EXHIBIT 23.3


                       CONSENT OF INDEPENDENT ACCOUNTANTS


We hereby consent to the incorporation by reference in this Registration
Statement on Form S3 of our report dated January 23, 2001 except for Note 22,
which is dated February 26, 2001, relating to the financial statements of
Promistar Financial Corporation (appearing on pages 22 through 42 of the
Promistar Financial Corporation Annual report to Shareholders), which appears
in the Current Report on Form 8-K filed by F.N.B. Corporation dated July 24,
2002. We also consent to the reference to us under the hearing "Experts" in
such registration statement.


/s/ PricewaterhouseCoopers LLP

PricewaterhouseCoopers LLP


Harrisburg, Pennsylvania
July 24, 2002