries		Provision for Loan Losses		Balance at End of Period
Commercial	$	74,606	$	(7,028	)	$	329	$	10,051	$	77,958
Direct installment		14,941		(4,502	)		434		4,042		14,915
Residential mortgages		4,578		(407	)		31		278		4,480
Indirect installment		5,941		(1,537	)		294		1,007		5,705
Consumer lines of credit		4,743		(818	)		87		784		4,796
Commercial leases		1,070		(205	)		30		378		1,273
Other		241		(406	)		23		239		97
	$	106,120	$	(14,903	)	$	1,228	$	16,779	$	109,224

Summary Of Individual And Collective Allowance For Loan Losses And Loan Balances

	Allowance				Loans Outstanding
	Individually Evaluated  for Impairment		Collectively Evaluated  for Impairment		Loans		Individually Evaluated  for Impairment		Collectively Evaluated  for Impairment
Commercial	$	8,440	$	69,518	$	3,776,287	$	115,156	$	3,661,131
Direct installment		—		14,915		1,039,270		—		1,039,270
Residential mortgages		—		4,480		676,574		—		676,574
Indirect installment		—		5,705		535,191		—		535,191
Consumer lines of credit		—		4,796		542,470		—		542,470
Commercial leases		—		1,273		93,273		—		93,273
Other		—		97		39,530		—		39,530
	$	8,440	$	100,784	$	6,702,595	$	115,156	$	6,587,439