CONSOLIDATED BALANCE SHEETS - USD ($) $ in Millions		Sep. 30, 2024	Dec. 31, 2023
Assets
Cash and due from banks		$ 596	$ 447
Interest-bearing deposits with banks		1,482	1,129
Cash and Cash Equivalents		2,078	1,576
Debt securities available for sale (amortized cost of $3,620 and $3,460; allowance for credit losses of $0 and $0)		3,494	3,254
Debt securities held to maturity (fair value of $3,581 and $3,593; allowance for credit losses of $0 and $0)		3,820	3,911
Loans held for sale (includes $191 and $150 measured at fair value)	[1]	193	488
Loans and leases, net of unearned income of $92 and $91 (includes $49 and $45 measured at fair value)	[1]	33,717	32,323
Allowance for credit losses on loans and leases		(420)	(406)
Net Loans and Leases		33,297	31,917
Premises and equipment, net		505	461
Goodwill		2,478	2,477
Core deposit and other intangible assets, net		56	69
Bank owned life insurance		657	660
Other assets		1,398	1,345
Total Assets		47,976	46,158
Liabilities
Non-interest-bearing demand		9,870	10,222
Interest-bearing demand		15,999	14,809
Savings		3,231	3,465
Certificates and other time deposits		7,671	6,215
Total Deposits		36,771	34,711
Short-term borrowings		1,562	2,506
Long-term borrowings		2,515	1,971
Other liabilities		879	920
Total Liabilities		41,727	40,108
Stockholders’ Equity
Preferred stock - Issued – 0 and 110,877 shares - $0.01 par value		0	107
Common stock - $0.01 par value Authorized – 500,000,000 shares Issued – 374,995,179 and 374,939,537 shares		4	4
Additional paid-in capital		4,693	4,692
Retained earnings		1,886	1,669
Accumulated other comprehensive loss		(154)	(235)
Treasury stock – 15,409,635 and 16,110,120 shares at cost		(180)	(187)
Total Stockholders’ Equity		6,249	6,050
Total Liabilities and Stockholders’ Equity		$ 47,976	$ 46,158

[1] Amount represents loans for which we have elected the fair value option. See Note 18.