EXHIBIT 23.3




                       CONSENT OF INDEPENDENT ACCOUNTANTS


We hereby consent to the incorporation by reference in this Registration
Statement on Form S-3 of our report dated January 23, 2001 except for Note 22,
which is dated February 26, 2001 relating to the financial statements of
Promistar Financial Corporation, which appears in F.N.B. Corporation's Annual
Report on Form 10-K for the year ended December 31, 2002. We also consent to the
references to us under the heading "Experts" in such Registration Statement.




/s/ PricewaterhouseCoopers LLP

PricewaterhouseCoopers LLP

Harrisburg, Pennsylvania
March 17, 2003