BUSINESS SEGMENTS

The Corporation operates in four reportable segments: Community Banking, Wealth Management, Insurance and Consumer Finance.

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The Community Banking segment provides services traditionally offered by full-service commercial banks, including commercial and individual demand, savings and time deposit accounts and commercial, mortgage and individual installment loans.

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The Wealth Management segment provides a broad range of personal and corporate fiduciary services including the administration of decedent and trust estates. In addition, it offers various alternative products, including securities brokerage and investment advisory services, mutual funds and annuities.

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The Insurance segment includes a full-service insurance agency offering all lines of commercial and personal insurance through major carriers. The Insurance segment also includes a reinsurer.

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The Consumer Finance segment primarily makes installment loans to individuals and purchases installment sales finance contracts from retail merchants. The Consumer Finance segment activity is funded through the sale of the Corporation's subordinated notes at the finance company's branch offices.

The following tables provide financial information for these segments of the Corporation. The information provided under the caption "Parent and Other" represents operations not considered to be reportable segments and/or general operating expenses of the Corporation, and includes the parent company, other non-bank subsidiaries and eliminations and adjustments which are necessary for purposes of reconciliation to the consolidated amounts.


	Community Banking		Wealth Management		Insurance		Consumer Finance		Parent and Other			Consolidated
At or for the Three Months Ended June 30, 2011
Interest income	$	88,207	$	3	$	33	$	8,492	$	1,420		$	98,155
Interest expense		15,718		—		—		1,064		2,679			19,461
Net interest income		72,489		3		33		7,428		(1,259	)		78,694
Provision for loan losses		6,812		—		—		1,656		83			8,551
Non-interest income		20,726		6,368		3,001		549		(1,386	)		29,258
Non-interest expense		54,319		4,649		2,772		4,381		443			66,564
Intangible amortization		1,615		83		107		—		—			1,805
Income tax expense (benefit)		8,495		585		56		769		(1,235	)		8,670
Net income (loss)		21,974		1,054		99		1,171		(1,936	)		22,362
Total assets		9,657,270		20,485		19,366		169,765		(9,723	)		9,857,163
Total intangibles		576,786		11,799		11,564		1,809		—			601,958

At or for the Three Months Ended June 30, 2010
Interest income	$	85,242	$	3	$	52	$	8,124	$	940		$	94,361
Interest expense		19,215		—		—		1,200		2,465			22,880
Net interest income		66,027		3		52		6,924		(1,525	)		71,481
Provision for loan losses		10,488		—		—		1,577		174			12,239
Non-interest income		19,307		5,234		3,199		612		91			28,443
Non-interest expense		50,123		4,174		2,969		3,874		265			61,405
Intangible amortization		1,485		87		107		—		—			1,679
Income tax expense (benefit)		6,291		351		64		752		(779	)		6,679
Net income (loss)		16,947		625		111		1,333		(1,094	)		17,922
Total assets		8,643,089		20,110		20,750		166,441		(17,330	)		8,833,060
Total intangibles		538,553		12,142		11,991		1,809		—			564,495


	Community Banking		Wealth Management		Insurance		Consumer Finance		Parent and Other			Consolidated
At or for the Six Months Ended June 30, 2011
Interest income	$	175,990	$	6	$	66	$	16,562	$	2,902		$	195,526
Interest expense		32,112		—		—		2,181		5,256			39,549
Net interest income		143,878		6		66		14,381		(2,354	)		155,977
Provision for loan losses		13,648		—		—		2,984		147			16,779
Non-interest income		40,807		12,306		6,559		1,071		(3,053	)		57,690
Non-interest expense		114,376		9,582		6,063		8,705		599			139,325
Intangible amortization		3,221		167		213		—		—			3,601
Income tax expense (benefit)		14,331		918		126		1,452		(2,402	)		14,425
Net income (loss)		39,109		1,645		223		2,311		(3,751	)		39,537
Total assets		9,657,270		20,485		19,366		169,765		(9,723	)		9,857,163
Total intangibles		576,786		11,799		11,564		1,809		—			601,958

At or for the Six Months Ended June 30, 2010
Interest income	$	168,706	$	6	$	107	$	16,126	$	1,962		$	186,907
Interest expense		39,692		—		—		2,457		4,872			47,021
Net interest income		129,014		6		107		13,669		(2,910	)		139,886
Provision for loan losses		20,995		—		—		2,897		311			24,203
Non-interest income		41,955		10,219		6,882		1,186		(1,524	)		58,718
Non-interest expense		102,788		8,163		5,906		7,912		392			125,161
Intangible amortization		2,977		175		214		—		—			3,366
Income tax expense (benefit)		11,523		678		310		1,461		(2,000	)		11,972
Net income (loss)		32,686		1,209		559		2,585		(3,137	)		33,902
Total assets		8,643,089		20,110		20,750		166,441		(17,330	)		8,833,060
Total intangibles		538,553		12,142		11,991		1,809		—			564,495